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Bank of Hazlehurst

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Hazlehurst, GA $100M to $1B in assets Est. January 1, 1906 FDIC #149 RSSD #628039 Routing #061203752 FDIC

Data as of · sourced from FFIEC call reports. How we update

Bank of Hazlehurst is an FDIC-insured commercial bank headquartered in Hazlehurst, GA, established in 1906 (FDIC certificate 149), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $134.2M, down 7.4% from Q2 2025, the 105th largest of 121 banks headquartered in Georgia. Its CET1 capital ratio was 30.59% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.

Charter
Commercial bank
Regulator
FDIC
Deposit insurance
FDIC
FDIC certificate
149
Headquarters
Hazlehurst, GA
Established
1906
Total assets, Q2 2026
$134.2M
Assets vs Q2 2025
-7.4%
CET1 ratio, Q2 2026
30.59%
Domestic offices
2 FDIC institution directory, current count
Routing number
061203752
Latest call report
Q2 2026, FFIEC 051 · Bank of Hazlehurst call report
Holding company
HAZLEHURST INVESTORS, INC.
Asset rank in state
105th of 121 in Georgia
Assets
$134.2M
Deposits
$117.9M
Loans
$57.5M
Equity
$15.9M

Bank of Hazlehurst is one of the more profitable banks of its size. Its balance sheet stood at $134 million at June 30, 2026, down 7.4% from a year earlier; it is based in Hazlehurst, Georgia. It earns about $2.31 a year on every $100 of assets, about double the median of $1.28 for the 2,660 banks with $100 million to $1 billion in assets. It also keeps 5.01 cents of net interest income on every dollar of earning assets, higher than about 9 in 10 banks its size (median 3.95 cents).

Loans and deposits moved in opposite directions: over the year loans rose 13.5% and deposits fell 9.8%. Problem loans, meaning loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 0.68% of loans from 0.47% a year earlier.

As of June 30, 2026, Bank of Hazlehurst reported a CET1 capital ratio of 30.59%, a return on assets of 2.31%, a nonperforming-loan ratio of 0.68% and a Texas ratio of 2.15%. The figures come from its call report filed with the FFIEC.

By total assets at Q2 2026, Bank of Hazlehurst is the 105th largest of the 121 banks headquartered in Georgia. From Q1 2026 to Q2 2026, its total assets fell 2.4% to $134.2M, loans rose 5.4% and deposits fell 3.4%. 1-4 family residential loans made up 23.6% of its total loans on June 30, 2026, its largest category; next came farmland and other real estate loans at 16.5%. Its 2 offices in the FDIC Summary of Deposits are in Hazlehurst, GA. By the capital ratios in its Q2 2026 call report, Bank of Hazlehurst meets every capital ratio test for well capitalized.

Headquarters Profile

Address
22 S Tallahassee St, Hazlehurst, GA 31539
County
Jeff Davis
Charter
Commercial bank, state charter, Fed non-member, FDIC-supervised
Primary Regulator
FDIC
FDIC Region
Atlanta (Region 5)
Federal Reserve member
No
Federal Reserve district
District 6, Atlanta
Fiduciary (trust) powers
—
Call Report form
FFIEC 051
Established
January 1, 1906
Domestic offices
2 FDIC institution directory, current count
Employees (FTE)
28
Domestic deposits
$117.9M
Allowance for credit losses
$2.2M
Net charge-offs (YTD)
-$79K
Average total assets
$135.9M
Average total loans
$57.0M
Average interest-bearing deposits
$56.3M
Tax status
Subchapter S
Ownership
Stock
Community bank
Yes
FDIC-insured since
January 1, 1934
FDIC Cert
149
Fed RSSD
628039

Profitability

Q2 annualized
Return on Assets2.31%YTD 2.18%
Return on Equity20.22%YTD 19.22%
Net Interest Margin5.01%YTD 4.83%

Balance Sheet

Total liabilities$118.3M
Cash & balances due$31.4M
Securities, available-for-sale$45.4M
Securities, held-to-maturity$18K
Goodwill & intangibles$0

Income Statement

Net income Q2$784K
Net interest income YTD$3.2M
Total interest income YTD$3.5M
Total interest expense YTD$222K
Provision for credit losses YTD$0

Operating & Funding

Total noninterest income YTD$277K
Total noninterest expense YTD$2.0M

Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures

Quarterly trends

Bank of Hazlehurst's total assets moved between a low of $120.0M (Q1 2024) and a high of $144.9M (Q3 2025) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built

Total assets and total liabilities

$134.2M total assets against $144.8M; $118.3M total liabilities against $131.1M.

