Bank call report · Birmingham, AL
Commerceone Bank Call Report
BankRegReports is independent of Commerceone Bank and never asks for online banking logins or passwords.
Commerceone Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 334 reported line items, schedule by schedule (992 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 5227101 |
| FDIC certificate number | 59114 |
| Total assets | $1.06B |
Official Q2 2026 call report PDF (FFIEC) →
Commerceone Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (21 items)
About Schedule RC · Commerceone Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $1.06B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $1.06B |
| Total Liabilities and Minority Interest | RCON2948 | $978.0M |
| Total Deposits | RCON2200 | $970.2M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $694.2M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $687.3M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $646.9M |
| Deposits: Noninterest-bearing | RCON6631 | $323.3M |
| Interest-bearing Balances | RCON0071 | $307.3M |
| Total Equity Capital | RCON3210 | $85.0M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $85.0M |
| Surplus | RCON3839 | $46.2M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $42.7M |
| Undivided Profits and Capital Reserves | RCON3632 | $36.3M |
| Other Assets | RCON2160 | $10.5M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $7.9M |
| Other Liabilities, Total | RCON2930 | $7.8M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $7.3M |
| Allowance for Loan and Lease Losses | RCON3123 | $6.9M |
| Common Stock | RCON3230 | $4.8M |
| Accumulated Other Comprehensive Income | RCONB530 | -$2.3M |
Schedule RI: Income Statement (36 items)
About Schedule RI · Commerceone Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $26.5M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $22.8M |
| Net Interest Income | RIAD4074 | $16.9M |
| Provision for Loan and Lease Losses | RIAD4230 | $10.7M |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $10.7M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $10.0M |
| Total Interest Expense | RIAD4073 | $9.7M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $8.1M |
| Total Noninterest Expense | RIAD4093 | $7.6M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $7.3M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $5.1M |
| Salaries and Employee Benefits | RIAD4135 | $4.5M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $2.9M |
| Other Noninterest Expense | RIAD4092 | $2.5M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | -$1.0M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | -$1.0M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $800K |
| Income (Loss) Before Discontinued Operations | RIAD4300 | -$752K |
| Net Income (Loss) | RIAD4340 | -$752K |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | -$752K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $605K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $498K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $483K |
| Total Noninterest Income | RIAD4079 | $396K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $349K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $295K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $265K |
| Applicable Income Taxes | RIAD4302 | -$249K |
| Other Noninterest Income | RIADB497 | $131K |
| Interest on Other Securities | RIAD4060 | $126K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $99K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $85K |
| Interest Expense Incurred to Carry Tax-exempt Securities, Loans, and Leases Acquired After August 7, 1986, That Is Not Deductible for Federal Income Tax Purposes | RIAD4513 | $47K |
| Other Interest Income | RIAD4518 | $18K |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $3K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 57 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $314.6M |
| Balances Due from Federal Reserve Banks | RCON0090 | $277.3M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $30.2M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $6.4M |
| Currency and Coin | RCON0080 | $666K |
Schedule RC-B: Securities (31 items)
About Schedule RC-B · Commerceone Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $25K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $22K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $13.6M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $11.4M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $7.9M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $7.9M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $46.2M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $10.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $10.4M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $9.8M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $9.7M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $9.1M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $8.0M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $7.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $7.2M |
| Pledged Securities | RCON0416 | $5.6M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $5.2M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $5.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $3.4M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $3.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $2.4M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $1.0M |
| Unallocated portfolio layer fair value hedge basis adjustments | RCONMG95 | -$758K |
| Amortized Cost of Structured Notes | RCON8782 | $731K |
| Fair Value of Structured Notes | RCON8783 | $695K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $515K |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $500K |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $500K |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK144 | $241K |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK145 | $226K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $63K |
Schedule RC-C, Part I: Loans and Leases (31 items)
About Schedule RC-C, Part I · Commerceone Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $694.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $501.4M |
| Pledged Loans and Leases | RCONG378 | $358.1M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $214.1M |
| Commercial and Industrial Loans | RCON1766 | $207.8M |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $207.8M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $160.5M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $113.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $59.8M |
