First National Bank in Pinckneyville
Also written as FNB in Pinckneyville
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Data as of · sourced from FFIEC call reports. How we update
First National Bank in Pinckneyville is an FDIC-insured commercial bank headquartered in Pinckneyville, IL, established in 1901 (FDIC certificate 13813), and it is supervised by the OCC. At Q2 2026 it reported total assets of $138.4M, up 1.0% from Q2 2025, the 233rd largest of 319 banks headquartered in Illinois. Its CET1 capital ratio was 22.01% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- OCC
- Deposit insurance
- FDIC
- FDIC certificate
- 13813
- Headquarters
- Pinckneyville, IL
- Established
- 1901
- Total assets, Q2 2026
- $138.4M
- Assets vs Q2 2025
- +1.0%
- CET1 ratio, Q2 2026
- 22.01%
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 081905344
- Latest call report
- Q2 2026, FFIEC 051 · First National Bank in Pinckneyville Q3 2026 call report, filed October 27, 2026 (preliminary)
- Holding company
- FIRST PERRY BANCORP, INC.
- Asset rank in state
- 233rd of 319 in Illinois
First National Bank in Pinckneyville, based in Pinckneyville, Illinois, reported $138 million in assets at June 30, 2026. It pays an average of 0.84% on its deposits and borrowings, about half the median of 1.80% for the 2,627 banks with $100 million to $1 billion in assets. It also grew its loan book 15.3% over the year, about triple the median of 5.5% for banks its size.
Earnings fell sharply: quarterly net income of $397,000 was 84% below a year earlier. Over the same year, loans grew 15.3% and deposits shrank 1.0%. Credit is the area to watch: it carries problem assets equal to 11.9% of the capital and reserves that would absorb them, 4.5 times the median of 2.7% for banks its size.
As of June 30, 2026, First National Bank in Pinckneyville reported a CET1 capital ratio of 22.01%, a return on assets of 1.14%, a nonperforming-loan ratio of 2.01% and a Texas ratio of 11.85%. The figures come from its call report filed with the FFIEC.
First National Bank in Pinckneyville ranks as the 233rd largest of the 319 banks based in Illinois, by total assets at Q2 2026. Quarter on quarter (Q1 2026 to Q2 2026), its total assets fell 0.6% to $138.4M, loans rose 5.8% and deposits fell 0.7%. The largest part of its loan book on June 30, 2026 was 1-4 family residential loans, at 67.4% of total loans, ahead of construction and land development loans at 8.2%. Its one office in the FDIC Summary of Deposits is in Pinckneyville, IL. On its Q2 2026 call report, First National Bank in Pinckneyville meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 210 S Main St, Pinckneyville, IL 62274
- County
- Perry
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 8, St. Louis
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- January 1, 1901
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 23
- Domestic deposits
- $124.5M
- Allowance for credit losses
- $670K
- Net charge-offs (YTD)
- $18K
- Average total assets
- $139.4M
- Average total loans
- $68.0M
- Average interest-bearing deposits
- $97.0M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 30, 1934
- FDIC Cert
- 13813
- Fed RSSD
- 340443
- Website
- www.fnbpville.com →
- Parent Holding Company
- FIRST PERRY BANCORP, INC. (RSSD 1099579)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, First National Bank in Pinckneyville's total assets ran between $130.5M (Q3 2023) and $139.5M (Q3 2025), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$138.4M total assets against $137.0M; $126.8M total liabilities against $127.1M.
$69.2M net loans and leases against $60.1M; $124.5M total deposits against $125.8M.
$60.1M securities against $65.2M; $1.3M cash and balances due against $4.7M.
$1.6M total interest income against $1.6M; $265K total interest expense against $259K.
$1.3M net interest income against $1.3M.
$108K total noninterest income against $2.2M; $887K total noninterest expense against $868K.
$65K provision for credit losses against $10K.
$397K net income against $2.5M.
1.14% return on assets against 7.39%; 4.07% net interest margin against 4.26%.
22.01% CET1 capital ratio against 25.36%; 11.78% tier 1 leverage ratio against 12.58%.
Inside the full First National Bank in Pinckneyville terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeFirst National Bank in Pinckneyville rankings
Its closest position to the top of a national ranking is 249 of 2,134, for CET1 ratio; its furthest is 3,382 of 4,196, for total assets.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 1.05% (Q4 2024) to 7.39% (Q2 2025) and its net interest margin ran from 3.78% (Q4 2024) to 4.34% (Q3 2025).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 22.01% | 1.14% | 2.01% | 11.85% | 4.07% |
| Q1 2026 | 21.82% | 1.27% | 1.93% | 11.08% | 4.15% |
| Q4 2025 | 21.99% | 1.16% | 1.80% | 10.78% | 4.34% |
| Q3 2025 | 25.21% | 1.20% | 1.58% | 8.19% | 4.34% |
| Q2 2025 | 25.36% | 7.39% | 1.76% | 10.58% | 4.26% |
| Q1 2025 | 23.27% | 1.13% | 1.47% | 9.47% | 4.01% |
| Q4 2024 | 23.01% | 1.05% | 1.52% | 9.42% | 3.78% |
| Q3 2024 | 24.47% | 1.09% | 1.80% | 9.71% | 3.79% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| First National Bank in Pinckneyville (main office) | Pinckneyville , IL | 62274 | $124.5M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in IL, rank 273 of 379 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 2 loans, $135K approved, $68K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 1999 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about First National Bank in Pinckneyville
What are First National Bank in Pinckneyville's total assets?
As of the Q2 2026 filing, First National Bank in Pinckneyville reported total assets of $138.4 million in its FFIEC call report.
Where is First National Bank in Pinckneyville headquartered?
It is headquartered in Pinckneyville, IL, United States.
When was First National Bank in Pinckneyville founded?
It was established in 1901, per the FDIC institution directory.
Is First National Bank in Pinckneyville FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #13813). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates First National Bank in Pinckneyville?
First National Bank in Pinckneyville's primary federal regulator is the OCC.
What is First National Bank in Pinckneyville's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 22.01% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does First National Bank in Pinckneyville operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is First National Bank in Pinckneyville's Texas Ratio?
Its Texas Ratio is 11.85% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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