Community Bank of Pleasant Hill: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Compared with Q1 2026, Retained earnings rose 4.3% in Q2 2026 to $7.8M, the biggest move on this page. Among 98 Missouri banks, Community Bank of Pleasant Hill sits 7th from the top on CET1 ratio, 25.14% as of Q2 2026. Community Bank of Pleasant Hill's CET1 ratio of 25.14% is well above the 15.07% median for banks in the $100M-1B asset tier, a gap of 10.07 points (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 25.14% |
| Tier 1 risk-based capital ratio | 25.14% |
| Total risk-based capital ratio | 25.43% |
| Tier 1 leverage ratio | 10.37% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $14.5M |
| Tier 1 capital | $14.5M |
| Total risk-based capital | $14.6M |
| Total equity capital | $8.1M |
| Risk-weighted assets | $57.6M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 6.06% |
| Tangible equity to tangible assets | 6.03% |
| Equity capital to average assets | 5.79% |
| Internal capital growth rate | 16.28% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $670K |
| Common stock surplus | $6.0M |
| Retained earnings | $7.8M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$6.4M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 21.59% | 21.59% | 22.07% | 9.26% | $55.0M |
| Q4 2023 | 22.00% | 22.00% | 22.45% | 8.82% | $55.0M |
| Q1 2024 | 20.52% | 20.52% | 20.84% | 8.93% | $60.5M |
| Q2 2024 | 21.41% | 21.41% | 21.71% | 8.96% | $59.4M |
| Q3 2024 | 22.86% | 22.86% | 23.09% | 8.95% | $57.1M |
| Q4 2024 | 24.57% | 24.57% | 24.86% | 9.20% | $54.1M |
| Q1 2025 | 21.15% | 21.15% | 21.41% | 8.46% | $58.7M |
| Q2 2025 | 21.35% | 21.35% | 21.60% | 8.80% | $59.8M |
| Q3 2025 | 22.71% | 22.71% | 22.93% | 8.84% | $58.4M |
| Q4 2025 | 23.50% | 23.50% | 23.75% | 9.03% | $58.4M |
| Q1 2026 | 24.36% | 24.36% | 24.64% | 9.97% | $58.0M |
| Q2 2026 | 25.14% | 25.14% | 25.43% | 10.37% | $57.6M |
Community Bank of Pleasant Hill regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Community Bank of Pleasant Hill, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Community Bank of Pleasant Hill profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58423) · FFIEC NIC profile (RSSD 3448425)