State Hub
Banks in Alabama
All FDIC-insured banks headquartered in Alabama
Every FDIC-insured commercial bank headquartered in Alabama, with the most recent quarterly call report data — total assets, deposits, capital ratios, asset quality, and profitability. Click any bank for the full performance profile.
Alabama is home to 96 FDIC-insured banks headquartered in the state, with $231.74B in combined assets and $194.35B in deposits. The largest is Regions Bank ($159.43B) — about 69% of the group's total banking assets , followed by Servisfirst Bank and River Bank & Trust . Across these banks, the asset-weighted return on assets is 1.35% and the median CET1 capital ratio is 14.44% .
Banks
96
Total Assets
$231.74B
Total Deposits
$194.35B
Avg ROA
1.35%
Median CET1
14.44%
Largest by Assets
| Bank | HQ | Assets | ROA | NIM | Eff. | CET1 | NPL | Texas |
|---|---|---|---|---|---|---|---|---|
| REGIONS BANK | BIRMINGHAM , AL | $159.43B | 1.45% | 3.67% | 54.0% | 11.70% | 0.94% | 8.4% |
| SERVISFIRST BANK | HOMEWOOD , AL | $18.17B | 1.88% | 3.49% | 29.6% | 12.05% | 1.38% | 9.3% |
| RIVER BANK & TRUST | PRATTVILLE , AL | $3.92B | 1.52% | 3.74% | 45.7% | 12.53% | 0.51% | 4.4% |
| BANK INDEPENDENT | SHEFFIELD , AL | $2.95B | 0.92% | 4.65% | 72.7% | 13.19% | 0.47% | 4.1% |
| CB&S BANK, INC. | RUSSELLVILLE , AL | $2.94B | 0.71% | 3.24% | 73.2% | — | 1.06% | 26.4% |
| BRYANT BANK | TUSCALOOSA , AL | $2.92B | 1.54% | 3.59% | 54.8% | 18.82% | 0.08% | 2.7% |
| Southern States Bank | Anniston , AL | $2.87B | -1.53% | 4.05% | 102.2% | 12.94% | 0.49% | 3.4% |
| OAKWORTH CAPITAL BANK | BIRMINGHAM , AL | $2.04B | 1.10% | 3.70% | 61.8% | 10.61% | 0.75% | 7.3% |
| TROY BANK & TRUST COMPANY | TROY , AL | $1.56B | 1.22% | 3.90% | 52.1% | — | 0.79% | 7.7% |
| UNITED BANK | ATMORE , AL | $1.45B | 1.11% | 4.24% | 63.6% | 20.87% | 1.83% | 8.2% |
| SOUTHPOINT BANK | BIRMINGHAM , AL | $1.44B | -0.27% | 3.04% | 61.0% | 9.69% | 3.94% | 37.3% |
| PEOPLES BANK OF ALABAMA | CULLMAN , AL | $1.43B | 1.82% | 4.43% | 63.1% | 15.58% | 0.69% | 4.5% |
| FIRST BANK OF ALABAMA | TALLADEGA , AL | $1.37B | 1.49% | 4.50% | 58.3% | 12.45% | 3.08% | 26.1% |
| METRO BANK | PELL CITY , AL | $1.20B | 1.17% | 3.40% | 54.6% | — | 1.64% | 6.2% |
| CITIZENS BANK & TRUST | GUNTERSVILLE , AL | $1.17B | 0.59% | 2.66% | 79.6% | 14.87% | 0.22% | 1.6% |
| FIRST US BANK | BIRMINGHAM , AL | $1.17B | 0.79% | 3.36% | 67.1% | 10.85% | 0.19% | 1.6% |
| AUBURNBANK | AUBURN , AL | $1.03B | 0.86% | 3.24% | 65.4% | 16.07% | 0.02% | 0.3% |
| FIRST METRO BANK | MUSCLE SHOALS , AL | $1.01B | 1.55% | 3.49% | 45.3% | — | 0.12% | 0.9% |
| WEST ALABAMA BANK & TRUST | REFORM , AL | $928.2M | 1.28% | 3.54% | 55.6% | — | 0.42% | 7.1% |
