Grand Missouri Bank
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Data as of · sourced from FFIEC call reports. How we update
Grand Missouri Bank is an FDIC-insured commercial bank headquartered in Bolivar, MO, established in 1910 (FDIC certificate 11003), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $151.1M, up 19.9% from Q2 2025, the 139th largest of 191 banks headquartered in Missouri. It reports no CET1 ratio; its Tier 1 leverage ratio was 13.72% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 11003
- Headquarters
- Bolivar, MO
- Established
- 1910
- Total assets, Q2 2026
- $151.1M
- Assets vs Q2 2025
- +19.9%
- Tier 1 leverage ratio, Q2 2026
- 13.72%
- Domestic offices
- 4 FDIC institution directory, current count
- Routing number
- 086519816
- Latest call report
- Q2 2026, FFIEC 051 · Grand Missouri Bank call report
- Holding company
- STARK BANCSHARES, INC.
- Asset rank in state
- 139th of 191 in Missouri
Grand Missouri Bank pays more for its money than most banks of its size. Based in Bolivar, Missouri, it had $151 million in assets at June 30, 2026, up 19.9% from a year earlier. It pays an average of 2.90% on its deposits and borrowings, higher than about 9 in 10 of the 2,660 banks with $100 million to $1 billion in assets (median 1.80%). It also grew its loan book 21.7% over the year, 4.0 times the median of 5.5% for banks its size.
Deposits are coming in faster than loans: over the year loans rose 21.7% and deposits rose 25.3%. Profitability lags: it returns 7.1% a year on shareholders' equity, lower than about three-quarters of banks its size (median 12.5%).
As of June 30, 2026, Grand Missouri Bank reported a return on assets of 1.03%, a nonperforming-loan ratio of 0.22% and a Texas ratio of 1.30%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Grand Missouri Bank is the 139th largest of the 191 banks headquartered in Missouri. From Q1 2026 to Q2 2026, its total assets rose 8.3% to $151.1M, loans rose 6.4% and deposits rose 9.6%. 1-4 family residential loans made up 46.0% of its total loans on June 30, 2026, its largest category; next came non-owner-occupied commercial real estate loans at 13.5%. Its 4 offices in the FDIC Summary of Deposits are in Bolivar, MO, Wheatland, MO and Pittsburg, MO; its Bolivar 2 offices book 79% of its branch deposits. On its Q2 2026 call report, Grand Missouri Bank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 1630 Killingsworth Ave, Bolivar, MO 65613
- County
- Polk
- Metro Area
- Springfield, MO
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- No
- Federal Reserve district
- District 8, St. Louis
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- November 24, 1910
- Former names
- Limebank (2020-2025); Farmers State Bank, S/B (1999-2020)
- Domestic offices
- 4 FDIC institution directory, current count
- Employees (FTE)
- 31
- Domestic deposits
- $127.0M
- Allowance for credit losses
- $1.4M
- Net charge-offs (YTD)
- $13K
- Average total assets
- $145.9M
- Average total loans
- $121.7M
- Average interest-bearing deposits
- $91.9M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 11003
- Fed RSSD
- 365950
- Website
- www.grandmissouri.bank →
- Parent Holding Company
- STARK BANCSHARES, INC. (RSSD 5210372)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Grand Missouri Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Grand Missouri Bank's total assets ran between $90.3M (Q3 2023) and $151.1M (Q2 2026), and it earned a profit in 10 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$151.1M total assets against $126.0M; $129.7M total liabilities against $106.0M.
$121.9M net loans and leases against $100.1M; $127.0M total deposits against $101.3M.
$3.7M securities against $4.3M; $19.2M cash and balances due against $15.1M.
$2.5M total interest income against -$502K; $836K total interest expense against -$279K.
$1.6M net interest income against -$223K.
$117K total noninterest income against -$27K; $1.2M total noninterest expense against -$244K.
$28K provision for credit losses against $1.3M.
$376K net income against -$977K.
1.03% return on assets against -2.97%; 4.75% net interest margin.
13.72% tier 1 leverage ratio against 13.50%.
Inside the full Grand Missouri Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeGrand Missouri Bank rankings
Its closest position to the top of a national ranking is 2,112 of 3,606, for efficiency ratio; its furthest is 3,290 of 4,196, for total assets.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from -2.97% (Q2 2025) to 1.04% (Q3 2025) and its net interest margin ran from 3.83% (Q1 2025) to 5.06% (Q4 2025).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 13.72% | 1.03% | 0.22% | 1.30% | 4.75% |
| Q1 2026 | 14.12% | 1.00% | 0.23% | 1.35% | 4.65% |
| Q4 2025 | 13.98% | 0.69% | 0.26% | 1.49% | 5.06% |
| Q3 2025 | 14.27% | 1.04% | 0.13% | 0.75% | 4.78% |
| Q2 2025 | 13.50% | -2.97% | 0.17% | 0.93% | — |
| Q1 2025 | 15.47% | 0.68% | 0.17% | 0.87% | 3.83% |
| Q4 2024 | 15.94% | 0.41% | 0.18% | 0.89% | 4.00% |
| Q3 2024 | 16.37% | 0.24% | 0.00% | 0.00% | 3.96% |
Swipe the table sideways to see every column.
Branch Network
View all 4 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Grand Missouri Bank (main office) | Bolivar , MO | 65613 | $100.1M |
| Galmey Branch | Wheatland , MO | 65779 | $17.0M |
| Pittsburg Branch | Pittsburg , MO | 65724 | $9.8M |
| Bolivar Branch | Bolivar , MO | 65613 | $0 |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in MO, rank 176 of 249 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 89 applications, 72 loans originated, $11.8M originated, across 1 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 1 loans, $150K approved, $150K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2008 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Grand Missouri Bank
What are Grand Missouri Bank's total assets?
As of the Q2 2026 filing, Grand Missouri Bank reported total assets of $151.1 million in its FFIEC call report.
Where is Grand Missouri Bank headquartered?
It is headquartered in Bolivar, MO, United States.
When was Grand Missouri Bank founded?
It was established in 1910, per the FDIC institution directory.
Is Grand Missouri Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #11003). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Grand Missouri Bank?
Grand Missouri Bank's primary federal regulator is the FDIC.
How many branches does Grand Missouri Bank operate?
It operates 4 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Grand Missouri Bank's Texas Ratio?
Its Texas Ratio is 1.30% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was Grand Missouri Bank previously called?
The charter now named Grand Missouri Bank has also operated as Limebank (2020-2025), Farmers State Bank, S/B (1999-2020), per FDIC structure-change records.
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