State Hub
Banks in Tennessee
All FDIC-insured banks headquartered in Tennessee
Every FDIC-insured commercial bank headquartered in Tennessee, with the most recent quarterly call report data — total assets, deposits, capital ratios, asset quality, and profitability. Click any bank for the full performance profile.
Tennessee is home to 117 FDIC-insured banks headquartered in the state, with $317.19B in combined assets and $264.28B in deposits. The largest is Pinnacle Bank ($122.63B) — about 39% of the group's total banking assets , followed by First Horizon Bank and Firstbank . Across these banks, the asset-weighted return on assets is 1.11% and the median CET1 capital ratio is 13.64% .
Banks
117
Total Assets
$317.19B
Total Deposits
$264.28B
Avg ROA
1.11%
Median CET1
13.64%
Largest by Assets
| Bank | HQ | Assets | ROA | NIM | Eff. | CET1 | NPL | Texas |
|---|---|---|---|---|---|---|---|---|
| PINNACLE BANK | NASHVILLE , TN | $122.63B | 0.76% | 3.47% | 65.0% | 10.53% | 0.57% | 4.8% |
| FIRST HORIZON BANK | MEMPHIS , TN | $83.82B | 1.40% | 3.51% | 53.7% | 11.30% | 1.31% | 10.0% |
| FIRSTBANK | NASHVILLE , TN | $16.43B | 1.46% | 3.90% | 52.7% | 11.81% | 0.92% | 9.7% |
| WILSON BANK & TRUST | LEBANON , TN | $5.99B | 1.51% | 3.75% | 50.7% | 14.29% | 0.57% | 4.0% |
| SMARTBANK | PIGEON FORGE , TN | $5.90B | 1.06% | 3.55% | 57.7% | 11.47% | 0.27% | 2.1% |
| SOUTHEAST BANK | FARRAGUT , TN | $3.58B | 0.61% | 3.31% | 72.5% | 12.31% | 0.16% | 28.4% |
| LAWRENCE BANK | NASHVILLE , TN | $3.07B | 1.19% | 3.84% | 66.1% | 12.89% | 0.22% | 4.7% |
| HOME FEDERAL BANK OF TENNESSEE | KNOXVILLE , TN | $2.73B | 0.24% | 2.26% | 85.9% | — | 4.08% | 12.5% |
| First Citizens National Bank | Dyersburg , TN | $2.65B | 0.86% | 2.97% | 65.5% | — | 0.56% | 13.7% |
| COMMERCIAL BANK | HARROGATE , TN | $2.31B | 1.85% | 3.88% | 41.2% | 13.05% | 0.31% | 2.4% |
| BUILTWELL BANK | CHATTANOOGA , TN | $2.30B | 2.05% | 4.71% | 45.3% | 12.62% | 0.52% | 3.7% |
| BANK OF TENNESSEE | KINGSPORT , TN | $2.12B | 1.68% | 4.12% | 58.6% | 11.65% | 0.42% | 3.6% |
| CITIZENS NATIONAL BANK | SEVIERVILLE , TN | $1.96B | 1.93% | 3.38% | 43.4% | 14.84% | 0.01% | 0.3% |
| FIRST FARMERS AND MERCHANTS BANK | COLUMBIA , TN | $1.79B | 1.23% | 3.50% | 60.5% | 17.59% | 0.13% | 0.9% |
| Mountain Commerce Bank | Knoxville , TN | $1.78B | 0.28% | 2.52% | 67.0% | 11.28% | 0.35% | 6.8% |
| WELLWORTH BANK | LAFAYETTE , TN | $1.78B | 1.29% | 3.75% | 58.1% | 13.81% | 1.42% | 10.3% |
| INDEPENDENT BANK | MEMPHIS , TN | $1.68B | 1.29% | 4.71% | 61.7% | 10.62% | 0.07% | 4.5% |
| ONE BANK OF TENNESSEE | COOKEVILLE , TN | $1.67B | 2.07% | 4.08% | 49.8% | 14.73% | 0.19% | 1.4% |