| COMMERCEONE BANK | BIRMINGHAM , AL | $891.7M | -2.15% | 3.73% | 45.9% | 11.32% | 0.00% | 0.0% |
| FIRST SOUTHERN STATE BANK | STEVENSON , AL | $884.2M | 1.37% | 3.68% | 52.5% | — | 0.01% | 0.3% |
| TRADITIONS BANK | CULLMAN , AL | $875.1M | 1.07% | 5.05% | 69.2% | 13.79% | 1.10% | 14.7% |
| CENTRAL STATE BANK | CALERA , AL | $778.3M | 1.93% | 4.28% | 51.7% | — | 0.36% | 3.0% |
| MIDSOUTH BANK | DOTHAN , AL | $746.5M | 0.77% | 3.58% | 78.4% | 11.84% | 0.34% | 2.2% |
| FIRST COMMUNITY BANK OF CENTRAL ALABAMA | WETUMPKA , AL | $697.8M | 2.44% | 4.69% | 47.7% | 10.50% | 0.09% | 3.9% |
| FIRST SOUTHERN BANK | FLORENCE , AL | $685.1M | -4.34% | 3.37% | 61.4% | — | 7.54% | 51.5% |
| CCB COMMUNITY BANK | ANDALUSIA , AL | $666.7M | 2.00% | 4.53% | 57.1% | — | 0.57% | 4.3% |
| HOMETOWN BANK OF ALABAMA, THE | ONEONTA , AL | $655.5M | 0.66% | 3.78% | 80.2% | 18.66% | 1.87% | 13.3% |
| MERIT BANK | HUNTSVILLE , AL | $524.8M | 0.97% | 3.44% | 63.3% | 11.49% | 0.00% | 1.4% |
| EVABANK | EVA , AL | $490.0M | 2.54% | 6.16% | 38.3% | — | 2.97% | 8.9% |
| PEOPLES INDEPENDENT BANK | BOAZ , AL | $485.6M | 1.58% | 3.61% | 59.7% | 14.40% | 0.27% | 1.3% |
| ROBERTSON BANKING COMPANY | DEMOPOLIS , AL | $475.2M | 2.14% | 4.13% | 47.7% | 14.44% | 0.09% | 0.5% |
| CULLMAN SAVINGS BANK | CULLMAN , AL | $459.6M | 0.63% | 4.11% | 58.7% | — | 1.57% | 7.0% |
| NOBLEBANK & TRUST | ANNISTON , AL | $439.8M | 1.74% | 4.25% | 55.6% | — | 0.13% | 0.8% |
| FIRST JACKSON BANK | STEVENSON , AL | $439.6M | 1.94% | 3.98% | 37.9% | — | 0.03% | 2.0% |
| BANK OF VERNON, THE | VERNON , AL | $427.7M | 1.86% | 4.77% | 49.4% | — | 0.12% | 1.5% |
| STATE BANK & TRUST | WINFIELD , AL | $407.1M | 0.85% | 3.16% | 68.7% | — | 0.65% | 10.4% |
| SOUTHERN INDEPENDENT BANK | OPP , AL | $402.9M | 1.21% | 3.04% | 58.1% | — | 0.13% | 0.5% |
| FIRST CITIZENS BANK | LUVERNE , AL | $401.3M | 1.83% | 4.33% | 44.1% | — | 2.01% | 15.3% |
| EXCHANGE BANK OF ALABAMA, THE | ALTOONA , AL | $395.3M | 1.14% | 3.73% | 61.2% | — | 0.00% | 0.0% |
| PINNACLE BANK | JASPER , AL | $386.1M | 1.12% | 3.28% | 59.4% | 19.46% | 0.02% | 0.3% |
| FIRST NATIONAL BANK | HAMILTON , AL | $372.9M | 2.17% | 4.59% | 48.7% | — | 0.33% | 0.8% |
| PREMIER BANK OF THE SOUTH | CULLMAN , AL | $372.1M | 1.00% | 4.02% | 73.2% | 15.76% | 0.43% | 3.0% |
| AMERIFIRST BANK | MONTGOMERY , AL | $360.6M | 1.17% | 4.43% | 60.8% | 11.67% | 0.17% | 5.6% |
| FIRST STATE BANK OF DEKALB COUNTY, INC. | FORT PAYNE , AL | $352.9M | 2.32% | 5.53% | 45.2% | 23.91% | 0.60% | 4.1% |
| MARION COMMUNITY BANK | MARION , AL | $351.1M | 1.06% | 4.03% | 68.9% | — | 1.16% | 9.9% |
| FIRSTSTATE BANK | LINEVILLE , AL | $348.3M | 0.74% | 3.55% | 70.7% | — | 0.77% | 7.9% |
