Community Bank of Pleasant Hill: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Yield on securities fell 0.27 percentage points from Q1 2026 to Q2 2026, ending at 2.22% against 2.49%. It was the largest change among the key lines on this page. On net interest margin, Community Bank of Pleasant Hill is 15th from the bottom among 192 Missouri banks, 3.09% (Q2 2026). The median for banks in the $100M-1B asset tier is 3.95% on net interest margin. Community Bank of Pleasant Hill sits 0.86 points lower, at 3.09% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 4.08% |
| Yield on loans | 6.66% |
| Yield on securities | 2.22% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.06% |
| Cost of interest-bearing deposits | 1.49% |
| Cost of interest-bearing liabilities | 1.49% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.09% |
| Yield to cost spread | 2.59% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $872K |
| Total interest expense | $335K |
| Interest expense on deposits | $335K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 3.70% | 1.60% | 2.05% | 6.88% | 2.55% |
| Q4 2023 | 3.84% | 1.65% | 2.15% | 6.89% | 2.55% |
| Q1 2024 | 3.89% | 1.76% | 2.21% | 6.76% | 2.55% |
| Q2 2024 | 4.04% | 1.93% | 2.19% | 6.96% | 2.57% |
| Q3 2024 | 4.10% | 1.90% | 2.31% | 7.17% | 2.53% |
| Q4 2024 | 3.98% | 1.56% | 2.50% | 6.89% | 2.56% |
| Q1 2025 | 3.92% | 1.45% | 2.54% | 6.51% | 2.55% |
| Q2 2025 | 4.12% | 1.35% | 2.77% | 6.82% | 2.48% |
| Q3 2025 | 4.30% | 1.31% | 3.01% | 7.36% | 2.50% |
| Q4 2025 | 4.22% | 1.17% | 3.13% | 7.09% | 2.54% |
| Q1 2026 | 4.15% | 1.03% | 3.15% | 6.70% | 2.49% |
| Q2 2026 | 4.08% | 1.06% | 3.09% | 6.66% | 2.22% |
Community Bank of Pleasant Hill yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Community Bank of Pleasant Hill, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Community Bank of Pleasant Hill profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58423) · FFIEC NIC profile (RSSD 3448425)