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Greenfield Banking Company (Greenfield, TN)

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Greenfield, TN $100M to $1B in assets Est. August 16, 1935 FDIC #15255 RSSD #83955 Routing #084307965 FDIC

Data as of · sourced from FFIEC call reports. How we update

Greenfield Banking Company is an FDIC-insured commercial bank headquartered in Greenfield, TN, established in 1935 (FDIC certificate 15255), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $151.2M, up 2.6% from Q2 2025, the 98th largest of 109 banks headquartered in Tennessee. Its CET1 capital ratio was 12.66% at Q2 2026, above regulatory requirements.

Charter
Commercial bank
Regulator
FDIC
Deposit insurance
FDIC
FDIC certificate
15255
Headquarters
Greenfield, TN
Established
1935
Total assets, Q2 2026
$151.2M
Assets vs Q2 2025
+2.6%
CET1 ratio, Q2 2026
12.66%
Domestic offices
2 FDIC institution directory, current count
Routing number
084307965
Holding company
GREENFIELD BANCSHARES, INC.
Asset rank in state
98th of 109 in Tennessee
Assets
$151.2M
Deposits
$135.4M
Loans
$92.8M
Equity
$12.3M

Greenfield Banking Company pays more for its money than most banks of its size. The Greenfield, Tennessee bank had $151 million in assets at June 30, 2026, up 2.6% from a year earlier. It pays an average of 3.13% on its deposits and borrowings, higher than about 9 in 10 of the 2,660 banks with $100 million to $1 billion in assets (median 1.80%). It also funds 8.54% of its assets with Tier 1 capital, lower than about 9 in 10 banks its size (median 10.99%).

Problem loans eased: loans on nonaccrual or 90 or more days past due, net of government guarantees, were 1.03% of loans, down from 1.43% a year earlier. Loans are outrunning deposits: over the year loans rose 3.3% and deposits rose 0.3%. Credit is the area to watch: it carries problem assets equal to 11.6% of the capital and reserves that would absorb them, 4.4 times the median of 2.6% for banks its size.

As of June 30, 2026, Greenfield Banking Company reported a CET1 capital ratio of 12.66%, a return on assets of 0.94%, a nonperforming-loan ratio of 1.03% and a Texas ratio of 11.61%. The figures come from its call report filed with the FFIEC.

Greenfield Banking Company ranks as the 98th largest of the 109 banks based in Tennessee, by total assets at Q2 2026. Quarter on quarter (Q1 2026 to Q2 2026), its total assets rose 1.3% to $151.2M, loans rose 0.9% and deposits fell 0.3%. The largest part of its loan book on June 30, 2026 was commercial and industrial loans, at 24.7% of total loans, ahead of 1-4 family residential loans at 24.5%. Its one office in the FDIC Summary of Deposits is in Greenfield, TN. On its Q2 2026 call report, Greenfield Banking Company meets every capital ratio test for well capitalized.

Headquarters Profile

Address
112 N Front St, Greenfield, TN 38230
County
Weakley
Metro Area
Martin, TN
Charter
Commercial bank, state charter, Fed non-member, FDIC-supervised
Primary Regulator
FDIC
FDIC Region
Dallas (Region 13)
Federal Reserve member
No
Federal Reserve district
District 8, St. Louis
Fiduciary (trust) powers
—
Call Report form
FFIEC 051
Established
August 16, 1935
Domestic offices
2 FDIC institution directory, current count
Employees (FTE)
18
Domestic deposits
$135.4M
Allowance for credit losses
$932K
Net charge-offs (YTD)
$56K
Average total assets
$151.2M
Average total loans
$92.8M
Average interest-bearing deposits
$107.7M
Tax status
C corporation
Ownership
Stock
Community bank
Yes
FDIC-insured since
August 17, 1935
FDIC Cert
15255
Fed RSSD
83955

Profitability

Q2 annualized
Return on Assets0.94%YTD 0.91%
Return on Equity11.75%YTD 11.27%
Net Interest Margin3.75%YTD 3.73%

