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Community Bank of Pleasant Hill

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Pleasant Hill, MO $100M to $1B in assets Est. December 4, 2006 FDIC #58423 RSSD #3448425 Routing #101219279 FDIC

Data as of · sourced from FFIEC call reports. How we update

Community Bank of Pleasant Hill is an FDIC-insured commercial bank headquartered in Pleasant Hill, MO, established in 2006 (FDIC certificate 58423), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $133.4M, down 16.6% from Q2 2025, the 156th largest of 191 banks headquartered in Missouri. Its CET1 capital ratio was 25.14% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.

Charter
Commercial bank
Regulator
FDIC
Deposit insurance
FDIC
FDIC certificate
58423
Headquarters
Pleasant Hill, MO
Established
2006
Total assets, Q2 2026
$133.4M
Assets vs Q2 2025
-16.6%
CET1 ratio, Q2 2026
25.14%
Domestic offices
1 FDIC institution directory, current count
Routing number
101219279
Latest call report
Q2 2026, FFIEC 051 · Community Bank of Pleasant Hill call report
Asset rank in state
156th of 191 in Missouri
Assets
$133.4M
Deposits
$125.0M
Loans
$54.0M
Equity
$8.1M

Community Bank of Pleasant Hill, based in Pleasant Hill, Missouri, reported $133 million in assets at June 30, 2026, down 16.6% from a year earlier. It carries problem assets equal to 0.0% of the capital and reserves that would absorb them, lower than about 9 in 10 of the 2,627 banks with $100 million to $1 billion in assets (median 2.7%). It also lost 19.2% of its deposits over the year, lower than about 9 in 10 banks its size (median 4.1%).

Paper losses on its bond portfolio are shrinking: unrealized losses of $8.5 million equal 58% of Tier 1 capital, down from 80% a year earlier. Loans and deposits moved in opposite directions: over the year loans rose 3.8% and deposits fell 19.2%. Its margin is thin by comparison: it keeps 3.09 cents of net interest income on every dollar of earning assets, lower than about three-quarters of banks its size (median 3.96 cents).

As of June 30, 2026, Community Bank of Pleasant Hill reported a CET1 capital ratio of 25.14%, a return on assets of 0.93%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.

Of the 191 banks headquartered in Missouri, Community Bank of Pleasant Hill is the 156th largest by total assets at Q2 2026. Between Q1 2026 and Q2 2026, its total assets fell 2.5% to $133.4M, loans rose 2.3% and deposits fell 2.6%. Commercial and industrial loans made up 56.9% of its total loans on June 30, 2026, its largest category; next came 1-4 family residential loans at 18.3%. The FDIC Summary of Deposits lists a single office for it, in Pleasant Hill, MO. On its Q2 2026 call report, Community Bank of Pleasant Hill meets every capital ratio test for well capitalized.

Headquarters Profile

Address
2401 N Highway 7, Pleasant Hill, MO 64080
County
Cass
Metro Area
Kansas City, MO-KS
Charter
Commercial bank, state charter, Fed non-member, FDIC-supervised
Primary Regulator
FDIC
FDIC Region
Kansas City (Region 11)
Federal Reserve member
No
Federal Reserve district
District 10, Kansas City
Fiduciary (trust) powers
Limited trust powers granted
Call Report form
FFIEC 051
Established
December 4, 2006
Domestic offices
1 FDIC institution directory, current count
Employees (FTE)
18
Domestic deposits
$125.0M
Allowance for credit losses
$130K
Net charge-offs (YTD)
$24K
Average total assets
$139.6M
Average total loans
$52.3M
Average interest-bearing deposits
$89.2M
Tax status
C corporation
Ownership
Stock
Community bank
Yes
FDIC-insured since
December 4, 2006
FDIC Cert
58423
Fed RSSD
3448425

Profitability

Q2 annualized
Return on Assets0.93%YTD 1.03%
Return on Equity16.17%YTD 18.33%
Net Interest Margin3.09%YTD 3.12%

Balance Sheet

Total liabilities$125.3M
Cash & balances due$11.0M
Securities, available-for-sale$61.5M
Securities, held-to-maturity$0
Goodwill & intangibles$0