| Construction, Land Development, and Other Land Loans in Domestic Offices with Interest Reserves: Amount of Loans That Provide for the Use of Interest Reserves (Included in Scheduled Rc-c, Part I, Item 1.A., Column B) | RCONG376 | $49.8M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $49.6M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $46.6M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $46.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $45.5M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $33.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $30.5M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $22.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $22.5M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $18.1M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $16.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $10.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $8.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $8.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $7.1M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $1.6M |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) | RCON2746 | $748K |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $628K |
| Construction, Land Development, and Other Land Loans in Domestic Offices with Interest Reserves: Amount of Interest Capitalized from Interest Reserves on Construction, Land Development, and Other Land Loans That Is Included in Interest and Fee Income on Loans During the Quarter (Included in Schedule Ri, Item 1.A.(1)(A)(2)) | RIADG377 | $262K |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $62K |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $43K |
| Other Loans | RCONJ464 | $43K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $24.6M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $24.3M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $7.2M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $1.5M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $1.5M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $33K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 85 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 61 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 50 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 45 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 11 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 1 |
Schedule RC-E: Deposit Liabilities (28 items)
About Schedule RC-E · Commerceone Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $552.9M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $548.7M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $474.8M |
| Total Transaction Accounts | RCON2215 | $417.3M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $412.9M |
| Total Demand Deposits (See Note Below) | RCON2210 | $402.3M |
| Total reciprocal deposits | RCONJH83 | $101.5M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $45.8M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $32.0M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $3.2M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $2.0M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $2.0M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $1.3M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $1.3M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $1.2M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $1.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $912K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $811K |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $739K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $432K |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $380K |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $355K |
| Total Nontransaction Accounts - Deposits of Foreign Governments and Official Institutions | RCON2377 | $248K |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $139K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $124K |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $6K |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $6K |
| Total Brokered Deposits | RCON2365 | $6K |
Schedule RC-F: Other Assets (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Net Deferred Tax Assets | RCON2148 | $3.5M |
| Accrued Interest Receivable | RCONB556 | $3.0M |
| Other Assets | RCON2168 | $2.9M |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $1.3M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $1.1M |
| Prepaid Expenses | RCON2166 | $812K |
| Derivatives with a Position Fair Value Held for Purposes Other Than Trading | RCONC010 | $762K |
| Accounts Receivable | RCONFT34 | $75K |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $6.5M |
| Operating lease liabilities | RCONLB56 | $6.5M |
| Other Expenses Accrued and Unpaid | RCON3646 | $887K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $408K |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $5K |
Schedule RC-K: Quarterly Averages (15 items)
About Schedule RC-K · Commerceone Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $968.8M |
| Quarterly Average of Total Loans | RCON3360 | $692.3M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $570.2M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $307.8M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $215.4M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $209.5M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $158.1M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $79.0M |
| Mortgage-backed Securities | RCONB559 | $22.1M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $15.7M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $15.6M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $14.1M |
| All Other Securities | RCONB560 | $9.6M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $7.1M |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $1K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (13 items)
About Schedule RC-L · Commerceone Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $130.2M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $89.8M |
| Interest Rate Contracts - Notional Value of All Outstanding Interest Rate Swaps | RCON3450 | $17.3M |
| Interest Rate Swaps Where the Bank Has Agreed to Pay a Fixed Rate | RCONA589 | $17.3M |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $17.3M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $16.4M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $15.9M |
| Commercial and Similar Letters of Credit | RCON3411 | $8.2M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $3.5M |
| Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8741 | $762K |
| All Other Off-balance Sheet Liabilities | RCON3430 | $500K |
| Gross Commitments to Purchase | RCON3434 | $500K |
| Commercial Real Estate, Construction, and Land Development: Commitments to Fund Loans Not Secured by Real Estate | RCON6550 | $289K |
Schedule RC-M: Memoranda (2 items)
About Schedule RC-M · Commerceone Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $24.6M |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 7 |
Schedule RC-O: Other Data for Deposit Insurance Assessments (10 items)
About Schedule RC-O · Commerceone Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $970.2M |
