Iuka State Bank, the
Asset quality shifted last quarter — NPLs rose to 7.25% from 5.19% in the prior period. Iuka State Bank, the is an FDIC-insured commercial bank. Total assets stand at $136M. Earnings are mid-range — 0.83% ROA and a 4.23% net interest margin. Under the simplified Community Bank Leverage Ratio framework, leverage of 9.96% exceeds the 9% CBLR threshold. Asset quality is impaired, with nonperforming loans at 7.25%. 4 branches make up the footprint.
Headquarters Profile
- Address
- 205 W Main St, SALEM, IL 62881
- County
- Marion
- Metro Area
- CENTRALIA, IL
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- FED
- Fed District
- 9
- Established
- December 10, 1910
- Branches
- 4 domestic
- Employees (FTE)
- 31
- FDIC Cert
- 11317
- Fed RSSD
- 233442
- Website
- www.iukabank.com →
- Parent Holding Company
- IUKA BANCSHARES INC (RSSD 3217180)
Capital & Liquidity
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Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
Non-performing assets exceed half of the bank's capital plus reserves. Worth monitoring — not yet at the historical failure-risk threshold.
Non-performing loans (90+ days past due or non-accrual) exceed 3% of total loans — well above the typical community-bank range of 0.5–1.5%.
Loans outstanding exceed total deposits — the bank is funding the gap with wholesale sources (FHLB advances, brokered deposits, repo) that are more rate-sensitive and can dry up in a stress scenario.
Iuka State Bank, the rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
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Frequently asked about Iuka State Bank, the
What are Iuka State Bank, the's total assets?
As of the Q1 2026 filing, Iuka State Bank, the reported total assets of $136.2 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Iuka State Bank, the headquartered?
Iuka State Bank, the is headquartered in SALEM, IL, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Iuka State Bank, the founded?
Iuka State Bank, the was established in 1910, per the FDIC institution directory.
Is Iuka State Bank, the FDIC-insured?
Yes. Iuka State Bank, the is an FDIC-insured commercial bank (FDIC Certificate #11317). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Iuka State Bank, the?
Iuka State Bank, the's primary federal regulator is the FED. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does Iuka State Bank, the operate?
Iuka State Bank, the operates 4 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Iuka State Bank, the's Texas Ratio?
Iuka State Bank, the's Texas Ratio is 55.78% — elevated — credit issues exceed half of the bank's capital cushion (50–100%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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