| CITIZENS TRI-COUNTY BANK | DUNLAP , TN | $1.65B | 1.82% | 3.68% | 51.8% | — | 0.63% | 6.3% |
| SECURITY BANK AND TRUST COMPANY | PARIS , TN | $1.60B | 1.57% | 3.64% | 41.6% | 14.33% | 0.04% | 0.3% |
| F&M Bank | Clarksville , TN | $1.55B | 0.72% | 3.62% | 78.5% | 12.27% | 0.25% | 3.0% |
| FIRST NATIONAL BANK OF PULASKI | PULASKI , TN | $1.51B | 1.31% | 3.59% | 54.3% | — | 0.32% | 3.0% |
| APEX BANK | CAMDEN , TN | $1.41B | 2.39% | 5.40% | 37.1% | 22.83% | 1.16% | 13.5% |
| CITIZENS BANK | ELIZABETHTON , TN | $1.40B | 1.83% | 4.38% | 57.6% | 14.37% | 0.97% | 6.9% |
| TRUXTON TRUST COMPANY | NASHVILLE , TN | $1.37B | 1.95% | 3.12% | 49.8% | 13.69% | 0.01% | 0.1% |
| FIRST NATIONAL BANK OF TENNESSEE | LIVINGSTON , TN | $1.37B | 2.12% | 4.03% | 51.6% | — | 0.58% | 2.5% |
| STUDIO BANK | NASHVILLE , TN | $1.36B | 0.58% | 3.29% | 68.4% | 11.48% | 0.24% | 4.6% |
| BANK OF FAYETTE COUNTY, THE | PIPERTON , TN | $1.12B | 0.95% | 3.91% | 66.7% | — | 1.32% | 12.8% |
| FINANCIAL FEDERAL BANK | MEMPHIS , TN | $1.12B | 1.04% | 2.54% | 55.1% | — | 0.08% | 2.2% |
| FIRST FEDERAL BANK | DICKSON , TN | $1.10B | 1.50% | 3.25% | 49.3% | — | 0.68% | 4.6% |
| COMMERCIAL BANK & TRUST COMPANY | PARIS , TN | $1.10B | 1.20% | 3.46% | 67.2% | 19.69% | 0.16% | 1.0% |
| INSBANK | NASHVILLE , TN | $1.08B | 0.89% | 3.43% | 61.3% | 11.01% | 0.23% | 1.9% |
| CENTENNIAL BANK | TREZEVANT , TN | $1.06B | 1.29% | 4.89% | 58.8% | 12.77% | 0.50% | 4.1% |
| THREAD BANK | ROGERSVILLE , TN | $1.04B | 0.60% | 2.85% | 77.5% | 24.89% | 0.22% | 0.8% |
| TENNESSEE STATE BANK | PIGEON FORGE , TN | $956.1M | 1.23% | 4.23% | 69.5% | 12.93% | 0.01% | 0.1% |
| FARMERS BANK, THE | PORTLAND , TN | $950.9M | 1.63% | 4.55% | 55.6% | 20.18% | 0.74% | 3.5% |
| FIRST NATIONAL BANK OF MIDDLE TENNESSEE | MCMINNVILLE , TN | $940.5M | 1.06% | 3.47% | 66.7% | — | 0.65% | 6.5% |
| LEGENDS BANK | CLARKSVILLE , TN | $939.5M | 1.06% | 3.94% | 66.4% | 12.30% | 0.00% | 0.0% |
| FIRST COMMERCE BANK | LEWISBURG , TN | $937.4M | 1.85% | 4.54% | 46.8% | — | 0.05% | 0.6% |
| PARAGON BANK | MEMPHIS , TN | $892.3M | 0.90% | 3.87% | 71.3% | 11.16% | 0.43% | 4.5% |
| FIRST COMMUNITY BANK OF TENNESSEE | SHELBYVILLE , TN | $854.0M | 0.40% | 5.10% | 95.6% | 15.60% | 0.69% | 10.2% |
| CITIZENS BANK | CARTHAGE , TN | $834.4M | 1.97% | 3.82% | 28.3% | — | 0.51% | 2.2% |
| MACON BANK AND TRUST COMPANY | LAFAYETTE , TN | $825.4M | 1.12% | 3.38% | 56.3% | — | 0.03% | 0.5% |
| MILLENNIUM BANK | OOLTEWAH , TN | $789.1M | 0.61% | 4.41% | 81.3% | 10.00% | 2.12% | 19.1% |
| FIRST FREEDOM BANK | LEBANON , TN | $781.1M | 2.46% | 4.18% | 38.0% | — | 0.07% | 3.4% |