Balance Sheet

Total liabilities$138.9M
Cash & balances due$5.4M
Securities, available-for-sale$41.7M
Securities, held-to-maturity$4.0M
Goodwill & intangibles$0

Income Statement

Net income Q2$355K
Net interest income YTD$2.3M
Total interest income YTD$4.3M
Total interest expense YTD$1.9M
Provision for credit losses YTD$35K

Operating & Funding

Total noninterest income YTD$119K
Total noninterest expense YTD$1.5M

Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures

Quarterly trends

Over the 12 quarters to Q2 2026, Greenfield Banking Company's total assets ran between $118.9M (Q3 2023) and $151.2M (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built

Total assets and total liabilities

$151.2M total assets against $147.3M; $138.9M total liabilities against $136.5M.

Loans and leases against deposits

$91.9M net loans and leases against $88.9M; $135.4M total deposits against $135.0M.

Securities and cash

$45.8M securities against $44.9M; $5.4M cash and balances due against $5.9M.

Interest income against interest expense

$2.2M total interest income against $2.2M; $979K total interest expense against $1.1M.

Net interest income

$1.2M net interest income against $1.1M.

Noninterest income against noninterest expense

$60K total noninterest income against $48K; $755K total noninterest expense against $704K.

Provision for credit losses

$8K provision for credit losses against $0.

Net income

$355K net income against $325K.

Return on assets and net interest margin

0.94% return on assets against 0.88%; 3.75% net interest margin against 3.57%.

CET1 and Tier 1 leverage ratios

12.66% CET1 capital ratio against 12.12%; 8.54% tier 1 leverage ratio against 8.23%.

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21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts

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Quarterly trend: last 8 quarters

From Q3 2024 to Q2 2026, its return on assets ran from 0.60% (Q3 2024) to 1.12% (Q4 2025) and its net interest margin ran from 3.27% (Q4 2024) to 3.75% (Q2 2026).

Quarter CET1 ROA NPL Texas NIM
Q2 2026 12.66% 0.94% 1.03% 11.61% 3.75%
Q1 2026 12.60% 0.87% 1.63% 12.52% 3.71%
Q4 2025 12.27% 1.12% 1.70% 12.66% 3.73%
Q3 2025 12.41% 1.00% 1.22% 9.31% 3.70%
Q2 2025 12.12% 0.88% 1.43% 11.82% 3.57%
Q1 2025 10.96% 0.89% 1.69% 14.16% 3.50%
Q4 2024 10.29% 0.80% 1.41% 12.63% 3.27%
Q3 2024 9.98% 0.60% 1.33% 11.05% 3.41%

Swipe the table sideways to see every column.

Branch Network

View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.

1–1 of 1
Branch Location ZIP Deposits
Greenfield Banking Company (main office) Greenfield , TN 38230 $135.4M

Regulatory record

Facts as filed or published, not a rating.

Deposit market share
<0.1% of deposits in TN, rank 132 of 165 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
Not on file
Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources

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Greenfield Banking Company: regulatory capital profile · BankRegReports

Frequently asked about Greenfield Banking Company

What are Greenfield Banking Company's total assets?

As of the Q2 2026 filing, Greenfield Banking Company reported total assets of $151.2 million in its FFIEC call report.

Where is Greenfield Banking Company headquartered?

It is headquartered in Greenfield, TN, United States.

When was Greenfield Banking Company founded?

It was established in 1935, per the FDIC institution directory.

Is Greenfield Banking Company FDIC-insured?

Yes. It is an FDIC-insured commercial bank (FDIC Certificate #15255). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Greenfield Banking Company?

Greenfield Banking Company's primary federal regulator is the FDIC.

What is Greenfield Banking Company's CET1 capital ratio?

It reported a Common Equity Tier 1 (CET1) capital ratio of 12.66% in its Q2 2026 call report, above regulatory requirements.

How many branches does Greenfield Banking Company operate?

It operates 2 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is Greenfield Banking Company's Texas Ratio?

Its Texas Ratio is 11.61% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.

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