State Hub
Banks in West Virginia
All FDIC-insured banks headquartered in West Virginia
Every FDIC-insured commercial bank headquartered in West Virginia, with the most recent quarterly call report data — total assets, deposits, capital ratios, asset quality, and profitability. Click any bank for the full performance profile.
West Virginia is home to 45 FDIC-insured banks headquartered in the state, with $51.88B in combined assets and $42.66B in deposits. The largest is Wesbanco Bank, INC. ($27.42B) — about 53% of the group's total banking assets , followed by City National Bank of West Virginia and Mvb Bank, INC. . Across these banks, the asset-weighted return on assets is 1.33% and the median CET1 capital ratio is 14.17% .
Banks
45
Total Assets
$51.88B
Total Deposits
$42.66B
Avg ROA
1.33%
Median CET1
14.17%
Largest by Assets
| Bank | HQ | Assets | ROA | NIM | Eff. | CET1 | NPL | Texas |
|---|---|---|---|---|---|---|---|---|
| WESBANCO BANK, INC. | WHEELING , WV | $27.42B | 1.36% | 3.57% | 51.1% | 12.32% | 1.01% | 7.9% |
| CITY NATIONAL BANK OF WEST VIRGINIA | CHARLESTON , WV | $6.74B | 1.91% | 3.86% | 48.0% | 14.27% | 0.25% | 2.2% |
| MVB BANK, INC. | FAIRMONT , WV | $3.28B | 0.96% | 3.76% | 66.1% | — | 1.66% | 11.7% |
| CLEAR MOUNTAIN BANK, INC. | BRUCETON MILLS , WV | $1.01B | 1.51% | 4.49% | 58.2% | — | 0.85% | 5.3% |
| POTOMAC BANK, INC. | CHARLES TOWN , WV | $975.4M | 1.34% | 3.69% | 61.8% | 12.87% | 0.03% | 0.3% |
| PENDLETON COMMUNITY BANK, INC. | FRANKLIN , WV | $825.0M | 1.23% | 4.31% | 63.1% | 10.66% | 0.90% | 9.1% |
| CNB BANK, INC. | BERKELEY SPRINGS , WV | $805.2M | 0.92% | 3.39% | 66.8% | 14.59% | 0.02% | 0.3% |
| CITIZENS BANK OF WEST VIRGINIA, INC. | ELKINS , WV | $775.1M | 2.05% | 4.40% | 46.5% | 11.74% | 0.49% | 4.4% |
| PUTNAM COUNTY BANK | HURRICANE , WV | $709.8M | 1.05% | 3.00% | 53.0% | — | 1.48% | 8.1% |
| POCA VALLEY BANK, INC., THE | WALTON , WV | $642.8M | 0.76% | 4.16% | 80.0% | 11.37% | 0.31% | 4.6% |
| JEFFERSON SECURITY BANK | SHEPHERDSTOWN , WV | $577.6M | 0.82% | 3.30% | 67.9% | 12.55% | 0.07% | 0.7% |
| HUNTINGTON FEDERAL SAVINGS BANK | HUNTINGTON , WV | $538.6M | -0.46% | 1.47% | 143.0% | — | 0.21% | 1.0% |
| HANCOCK COUNTY SAVINGS BANK, F.S.B. | CHESTER , WV | $496.9M | 1.05% | 3.55% | 64.1% | 35.82% | 0.96% | 5.2% |
| FREEDOM BANK, INC. | PHILIPPI , WV | $420.3M | 1.32% | 4.70% | 60.6% | — | 0.31% | 2.6% |
| Union Bank, Inc. | Middlebourne , WV | $415.1M | 1.85% | 3.46% | 44.2% | — | 1.05% | 10.4% |
| HIGHLANDS BANK, INC. | PETERSBURG , WV | $396.9M | 1.25% | 4.36% | 63.9% | — | 1.04% | 8.5% |
| FIRST EXCHANGE BANK | WHITE HALL , WV | $385.2M | 0.89% | 3.65% | 70.3% | 12.63% | 5.68% | 48.3% |
| BANK OF ROMNEY, THE | ROMNEY , WV | $370.5M | 1.19% | 4.26% | 60.1% | — | 1.90% | 8.2% |
| MCNB BANK AND TRUST CO. | WELCH , WV | $365.5M | 0.74% | 3.48% | 75.3% | — | 1.15% | 8.0% |
| LOGAN BANK & TRUST COMPANY | LOGAN , WV | $361.5M | 1.39% | 3.24% | 53.0% | — | 0.40% | 2.3% |
| COMMUNITY BANK OF PARKERSBURG | PARKERSBURG , WV | $325.7M | 1.41% | 4.07% | 67.5% | — | 0.47% | 4.7% |
| WEST UNION BANK | WEST UNION , WV | $303.3M | 1.03% | 3.48% | 56.4% | 14.17% | 0.09% | 6.4% |