| FIRST CENTURY BANK | TAZEWELL , TN | $780.9M | 1.68% | 4.29% | 46.3% | 11.75% | 0.06% | 0.5% |
| HARDIN COUNTY BANK, THE | SAVANNAH , TN | $677.8M | 1.21% | 3.89% | 58.9% | — | 0.30% | 4.6% |
| CARROLL BANK AND TRUST | HUNTINGDON , TN | $658.1M | 0.77% | 3.86% | 72.7% | 12.15% | 1.23% | 11.1% |
| ANDREW JOHNSON BANK | GREENEVILLE , TN | $626.1M | 1.45% | 4.07% | 55.0% | 16.07% | 1.65% | 11.0% |
| BANKTENNESSEE | COLLIERVILLE , TN | $615.7M | 1.07% | 3.75% | 67.3% | 12.01% | 1.06% | 8.3% |
| WAYNE COUNTY BANK | WAYNESBORO , TN | $582.8M | 1.82% | 4.74% | 45.2% | — | 1.17% | 6.5% |
| INSOUTH BANK | BROWNSVILLE , TN | $568.4M | 0.81% | 4.20% | 78.3% | 10.12% | 2.53% | 24.4% |
| BANK OF BARTLETT | BARTLETT , TN | $557.5M | 0.57% | 3.62% | 82.8% | 13.43% | 0.86% | 14.4% |
| CBBC BANK | MARYVILLE , TN | $556.4M | 1.00% | 3.54% | 60.0% | 20.78% | 0.31% | 1.5% |
| TRISTAR BANK | DICKSON , TN | $555.2M | 0.82% | 3.55% | 69.5% | 12.02% | 0.91% | 10.2% |
| BANK3 | MEMPHIS , TN | $491.1M | 0.38% | 3.15% | 83.2% | 11.72% | 0.10% | 0.8% |
| SOUTHERN BANK OF TENNESSEE | MOUNT JULIET , TN | $490.1M | 1.81% | 4.00% | 71.2% | 11.84% | 0.06% | 0.5% |
| PEOPLES BANK OF EAST TENNESSEE | MADISONVILLE , TN | $456.1M | 1.43% | 4.90% | 64.6% | — | 0.26% | 1.7% |
| BANK OF FRANKEWING | FRANKEWING , TN | $434.0M | 0.50% | 3.71% | 84.6% | — | 5.75% | 40.7% |
| COFFEE COUNTY BANK | MANCHESTER , TN | $430.4M | 2.32% | 4.64% | 56.3% | 11.96% | 0.51% | 4.2% |
| PATRIOT BANK | MILLINGTON , TN | $430.2M | 0.23% | 3.38% | 89.4% | 12.54% | 1.38% | 8.6% |
| PEOPLES BANK | CLIFTON , TN | $428.9M | 1.80% | 5.25% | 53.7% | 15.14% | 0.35% | 6.5% |
| FIRST VISION BANK OF TENNESSEE | TULLAHOMA , TN | $423.7M | 0.96% | 3.88% | 70.3% | 18.82% | 0.20% | 16.6% |
| HERITAGE BANK & TRUST | COLUMBIA , TN | $417.9M | 1.53% | 4.03% | 61.0% | 10.12% | 0.40% | 3.7% |
| VOLUNTEER FEDERAL SAVINGS BANK | MADISONVILLE , TN | $396.2M | 0.90% | 3.26% | 69.2% | 22.13% | 0.04% | 2.4% |
| TOWER COMMUNITY BANK | JASPER , TN | $385.2M | 1.11% | 4.37% | 63.2% | — | 0.58% | 8.7% |
| Bank of Cleveland | Cleveland , TN | $381.2M | 2.89% | 6.87% | 35.7% | 22.22% | 0.00% | 0.0% |
| SECURITY FEDERAL SAVINGS BANK OF MCMINNVILLE | MCMINNVILLE , TN | $378.5M | 1.55% | 4.07% | 51.1% | 14.73% | 0.23% | 1.6% |
| CedarStone Bank | Lebanon , TN | $369.2M | 1.38% | 3.09% | 61.6% | 10.72% | 0.50% | 4.4% |
| FIRST NATIONAL BANK | ONEIDA , TN | $367.9M | 1.87% | 4.39% | 53.3% | 18.60% | 0.18% | 1.0% |
| COMMUNITY BANK, LEXINGTON, TENNESSEE | LEXINGTON , TN | $361.4M | 0.75% | 4.14% | 73.2% | 13.30% | 0.10% | 0.8% |
| CITIZENS COMMUNITY BANK | WINCHESTER , TN | $356.1M | 1.75% | 4.11% | 38.2% | — | 0.31% | 2.1% |
