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BanksPeoples Bank, the

Peoples Bank, the

MARION, KYSmallEst. Oct 1, 1946FDIC #16603RSSD #446149FED
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Peoples Bank, the is a locally rooted FDIC-insured community bank based in Marion, KY. As of Q1 2026, the bank held approximately $135M in total assets and $120M in deposits. Returns are subdued: 0.59% ROA and 5.31% ROE. Under the simplified Community Bank Leverage Ratio framework, leverage of 11.27% exceeds the 9% CBLR threshold. Credit metrics are pristine, with nonperforming loans at just 0.29%. It operates 4 branches, primarily in Kentucky.

Headquarters Profile

Address
116 S Main St, MARION, KY 42064
County
Crittenden
Charter
Commercial bank, state charter, Fed member, FRB-supervised
Primary Regulator
FED
Fed District
9
Established
October 1, 1946
Branches
4 domestic
Employees (FTE)
28
FDIC Cert
16603
Fed RSSD
446149
Assets
$135M
Deposits
$120M
Loans
$106M
Equity
$15M

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Quarterly trend — last 6 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2026-03-310.59%0.29%3.99%3.96%
2025-12-310.53%0.39%5.23%4.05%
2025-09-300.99%0.40%5.40%3.90%
2025-06-300.83%0.42%5.97%3.95%
2025-03-310.52%0.42%5.13%3.99%
2024-12-31-0.53%0.69%15.98%3.82%

Branch Network

Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.

BranchLocationZIPDeposits
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Frequently asked about Peoples Bank, the

What are Peoples Bank, the's total assets?

As of the Q1 2026 filing, Peoples Bank, the reported total assets of $135.2 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Peoples Bank, the headquartered?

Peoples Bank, the is headquartered in MARION, KY, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Peoples Bank, the founded?

Peoples Bank, the was established in 1946, per the FDIC institution directory.

Is Peoples Bank, the FDIC-insured?

Yes. Peoples Bank, the is an FDIC-insured commercial bank (FDIC Certificate #16603). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Peoples Bank, the?

Peoples Bank, the's primary federal regulator is the FED. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

How many branches does Peoples Bank, the operate?

Peoples Bank, the operates 4 domestic branches, per the most recent FDIC Summary of Deposits filing.

What is Peoples Bank, the's Texas Ratio?

Peoples Bank, the's Texas Ratio is 3.99% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.

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