| CITIZENS BANK OF WESTON, INC., THE | WESTON , WV | $299.4M | 1.58% | 4.05% | 49.4% | — | 0.73% | 12.0% |
| FNB BANK, INC. | ROMNEY , WV | $271.9M | 0.89% | 3.86% | 70.8% | — | 0.43% | 3.4% |
| DAVIS TRUST COMPANY | ELKINS , WV | $270.2M | 0.34% | 3.33% | 83.0% | 12.08% | 2.59% | 32.9% |
| BANK OF MONROE, THE | UNION , WV | $251.2M | 1.38% | 3.72% | 59.6% | 21.13% | 0.67% | 3.4% |
| CAPON VALLEY BANK | WARDENSVILLE , WV | $239.7M | 1.00% | 4.80% | 70.3% | — | 1.36% | 9.9% |
| WILLIAMSTOWN BANK, INC. | WILLIAMSTOWN , WV | $236.9M | 0.65% | 4.16% | 79.4% | — | 0.24% | 2.7% |
| BCBANK, INC. | PHILIPPI , WV | $233.1M | 0.65% | 3.85% | 77.4% | — | 0.26% | 1.9% |
| CALHOUN COUNTY BANK, INC. | GRANTSVILLE , WV | $210.3M | 1.22% | 4.16% | 63.2% | — | 1.40% | 8.8% |
| MOUNTAIN VALLEY BANK, N.A. | ELKINS , WV | $204.2M | 1.35% | 4.33% | 61.6% | — | 1.77% | 9.9% |
| PIONEER COMMUNITY BANK, INC. | IAEGER , WV | $186.8M | 0.63% | 4.07% | 79.2% | — | 0.12% | 2.0% |
| HARRISON COUNTY BANK, THE | LOST CREEK , WV | $163.8M | 0.70% | 3.50% | 76.2% | — | 0.00% | 1.9% |
| FIRST NEIGHBORHOOD BANK, INC. | SPENCER , WV | $160.6M | 0.25% | 2.74% | 90.5% | — | 0.00% | 0.6% |
| FAYETTE COUNTY NATIONAL BANK OF FAYETTEVILLE, THE | FAYETTEVILLE , WV | $157.1M | 0.54% | 2.79% | 73.3% | 21.17% | 0.05% | 0.8% |
| GUARANTY BANK INC. | WILLIAMSON , WV | $148.7M | 0.30% | 4.26% | 87.7% | 17.91% | 1.93% | 10.8% |
| WHITESVILLE STATE BANK | WHITESVILLE , WV | $135.8M | 0.51% | 3.82% | 84.3% | — | 1.14% | 10.5% |
| CLAY COUNTY BANK, INC. | CLAY , WV | $134.6M | 1.21% | 3.86% | 64.5% | — | 0.32% | 1.2% |
| FIRST NATIONAL BANK OF WILLIAMSON, THE | WILLIAMSON , WV | $113.5M | -0.18% | 3.46% | 106.8% | — | 2.58% | 11.9% |
| FIRST NATIONAL BANK OF PETERSTOWN, THE | PETERSTOWN , WV | $86.2M | 1.30% | 3.89% | 65.0% | 28.61% | 0.24% | 0.8% |
| PLEASANTS COUNTY BANK, THE | SAINT MARYS , WV | $82.2M | 0.54% | 3.60% | 77.0% | — | 0.09% | 0.5% |
| Miners & Merchants Bank | Thomas , WV | $66.8M | -0.51% | 2.53% | 117.8% | — | 0.91% | 3.0% |
| CITIZENS BANK OF MORGANTOWN, INC. | MORGANTOWN , WV | $51.9M | 0.91% | 4.75% | 73.8% | — | 0.37% | 1.4% |
| FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION | RAVENSWOOD , WV | $27.1M | 0.24% | 2.16% | 85.0% | 22.89% | 0.51% | 7.6% |
| SECURITY NATIONAL TRUST CO. | WHEELING , WV | $7.9M | 39.84% | 3.93% | 67.4% | — | — | 0.0% |
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West Virginia bank rankings
See West Virginia banks ranked by the metrics that matter — size, profitability, capital, asset quality, and funding.
Largest West Virginia banks by assets Largest by deposits Highest ROA (return on assets) Highest ROE (return on equity) Highest net interest margin Highest CET1 capital ratio Highest leverage ratio Lowest Texas Ratio (safest) Highest Texas Ratio (riskiest) Highest uninsured-deposit ratio Highest loan-to-deposit ratio Most efficient (lowest efficiency ratio)
Data sourced from FFIEC call reports — current as of Q1 2026. See /data-updates/ for the full refresh schedule.
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