Bank of Kampsville: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Kampsville of Kampsville, IL against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.12% | 1.34% | -0.22% | 40th below |
| ROAE | 6.61% | 13.32% | -6.71% | 20th bottom |
| Net Interest Margin | 3.01% | 3.93% | -0.92% | 10th bottom |
| Efficiency Ratio | 57.34% | 61.13% | -3.79% | 62nd above |
| PPNR / Avg Assets | 1.37% | 1.68% | -0.31% | 38th below |
| Yield on Earning Assets | 4.20% | 5.67% | -1.47% | 4th bottom |
| Cost of Funds | 1.37% | 1.88% | -0.51% | 76th top |
| Net Interest Spread | 2.37% | 3.32% | -0.95% | 9th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.01% | 0.94% | -0.93% | 84th top |
| NPA / Total Assets | 0.04% | 0.70% | -0.66% | 78th top |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 0.74% | 1.28% | -0.54% | 8th bottom |
| ACL / NPLs (Coverage) | 6980.00% | 1545.35% | +5434.65% | — |
| Texas Ratio | 0.25% | 7.34% | -7.09% | 85th top |
| Provision / NCO | 0.00% | 1395.14% | -1395.14% | 13th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 17.41% | 12.14% | +5.27% | 93rd top |
| Equity / Assets | 17.09% | 11.36% | +5.73% | 93rd top |
| TCE / Tangible Assets | 17.09% | 11.08% | +6.01% | 94th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 42.64% | 80.67% | -38.03% | 95th top |
| Core Deposit Ratio | 92.46% | 86.85% | +5.61% | 70th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.14% | 6.84% | -0.70% | 63rd above |
| Loan Growth (Y/Y) | 0.38% | 7.92% | -7.54% | 24th bottom |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.25% | 6.29% | -0.04% | 66th above |
See Bank of Kampsville's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Kampsville, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Kampsville profile, how to read a UBPR, or how this data updates.