Skip to main content

Quarterly Banking Report

Quarterly US Banking Report

Each quarter, this report follows the same US banks across two call report dates a year apart and states what changed: balance sheet growth, earnings, asset quality, commercial real estate and capital, how many banks improved and how many worsened, and how each size group fared. Every figure is computed from FFIEC call reports, and every table downloads as CSV.

Latest edition: Q2 2026

  1. Balance sheet growth

    Across the 4,196 banks that filed call reports for both June 30, 2025 and June 30, 2026, total assets rose 7.7% to $26.3 trillion, deposits rose 7.3% to $20.6 trillion and loans and leases rose 9.3% to $13.8 trillion (FFIEC call reports, Q2 2026). Counting every filer in each quarter, including banks that merged away or failed during the year, total assets rose 5.9% to $26.5 trillion.

  2. Earnings

    Net income for the quarter was $89.9 billion, up 31.4% from a year earlier. Return on assets for the panel was 1.37% in Q2 2026, up 25 basis points from 1.12% a year earlier, and net interest margin was 3.24%, up 5 basis points from 3.19% a year earlier (FFIEC call reports, quarter ended June 30, 2026).

  3. Breadth of earnings

    Return on assets rose by more than 5 basis points at 62% of the 4,192 banks that reported it in both years and fell by more than 5 basis points at 25%, while net interest margin widened at 71% and narrowed at 18% (FFIEC call reports, Q2 2026 against Q2 2025).

Read the full Q2 2026 report

All editions

Open any bank for its full financials, trends and peer benchmarks. Free, no card required.

Start free, no card required

Explore more: all rankings · browse all banks · bank events