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BanksFirst National Bank in Pinckneyville

First National Bank in Pinckneyville

PINCKNEYVILLE, ILSmallEst. Jan 1, 1901FDIC #13813RSSD #340443OCC
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Operating from Pinckneyville, IL, First National Bank IN Pinckneyville serves its local market as an FDIC-insured commercial bank. First National Bank IN Pinckneyville's Q1 2026 balance sheet shows $139M in assets funded primarily by $125M in customer deposits. Returns are notably above industry norms: 1.27% ROA, 16.20% ROE, and 4.15% NIM. Capital is comfortably above regulatory minimums — CET1 ratio of 21.82% sits well above the 7% well-capitalized threshold. Asset quality merits closer attention with NPLs at 1.62%. The bank operates from a single office.

Headquarters Profile

Address
210 S Main St, PINCKNEYVILLE, IL 62274
County
Perry
Charter
Commercial bank, national (federal) charter, Fed member, OCC-supervised
Primary Regulator
OCC
Fed District
9
Established
January 1, 1901
Branches
1 domestic
Employees (FTE)
23
FDIC Cert
13813
Fed RSSD
340443
Assets
$139M
Deposits
$125M
Loans
$66M
Equity
$11M

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Quarterly trend — last 6 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2026-03-3121.82%1.27%1.62%11.08%4.15%
2025-12-3121.99%1.16%1.45%10.78%4.34%
2025-09-3025.21%1.20%1.58%8.19%4.34%
2025-06-3025.36%7.39%1.73%10.60%4.26%
2025-03-3123.27%1.13%1.48%9.50%4.01%
2024-12-3123.01%1.05%1.53%9.45%3.78%

Branch Network

Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.

BranchLocationZIPDeposits
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Frequently asked about First National Bank in Pinckneyville

What are First National Bank in Pinckneyville's total assets?

As of the Q1 2026 filing, First National Bank in Pinckneyville reported total assets of $139.3 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is First National Bank in Pinckneyville headquartered?

First National Bank in Pinckneyville is headquartered in PINCKNEYVILLE, IL, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was First National Bank in Pinckneyville founded?

First National Bank in Pinckneyville was established in 1901, per the FDIC institution directory.

Is First National Bank in Pinckneyville FDIC-insured?

Yes. First National Bank in Pinckneyville is an FDIC-insured commercial bank (FDIC Certificate #13813). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates First National Bank in Pinckneyville?

First National Bank in Pinckneyville's primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

What is First National Bank in Pinckneyville's CET1 capital ratio?

First National Bank in Pinckneyville reported a Common Equity Tier 1 (CET1) capital ratio of 21.82% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.

How many branches does First National Bank in Pinckneyville operate?

First National Bank in Pinckneyville operates 1 domestic branch, per the most recent FDIC Summary of Deposits filing.

What is First National Bank in Pinckneyville's Texas Ratio?

First National Bank in Pinckneyville's Texas Ratio is 11.08% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.

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