| ROCKPOINTBANK, NATIONAL ASSOCIATION | CHATTANOOGA , TN | $349.3M | 0.47% | 3.18% | 78.3% | 14.89% | 0.13% | 0.8% |
| TRADITIONS FIRST BANK | ERIN , TN | $339.4M | 0.87% | 3.73% | 69.2% | — | 0.00% | 0.1% |
| ELIZABETHTON FEDERAL SAVINGS BANK | ELIZABETHTON , TN | $324.2M | 1.18% | 3.26% | 47.0% | — | 0.00% | 0.2% |
| DECATUR COUNTY BANK | DECATURVILLE , TN | $321.2M | 0.95% | 3.90% | 76.2% | 11.41% | 0.35% | 3.1% |
| PEOPLE'S BANK AND TRUST COMPANY OF PICKETT COUNTY | BYRDSTOWN , TN | $318.6M | 1.14% | 4.85% | 60.7% | — | 1.19% | 9.5% |
| TNBANK | OAK RIDGE , TN | $310.9M | 0.67% | 3.85% | 73.2% | 13.02% | 1.63% | 12.6% |
| BANK OF CROCKETT | BELLS , TN | $301.1M | 1.41% | 4.00% | 44.6% | 13.03% | 0.03% | 0.2% |
| BANK OF DICKSON | DICKSON , TN | $284.7M | 0.78% | 3.39% | 70.7% | — | 0.24% | 1.4% |
| SONATA BANK | BRENTWOOD , TN | $282.7M | 0.20% | 4.21% | 89.5% | 11.61% | 0.51% | 4.6% |
| NEWPORT FEDERAL BANK | NEWPORT , TN | $280.2M | 0.79% | 2.71% | 65.2% | 22.25% | 0.47% | 2.4% |
| CITIZENS BANK AND TRUST COMPANY OF GRAINGER COUNTY | RUTLEDGE , TN | $274.6M | 1.12% | 3.45% | 61.5% | — | 0.71% | 2.7% |
| MOUNTAIN VALLEY BANK | DUNLAP , TN | $256.4M | 0.55% | 3.90% | 81.9% | 14.79% | 0.36% | 5.9% |
| BANK OF PERRY COUNTY | LOBELVILLE , TN | $249.8M | 1.68% | 4.16% | 56.2% | 13.15% | 0.42% | 7.5% |
| UNION BANK | JAMESTOWN , TN | $249.3M | 0.44% | 3.08% | 83.3% | 21.23% | 0.53% | 3.3% |
| HOMELAND COMMUNITY BANK | MCMINNVILLE , TN | $236.6M | 0.83% | 3.24% | 68.9% | 13.59% | 0.75% | 7.0% |
| SECURITY BANK | NEWBERN , TN | $233.2M | 0.67% | 3.38% | 77.3% | 14.34% | 1.13% | 4.8% |
| BANK OF LINCOLN COUNTY | FAYETTEVILLE , TN | $232.2M | 1.79% | 5.20% | 53.6% | — | 0.00% | 0.0% |
| PEOPLES BANK OF THE SOUTH | LAFOLLETTE , TN | $231.4M | 3.14% | 5.32% | 38.3% | 17.71% | 0.80% | 5.4% |
| FARMERS STATE BANK | MOUNTAIN CITY , TN | $229.9M | 0.76% | 3.72% | 76.5% | 18.74% | 0.11% | 0.6% |
| The Bank of Jackson | Jackson , TN | $224.1M | -0.50% | 2.21% | 131.9% | 18.57% | 0.20% | 0.5% |
| FIRST FARMERS AND COMMERCIAL BANK | PIKEVILLE , TN | $223.8M | 0.77% | 3.99% | 73.6% | 14.20% | 0.36% | 2.5% |
| FIRST PEOPLES BANK OF TENNESSEE | JEFFERSON CITY , TN | $223.4M | 1.10% | 4.32% | 67.0% | 13.89% | 0.08% | 0.5% |
| FOUNDATION BANK | MCKENZIE , TN | $218.1M | 1.82% | 5.91% | 65.0% | — | 1.64% | 8.5% |
| First Community Bank of East Tennessee | Rogersville , TN | $206.4M | -0.21% | 4.12% | 116.1% | — | 0.91% | 5.5% |
| GREENEVILLE FEDERAL BANK, F.S.B. | GREENEVILLE , TN | $205.6M | 0.87% | 4.47% | 73.0% | 20.92% | 1.92% | 10.1% |
