Community Bank of Pleasant Hill: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Community Bank of Pleasant Hill of Pleasant Hill, MO against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.93% | 1.34% | -0.41% | 29th below |
| ROAE | 16.17% | 13.31% | +2.86% | 72nd above |
| Net Interest Margin | 3.09% | 3.93% | -0.84% | 13th bottom |
| Efficiency Ratio | 72.75% | 61.14% | +11.61% | 23rd bottom |
| PPNR / Avg Assets | 1.22% | 1.68% | -0.46% | 29th below |
| Yield on Earning Assets | 4.08% | 5.67% | -1.59% | 3rd bottom |
| Cost of Funds | 1.06% | 1.88% | -0.82% | 89th top |
| Net Interest Spread | 2.59% | 3.32% | -0.73% | 17th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.94% | -0.94% | 93rd top |
| NPA / Total Assets | 0.00% | 0.70% | -0.70% | 94th top |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.06% | 0.16% | -0.10% | 24th bottom |
| ACL / Total Loans | 0.24% | 1.28% | -1.04% | 0th bottom |
| Texas Ratio | 0.00% | 7.33% | -7.33% | 95th top |
| Provision / NCO Behind the peer average, ahead of the median peer. | 200.00% | 1395.72% | -1195.72% | 58th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 25.14% | 19.50% | +5.64% | 89th top |
| Tier 1 Ratio | 25.14% | 19.53% | +5.61% | 89th top |
| Total Capital Ratio | 25.43% | 20.62% | +4.81% | 87th top |
| Leverage Ratio | 10.37% | 12.14% | -1.77% | 39th below |
| Equity / Assets | 6.06% | 11.38% | -5.32% | 3rd bottom |
| TCE / Tangible Assets | 6.03% | 11.09% | -5.06% | 3rd bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 43.20% | 80.64% | -37.44% | 94th top |
| Core Deposit Ratio | 100.00% | 86.86% | +13.14% | 100th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -16.65% | 6.86% | -23.51% | 0th bottom |
| Loan Growth (Y/Y) | 3.79% | 7.90% | -4.11% | 41st below |
| Deposit Growth (Y/Y) | -19.19% | 6.29% | -25.48% | 0th bottom |
See Community Bank of Pleasant Hill's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Community Bank of Pleasant Hill, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Community Bank of Pleasant Hill profile, how to read a UBPR, or how this data updates.