Bank of Kampsville
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Data as of · sourced from FFIEC call reports. How we update
Bank of Kampsville is an FDIC-insured commercial bank headquartered in Kampsville, IL, established in 1908 (FDIC certificate 11750), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $134.1M, up 6.1% from Q2 2025, the 239th largest of 319 banks headquartered in Illinois. It reports no CET1 ratio; its Tier 1 leverage ratio was 17.41% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 11750
- Headquarters
- Kampsville, IL
- Established
- 1908
- Total assets, Q2 2026
- $134.1M
- Assets vs Q2 2025
- +6.1%
- Tier 1 leverage ratio, Q2 2026
- 17.41%
- Domestic offices
- 4 FDIC institution directory, current count
- Routing number
- 081913860
- Latest call report
- Q2 2026, FFIEC 051 · Bank of Kampsville Q3 2026 call report, filed October 22, 2026 (preliminary)
- Holding company
- KAMPSVILLE BANCSHARES INC
- Asset rank in state
- 239th of 319 in Illinois
Bank of Kampsville, based in Kampsville, Illinois, reported $134 million in assets at June 30, 2026, up 6.1% from a year earlier. It keeps 3.01 cents of net interest income on every dollar of earning assets, lower than about 9 in 10 of the 2,627 banks with $100 million to $1 billion in assets (median 3.96 cents). On the other hand, it funds 17.41% of its assets with Tier 1 capital, higher than about 9 in 10 banks its size (median 10.99%).
Problem loans fell by more than half over the year: loans on nonaccrual or 90 or more days past due, net of government guarantees are down to 0.01% of loans from 2.26%. Earnings jumped: net income for the quarter was $376,000, 43% above the same quarter a year earlier. Profitability lags: it returns 6.6% a year on shareholders' equity, about half the median of 12.6% for banks its size.
As of June 30, 2026, Bank of Kampsville reported a return on assets of 1.12%, a nonperforming-loan ratio of 0.01% and a Texas ratio of 0.25%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Bank of Kampsville is the 239th largest of the 319 banks headquartered in Illinois. Between Q1 2026 and Q2 2026, its total assets rose 0.5% to $134.1M, loans rose 0.7% and deposits rose 0.4%. 1-4 family residential loans made up 37.8% of its total loans on June 30, 2026, its largest category; next came farmland and other real estate loans at 15.3%. The FDIC Summary of Deposits lists 4 offices for it, in 4 cities in IL; its Hardin office books 31% of its branch deposits. By the capital ratios in its Q2 2026 call report, Bank of Kampsville meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 244 N Broadway, Kampsville, IL 62053
- County
- Calhoun
- Metro Area
- St. Louis, MO-IL
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- No
- Federal Reserve district
- District 8, St. Louis
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- December 1, 1908
- Domestic offices
- 4 FDIC institution directory, current count
- Employees (FTE)
- 21
- Domestic deposits
- $110.7M
- Allowance for credit losses
- $349K
- Net charge-offs (YTD)
- $3K
- Average total assets
- $134.3M
- Average total loans
- $47.0M
- Average interest-bearing deposits
- $82.0M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 11750
- Fed RSSD
- 487142
- Website
- www.thebankofkampsville.com →
- Parent Holding Company
- KAMPSVILLE BANCSHARES INC (RSSD 3210369)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Bank of Kampsville reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, Bank of Kampsville's total assets ranged from $119.5M (Q3 2024) to $134.1M (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$134.1M total assets against $126.3M; $111.2M total liabilities against $104.5M.
$46.9M net loans and leases against $46.7M; $110.7M total deposits against $104.2M.
$67.1M securities against $61.3M; $14.1M cash and balances due against $12.5M.
$1.3M total interest income against $1.2M; $377K total interest expense against $329K.
$950K net interest income against $826K.
$136K total noninterest income against $116K; $625K total noninterest expense against $627K.
No provision recorded in the last 12 quarters.
$376K net income against $263K.
1.12% return on assets against 0.83%; 3.01% net interest margin against 2.80%.
17.41% tier 1 leverage ratio against 17.88%.
Inside the full Bank of Kampsville terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeBank of Kampsville rankings
Its closest position to the top of a national ranking is 1,527 of 3,606, for efficiency ratio; its furthest is 3,125 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 0.52% (Q1 2025) to 1.12% (Q2 2026) and its net interest margin ran from 2.65% (Q1 2025) to 3.14% (Q4 2025).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 17.41% | 1.12% | 0.01% | 0.25% | 3.01% |
| Q1 2026 | 17.45% | 0.72% | 0.13% | 0.26% | 2.93% |
| Q4 2025 | 17.91% | 0.94% | 1.24% | 2.62% | 3.14% |
| Q3 2025 | 17.83% | 0.66% | 2.23% | 4.62% | 2.77% |
| Q2 2025 | 17.88% | 0.83% | 2.26% | 4.78% | 2.80% |
| Q1 2025 | 18.13% | 0.52% | 1.47% | 3.16% | 2.65% |
| Q4 2024 | 18.32% | 0.73% | 0.20% | 0.45% | 2.77% |
| Q3 2024 | 18.26% | 0.55% | 0.06% | 0.14% | 2.77% |
Swipe the table sideways to see every column.
Branch Network
View all 4 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Hardin Branch | Hardin , IL | 62047 | $34.9M |
| Brussels Banking Facility Branch | Brussels , IL | 62013 | $31.9M |
| Bank of Kampsville (main office) | Kampsville , IL | 62053 | $23.4M |
| Pleasant Hill Facility | Pleasant Hill , IL | 62366 | $20.6M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in IL, rank 286 of 379 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 32 applications, 21 loans originated, $3.3M originated, across 1 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 2 loans, $250K approved, $125K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 1993 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Bank of Kampsville
What are Bank of Kampsville's total assets?
As of the Q2 2026 filing, Bank of Kampsville reported total assets of $134.1 million in its FFIEC call report.
Where is Bank of Kampsville headquartered?
It is headquartered in Kampsville, IL, United States.
When was Bank of Kampsville founded?
It was established in 1908, per the FDIC institution directory.
Is Bank of Kampsville FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #11750). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Bank of Kampsville?
Bank of Kampsville's primary federal regulator is the FDIC.
How many branches does Bank of Kampsville operate?
It operates 4 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Bank of Kampsville's Texas Ratio?
Its Texas Ratio is 0.25% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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