| PHENIX-GIRARD BANK | PHENIX CITY , AL | $343.8M | 0.72% | 2.55% | 70.4% | — | 0.50% | 5.1% |
| FARMERS & MERCHANTS BANK | PIEDMONT , AL | $311.8M | 0.84% | 4.12% | 76.2% | 17.60% | 0.61% | 2.6% |
| FARMERS AND MERCHANTS BANK | LAFAYETTE , AL | $305.6M | 1.01% | 3.00% | 54.7% | — | 1.07% | 6.2% |
| CITIZENS BANK OF WINFIELD, THE | WINFIELD , AL | $293.4M | 0.43% | 2.45% | 65.0% | — | 0.84% | 3.5% |
| HNB FIRST BANK | HEADLAND , AL | $280.6M | 1.00% | 4.25% | 71.9% | — | 0.43% | 7.1% |
| 22ND STATE BANKING COMPANY | MOBILE , AL | $271.9M | 0.31% | 6.27% | 95.8% | 13.68% | 4.21% | 35.9% |
| CITIZENS BANK, THE | ENTERPRISE , AL | $250.7M | 0.92% | 3.70% | 68.2% | — | 0.34% | 2.4% |
| FIRST FINANCIAL BANK | BESSEMER , AL | $245.6M | 1.09% | 3.85% | 76.6% | 15.24% | 0.01% | 23.4% |
| FIRST NATIONAL BANK AND TRUST | ATMORE , AL | $243.5M | 0.54% | 3.49% | 72.6% | — | 0.00% | 2.5% |
| LIBERTY BANK | GERALDINE , AL | $238.5M | 1.62% | 4.89% | 59.0% | — | 0.16% | 2.6% |
| FIRST BANK OF BOAZ | BOAZ , AL | $237.2M | 0.69% | 2.38% | 64.0% | — | 0.04% | 0.1% |
| COMMUNITY SPIRIT BANK | RED BAY , AL | $225.1M | 1.26% | 4.68% | 66.1% | — | 0.23% | 1.8% |
| BANKSOUTH | DOTHAN , AL | $217.9M | 1.27% | 3.73% | 63.0% | — | 0.02% | 0.1% |
| FRIEND BANK | SLOCOMB , AL | $217.8M | 1.40% | 4.46% | 66.9% | — | 0.56% | 3.0% |
| UNION STATE BANK | PELL CITY , AL | $205.4M | 0.46% | 3.49% | 88.9% | 14.47% | 1.02% | 11.6% |
| MILLENNIAL BANK | LEEDS , AL | $199.9M | 0.73% | 4.33% | 74.2% | 9.58% | 0.07% | 0.6% |
| FIRST CAHAWBA BANK | SELMA , AL | $199.4M | 1.20% | 4.96% | 67.9% | — | 0.00% | 0.0% |
| PEOPLESTRUST BANK | HAMILTON , AL | $197.9M | 1.20% | 3.72% | 58.1% | — | 0.48% | 5.1% |
| COMMUNITY NEIGHBOR BANK | CAMDEN , AL | $192.3M | 1.41% | 4.64% | 59.2% | — | 0.99% | 4.6% |
| FIRST FEDERAL BANK, A FSB | TUSCALOOSA , AL | $178.7M | 0.88% | 2.76% | 90.2% | 12.52% | 0.82% | 9.7% |
| NORTH ALABAMA BANK | HAZEL GREEN , AL | $175.8M | 1.50% | 5.48% | 61.9% | — | 0.02% | 0.2% |
| FIRST NATIONAL BANK OF HARTFORD | HARTFORD , AL | $173.9M | 1.61% | 4.53% | 70.0% | — | 1.01% | 10.9% |
| VALLEY STATE BANK | RUSSELLVILLE , AL | $171.7M | 1.27% | 3.80% | 54.7% | — | 0.61% | 2.3% |
| CITIZENS' BANK, INC. | ROBERTSDALE , AL | $158.6M | 0.99% | 3.70% | 67.2% | — | 0.25% | 1.4% |
| First Fidelity Bank | Fort Payne , AL | $158.6M | 0.68% | 3.59% | 81.5% | 16.24% | 0.00% | 0.0% |
| SWEET WATER STATE BANK | SWEET WATER , AL | $154.9M | 1.99% | 5.78% | 64.5% | — | 0.06% | 9.1% |
| BANK OF MOUNDVILLE | MOUNDVILLE , AL | $138.5M | 0.39% | 2.66% | 79.0% | — | 5.11% | 17.5% |
| MERCHANTS & FARMERS BANK OF GREENE COUNTY | EUTAW , AL | $136.5M | 0.97% | 3.46% | 73.3% | — | 4.51% | 23.9% |
