Bank of Kampsville: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The largest change between Q1 2026 and Q2 2026 was in Cash and balances due from depository institutions, which fell 5.1% to $14.1M. On loan-to-deposit ratio, Bank of Kampsville is 17th from the bottom among 323 Illinois banks, 42.64% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. Bank of Kampsville sits 38.20 points lower, at 42.64% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $14.1M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $81.2M |
| Fed funds sold and reverse repos | $7.5M |
| Fed funds sold and reverse repos to assets | 5.59% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 42.64% |
| Net loans and leases to deposits | 42.33% |
| Loans and leases to core deposits | 46.12% |
| Core deposits to total deposits | 92.46% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 44.12% | 92.75% | $0 | $0 |
| Q4 2023 | 44.31% | 92.28% | $0 | $0 |
| Q1 2024 | 43.80% | 92.25% | $0 | $0 |
| Q2 2024 | 45.28% | 92.15% | $0 | $0 |
| Q3 2024 | 47.73% | 92.51% | $0 | $0 |
| Q4 2024 | 47.65% | 91.81% | $0 | $0 |
| Q1 2025 | 45.43% | 91.92% | $0 | $0 |
| Q2 2025 | 45.13% | 92.12% | $0 | $0 |
| Q3 2025 | 46.16% | 92.20% | $0 | $0 |
| Q4 2025 | 44.49% | 92.15% | $0 | $0 |
| Q1 2026 | 42.50% | 92.38% | $0 | $0 |
| Q2 2026 | 42.64% | 92.46% | $0 | $0 |
Bank of Kampsville liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Kampsville, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Kampsville profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 11750) · FFIEC NIC profile (RSSD 487142)