Bank of Kampsville: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The biggest quarter-over-quarter change on this page was a small one: Retained earnings edged up 1.8% between Q1 2026 and Q2 2026, to $20.9M.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 17.41% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $23.4M |
| Tier 1 capital | $23.4M |
| Total risk-based capital | — |
| Total equity capital | $22.9M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 17.09% |
| Tangible equity to tangible assets | 17.09% |
| Equity capital to average assets | 17.06% |
| Internal capital growth rate | 6.65% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $200K |
| Common stock surplus | $2.3M |
| Retained earnings | $20.9M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$475K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | — | — | — | 17.16% | — |
| Q4 2023 | 36.59% | 36.59% | 37.15% | 17.34% | $59.8M |
| Q1 2024 | 36.44% | 36.44% | 37.00% | 17.47% | $59.8M |
| Q2 2024 | 36.18% | 36.18% | 36.70% | 17.81% | $61.0M |
| Q3 2024 | — | — | — | 18.26% | — |
| Q4 2024 | 36.69% | 36.69% | 37.27% | 18.32% | $61.2M |
| Q1 2025 | — | — | — | 18.13% | — |
| Q2 2025 | — | — | — | 17.88% | — |
| Q3 2025 | 39.13% | 39.13% | 39.74% | 17.83% | $58.2M |
| Q4 2025 | — | — | — | 17.91% | — |
| Q1 2026 | — | — | — | 17.45% | — |
| Q2 2026 | — | — | — | 17.41% | — |
Bank of Kampsville regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Kampsville, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Kampsville profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 11750) · FFIEC NIC profile (RSSD 487142)