What is bank peer analysis?
Comparing a bank's financial ratios with those of a group of similar banks, usually by asset size, geography or business model, to see whether a figure is typical or an outlier. The UBPR does this with FFIEC peer groups; custom peer groups let an analyst choose the comparison set.
Are custom peer groups free?
Yes. Any free account can build custom peer groups of banks or of credit unions. Pro adds Excel tearsheets, CSV exports and a higher API allowance, at the price published on the pricing page.
What is the default peer group?
Every bank is ranked against the banks in its asset-size tier, one of six bands, unless you choose a custom group.
Can I compare a bank with credit unions?
Not in one group. A custom peer group holds either banks or credit unions, because the two file different reports with different capital measures.