| PEOPLES BANK OF MIDDLE TENNESSEE | Shelbyville , TN | $188.8M | 1.11% | 3.34% | 49.8% | — | 0.32% | 1.6% |
| LINEAGE BANK | FRANKLIN , TN | $186.2M | -5.27% | 2.29% | 302.5% | 17.31% | 0.00% | 0.0% |
| CITIZENS SAVINGS BANK AND TRUST COMPANY | NASHVILLE , TN | $185.6M | 0.41% | 3.54% | 80.3% | 14.38% | 4.21% | 42.0% |
| HERITAGE COMMUNITY BANK | GREENEVILLE , TN | $180.8M | 0.72% | 3.89% | 77.1% | 14.43% | 0.01% | 0.1% |
| UBANK | KNOXVILLE , TN | $180.1M | 1.18% | 4.10% | 63.4% | — | 0.66% | 3.6% |
| PUTNAM 1ST MERCANTILE BANK | COOKEVILLE , TN | $176.7M | 1.78% | 3.93% | 49.7% | — | 0.00% | 1.7% |
| PEOPLES BANK & TRUST COMPANY | MANCHESTER , TN | $170.4M | 1.68% | 4.81% | 52.6% | — | 0.02% | 0.1% |
| CENTRAL BANK | SAVANNAH , TN | $164.3M | 0.99% | 4.00% | 70.4% | 20.08% | 0.88% | 5.3% |
| GREENFIELD BANKING COMPANY | GREENFIELD , TN | $149.3M | 0.87% | 3.71% | 61.2% | 12.60% | 1.64% | 12.6% |
| BANK OF HALLS | HALLS , TN | $134.9M | 0.96% | 3.20% | 56.6% | 14.04% | 0.53% | 2.8% |
| BANK OF GLEASON | GLEASON , TN | $134.3M | 0.97% | 3.72% | 57.8% | 34.06% | 0.10% | 2.3% |
| HOME BANKING COMPANY | SELMER , TN | $129.6M | 0.60% | 3.62% | 79.2% | — | 2.16% | 13.1% |
| PEOPLES BANK, THE | SARDIS , TN | $112.5M | 0.53% | 3.96% | 80.0% | — | 0.23% | 10.2% |
| BANK OF MILAN, THE | MILAN , TN | $104.5M | 2.77% | 3.31% | 45.1% | 16.01% | 0.00% | 0.0% |
| UNION BANK & TRUST COMPANY | LIVINGSTON , TN | $98.4M | 2.14% | 5.34% | 64.8% | — | 2.59% | 12.9% |
| LAWRENCEBURG FEDERAL BANK | LAWRENCEBURG , TN | $97.4M | 0.72% | 3.75% | 66.2% | — | 0.12% | 7.1% |
| FARMERS BANK | PARSONS , TN | $82.7M | 0.21% | 5.12% | 88.9% | — | 0.00% | 6.2% |
| HIGHLAND FEDERAL SAVINGS & LOAN ASSOCIATION | CROSSVILLE , TN | $78.8M | 0.58% | 3.58% | 81.1% | — | 0.00% | 0.0% |
| LAUDERDALE COUNTY BANK, THE | HALLS , TN | $70.5M | 0.82% | 3.77% | 74.1% | — | 1.20% | 7.2% |
| BRIGHTON BANK | BRIGHTON , TN | $55.0M | -1.65% | 3.23% | 114.4% | — | 0.08% | 0.4% |
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Tennessee bank rankings
See Tennessee banks ranked by the metrics that matter — size, profitability, capital, asset quality, and funding.
Largest Tennessee banks by assets Largest by deposits Highest ROA (return on assets) Highest ROE (return on equity) Highest net interest margin Highest CET1 capital ratio Highest leverage ratio Lowest Texas Ratio (safest) Highest Texas Ratio (riskiest) Highest uninsured-deposit ratio Highest loan-to-deposit ratio Most efficient (lowest efficiency ratio)
Data sourced from FFIEC call reports — current as of Q1 2026. See /data-updates/ for the full refresh schedule.
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