| CITIZENS BANK, THE | GREENSBORO , AL | $129.8M | 1.10% | 3.06% | 51.3% | 25.45% | 0.61% | 4.8% |
| FIRST STATE BANK OF THE SOUTH, INC. | SULLIGENT , AL | $129.4M | 1.09% | 4.05% | 62.1% | — | 0.31% | 7.0% |
| SOUTHERN BANK COMPANY, THE | GADSDEN , AL | $128.2M | 1.11% | 7.54% | 78.3% | — | 3.12% | 9.7% |
| BRANTLEY BANK & TRUST COMPANY | BRANTLEY , AL | $122.3M | 0.73% | 4.82% | 75.7% | — | 1.96% | 18.4% |
| SAMSON BANKING COMPANY, THE | SAMSON , AL | $121.4M | 1.49% | 3.62% | 54.7% | — | 0.00% | 0.0% |
| COMMERCIAL BANK OF OZARK, THE | OZARK , AL | $115.2M | 0.40% | 3.21% | 84.1% | 18.65% | 0.80% | 11.9% |
| PEOPLES BANK OF GREENSBORO | GREENSBORO , AL | $112.9M | 0.83% | 3.01% | 74.3% | 17.30% | 1.02% | 7.9% |
| LOCAL BANK | TUSCALOOSA , AL | $105.4M | -2.25% | 3.74% | 118.4% | — | 1.43% | 8.4% |
| FARMERS & MERCHANTS BANK | WATERLOO , AL | $98.8M | 0.62% | 1.54% | 57.9% | — | 0.00% | 1.7% |
| PEOPLES EXCHANGE BANK | MONROEVILLE , AL | $97.7M | 0.79% | 3.71% | 70.6% | — | 1.55% | 10.9% |
| BANK OF WALKER COUNTY | JASPER , AL | $95.1M | 1.33% | 5.12% | 72.4% | — | 0.02% | 0.2% |
| BANK47 | UNION SPRINGS , AL | $88.0M | -5.28% | 2.90% | 260.9% | — | 0.76% | 4.3% |
| NOVA BANK | HUNTSVILLE , AL | $87.3M | 0.50% | 4.96% | 89.3% | — | 0.00% | 0.0% |
| FIRST COMMUNITY BANK OF CULLMAN | CULLMAN , AL | $85.5M | -0.61% | 3.99% | 122.3% | — | 0.00% | 0.0% |
| BANK OF EVERGREEN | EVERGREEN , AL | $76.2M | 0.53% | 3.51% | 77.2% | — | 1.06% | 3.5% |
| COMMONWEALTH NATIONAL BANK | MOBILE , AL | $72.7M | -0.75% | 3.53% | 119.2% | 32.57% | 4.83% | 14.1% |
| DOZIER BANK | DOZIER , AL | $55.7M | 1.08% | 3.28% | 57.4% | — | 1.08% | 1.7% |
| BANK OF BREWTON | BREWTON , AL | $50.7M | 0.95% | 4.39% | 77.7% | — | 0.00% | 0.0% |
| SOLUTIONS PLUS BANK | ALBERTVILLE , AL | $34.1M | -5.88% | 2.92% | 281.0% | 231.87% | 0.00% | 0.0% |
| FIRST PROGRESSIVE BANK | BREWTON , AL | $32.7M | -0.26% | 3.69% | 81.3% | — | 0.06% | 0.1% |
| BHM BANK | BIRMINGHAM , AL | $17.7M | -5.97% | 3.50% | 275.3% | 20.21% | 10.55% | 40.4% |
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Alabama bank rankings
See Alabama banks ranked by the metrics that matter — size, profitability, capital, asset quality, and funding.
Largest Alabama banks by assets Largest by deposits Highest ROA (return on assets) Highest ROE (return on equity) Highest net interest margin Highest CET1 capital ratio Highest leverage ratio Lowest Texas Ratio (safest) Highest Texas Ratio (riskiest) Highest uninsured-deposit ratio Highest loan-to-deposit ratio Most efficient (lowest efficiency ratio)
Data sourced from FFIEC call reports — current as of Q1 2026. See /data-updates/ for the full refresh schedule.
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