Loans and leases against deposits

$55.3M net loans and leases against $48.6M; $117.9M total deposits against $130.7M.

Securities and cash

$45.4M securities against $45.9M; $31.4M cash and balances due against $48.3M.

Interest income against interest expense

$1.7M total interest income against $1.8M; $109K total interest expense against $119K.

Net interest income

$1.6M net interest income against $1.7M.

Noninterest income against noninterest expense

$142K total noninterest income against $134K; $996K total noninterest expense against $1.0M.

Provision for credit losses

$0 provision for credit losses against $0.

Net income

$784K net income against $779K.

Return on assets and net interest margin

2.31% return on assets against 2.29%; 5.01% net interest margin against 4.98%.

CET1 and Tier 1 leverage ratios

30.59% CET1 capital ratio against 31.06%; 14.56% tier 1 leverage ratio against 13.57%.

Inside the full Bank of Hazlehurst terminal

21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts

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Quarterly trend: last 8 quarters

From Q3 2024 to Q2 2026, its return on assets ran from 2.01% (Q3 2024) to 2.31% (Q4 2025) and its net interest margin ran from 4.66% (Q1 2026) to 5.12% (Q3 2024).

Quarter CET1 ROA NPL Texas NIM
Q2 2026 30.59% 2.31% 0.68% 2.15% 5.01%
Q1 2026 30.91% 2.06% 0.83% 2.63% 4.66%
Q4 2025 31.65% 2.31% 1.36% 1.52% 4.92%
Q3 2025 32.54% 2.16% 1.31% 1.11% 4.76%
Q2 2025 31.06% 2.29% 1.77% 1.53% 4.98%
Q1 2025 31.43% 2.30% 0.41% 1.32% 4.97%
Q4 2024 30.36% 2.12% 0.35% 1.22% 5.04%
Q3 2024 28.39% 2.01% 0.39% 1.31% 5.12%

Swipe the table sideways to see every column.

Branch Network

View all 2 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.

1–2 of 2
Branch Location ZIP Deposits
Bank of Hazlehurst (main office) Hazlehurst , GA 31539 $117.9M
Tallahassee Street Branch Hazlehurst , GA 31539 $0

Regulatory record

Facts as filed or published, not a rating.

Deposit market share
<0.1% of deposits in GA, rank 143 of 177 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
SBA 7(a) lending
2 loans, $3.8M approved, $1.9M average. 50.00% of that year's loans have since been charged off
Period: Federal fiscal year 2017 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
Not on file
Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources

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Bank of Hazlehurst: regulatory capital profile · BankRegReports

Frequently asked about Bank of Hazlehurst

What are Bank of Hazlehurst's total assets?

As of the Q2 2026 filing, Bank of Hazlehurst reported total assets of $134.2 million in its FFIEC call report.

Where is Bank of Hazlehurst headquartered?

It is headquartered in Hazlehurst, GA, United States.

When was Bank of Hazlehurst founded?

It was established in 1906, per the FDIC institution directory.

Is Bank of Hazlehurst FDIC-insured?

Yes. It is an FDIC-insured commercial bank (FDIC Certificate #149). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Bank of Hazlehurst?

Bank of Hazlehurst's primary federal regulator is the FDIC.

What is Bank of Hazlehurst's CET1 capital ratio?

It reported a Common Equity Tier 1 (CET1) capital ratio of 30.59% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.

How many branches does Bank of Hazlehurst operate?

It operates 2 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is Bank of Hazlehurst's Texas Ratio?

Its Texas Ratio is 2.15% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.

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