Income Statement

Net income Q2$325K
Net interest income YTD$2.1M
Total interest income YTD$2.8M
Total interest expense YTD$672K
Provision for credit losses YTD$48K

Operating & Funding

Total noninterest income YTD$1.2M
Total noninterest expense YTD$2.3M

Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures

Quarterly trends

Over the 12 quarters to Q2 2026, Community Bank of Pleasant Hill's total assets ran between $127.9M (Q3 2023) and $160.1M (Q2 2025), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built

Total assets and total liabilities

$133.4M total assets against $160.1M; $125.3M total liabilities against $155.0M.

Loans and leases against deposits

$53.9M net loans and leases against $51.9M; $125.0M total deposits against $154.7M.

Securities and cash

$61.5M securities against $74.4M; $11.0M cash and balances due against $26.0M.

Interest income against interest expense

$1.4M total interest income against $1.4M; $335K total interest expense against $473K.

Net interest income

$1.0M net interest income against $962K.

Noninterest income against noninterest expense

$589K total noninterest income against $504K; $1.2M total noninterest expense against $1.0M.

Provision for credit losses

$11K provision for credit losses against $3K.

Net income

$325K net income against $346K.

Return on assets and net interest margin

0.93% return on assets against 0.95%; 3.09% net interest margin against 2.77%.

CET1 and Tier 1 leverage ratios

25.14% CET1 capital ratio against 21.35%; 10.37% tier 1 leverage ratio against 8.80%.

Inside the full Community Bank of Pleasant Hill terminal

21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts

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Quarterly trend: last 8 quarters

Across the 8 quarters to Q2 2026, its return on assets ran from 0.63% (Q4 2024) to 1.29% (Q3 2025) and its net interest margin ran from 2.31% (Q3 2024) to 3.15% (Q1 2026).

Quarter CET1 ROA NPL Texas NIM
Q2 2026 25.14% 0.93% 0.00% 0.00% 3.09%
Q1 2026 24.36% 1.12% 0.00% 0.00% 3.15%
Q4 2025 23.50% 1.18% 0.05% 0.34% 3.13%
Q3 2025 22.71% 1.29% 0.03% 0.22% 3.01%
Q2 2025 21.35% 0.95% 0.01% 0.12% 2.77%
Q1 2025 21.15% 0.85% 0.01% 0.13% 2.54%
Q4 2024 24.57% 0.63% 0.02% 0.14% 2.50%
Q3 2024 22.86% 0.86% 0.00% 0.00% 2.31%

Swipe the table sideways to see every column.

Branch Network

View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.

1–1 of 1
Branch Location ZIP Deposits
Community Bank of Pleasant Hill (main office) Pleasant Hill , MO 64080 $125.0M

Regulatory record

Facts as filed or published, not a rating.

Deposit market share
<0.1% of deposits in MO, rank 181 of 249 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
SBA 7(a) lending
1 loans, $90K approved, $90K average. 0.00% of that year's loans have since been charged off
Period: Federal fiscal year 2011 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
Not on file
Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources

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Community Bank of Pleasant Hill: regulatory capital profile · BankRegReports

Frequently asked about Community Bank of Pleasant Hill

What are Community Bank of Pleasant Hill's total assets?

As of the Q2 2026 filing, Community Bank of Pleasant Hill reported total assets of $133.4 million in its FFIEC call report.

Where is Community Bank of Pleasant Hill headquartered?

It is headquartered in Pleasant Hill, MO, United States.

When was Community Bank of Pleasant Hill founded?

It was established in 2006, per the FDIC institution directory.

Is Community Bank of Pleasant Hill FDIC-insured?

Yes. It is an FDIC-insured commercial bank (FDIC Certificate #58423). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Community Bank of Pleasant Hill?

Community Bank of Pleasant Hill's primary federal regulator is the FDIC.

What is Community Bank of Pleasant Hill's CET1 capital ratio?

It reported a Common Equity Tier 1 (CET1) capital ratio of 25.14% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.

How many branches does Community Bank of Pleasant Hill operate?

It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is Community Bank of Pleasant Hill's Texas Ratio?

Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.

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