Bank of Kampsville: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 6388.47 percentage points higher than in Q1 2026, at 6980.00%. Within Illinois, Bank of Kampsville is 181st of 323 on return on assets, 1.12% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 1.25% on return on assets. Bank of Kampsville sits 0.13 points lower, at 1.12% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 17.41% |
| Equity capital to assets | 17.09% |
| Tangible equity to tangible assets | 17.09% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.01% |
| Non-performing assets ratio | 0.04% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.25% |
| Allowance for credit losses to loans | 0.74% |
| Reserve coverage of non-performing loans | 6980.00% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.12% |
| Return on equity | 6.61% |
| Net interest margin | 3.01% |
| Efficiency ratio | 57.34% |
| Yield on earning assets | 4.20% |
| Cost of funds | 1.37% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 42.64% |
| Core deposits to total deposits | 92.46% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 82.59% |
| Securities to assets | 50.06% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | — | — | — | 17.16% | 0.83% |
| Q4 2023 | 36.59% | 36.59% | 37.15% | 17.34% | 0.70% |
| Q1 2024 | 36.44% | 36.44% | 37.00% | 17.47% | 0.65% |
| Q2 2024 | 36.18% | 36.18% | 36.70% | 17.81% | 0.85% |
| Q3 2024 | — | — | — | 18.26% | 0.55% |
| Q4 2024 | 36.69% | 36.69% | 37.27% | 18.32% | 0.73% |
| Q1 2025 | — | — | — | 18.13% | 0.52% |
| Q2 2025 | — | — | — | 17.88% | 0.83% |
| Q3 2025 | 39.13% | 39.13% | 39.74% | 17.83% | 0.66% |
| Q4 2025 | — | — | — | 17.91% | 0.94% |
| Q1 2026 | — | — | — | 17.45% | 0.72% |
| Q2 2026 | — | — | — | 17.41% | 1.12% |
Bank of Kampsville vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Kampsville, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Kampsville profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 11750) · FFIEC NIC profile (RSSD 487142)