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $968.8M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $708.2M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $261.6M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $86.8M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $381K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 5,021 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 425 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 5 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG502 | $43.5M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $42.7M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG505 | $33.3M |
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCONG476 | $32.5M |
| Available-for-sale Securities - Level 1 Fair Value Measurements | RCONG475 | $9.7M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 1 Fair Value Measurements | RCONG504 | $9.7M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Level 2 Fair Value Measurements | RCONG544 | $762K |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Total Fair Value Reported on Schedule Rc | RCONG541 | $762K |
| All Other Assets - Level 2 Fair Value Measurements | RCONG396 | $762K |
| All Other Assets - Total Fair Value Reported on Schedule Rc | RCONG391 | $762K |
| Available-for-sale Securities - Level 3 Fair Value Measurements | RCONG477 | $500K |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 3 Fair Value Measurements | RCONG506 | $500K |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Commerceone Bank regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $734.8M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (21 items)
About Schedule RC-R, Part I · Commerceone Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $968.8M |
| Average total consolidated assets | RCOAKW03 | $968.8M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $734.8M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $94.7M |
| Common Equity Tier 1 Capital | RCOAP859 | $87.3M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $87.3M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $87.3M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $85.0M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $51.0M |
| Retained Earnings | RCOAKW00 | $36.3M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $7.3M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $7.3M |
| Tier 2 Capital Before Deductions | RCOAP870 | $7.3M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$2.3M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$2.3M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1289 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1189 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1189 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.0901 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0489 |
Schedule RC-R, Part II: Risk-Weighted Assets (57 items)
About Schedule RC-R, Part II · Commerceone Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $734.8M |
| Total Risk-weighted Assets | RCONG641 | $734.8M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $609.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $609.5M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $542.9M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $498.9M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $477.6M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $314.6M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $311.4M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $310.3M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $278.3M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $161.8M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $119.2M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $119.2M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $114.2M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $98.0M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $80.2M |
| Unconditionally Cancellable Commitments | RCONS540 | $78.0M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $67.8M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $67.8M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $59.6M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $50.1M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $49.0M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $49.0M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $47.6M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $42.7M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $36.3M |
| Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category | RCONS447 | $33.4M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $33.4M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $33.4M |
| Total Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures | RCONS445 | $33.4M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $30.8M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $21.3M |
| Total All Other Assets | RCOND981 | $18.4M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over Five Years | RCONS584 | $17.3M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $17.1M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $16.0M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $16.0M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $13.6M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$11.1M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $10.6M |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Face, Notional, or Other Amount | RCONG606 | $8.2M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $5.0M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$4.2M |
| Risk-weighted Assets by Risk-weighted Category - 400 Pct Risk Weight Category | RCONS575 | $2.0M |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - 100 Pct Risk Weight Category | RCONG611 | $1.6M |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Credit Equivalent Amount | RCONG607 | $1.6M |
| Over-the-counter Derivatives - 0 Pct Risk Weight Category | RCONS543 | $1.0M |
| Over-the-counter Derivatives - Credit Equivalent Amount | RCONS542 | $1.0M |
| Current Credit Exposure Across All Derivative Contracts Covered by the Regulatory Capital Rules | RCONG642 | $762K |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $680K |
| All Other Assets - 400 Pct Risk Weight Category | RCONS470 | $500K |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $500K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 400 Pct Risk Weight Category | RCONS564 | $500K |
| Total Balance Sheet Assets - 400 Pct Risk Weight Category | RCONS506 | $500K |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $68K |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $44K |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Outstanding Principal Balance of Loans Other Than 1-4 Family Residential Mortgage Loans That Are Serviced for Others | RCONA591 | $31.3M |
Schedule RI-A: Changes in Bank Equity Capital (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance End of Previous Calendar Year as Restated | RIADB508 | $86.5M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $86.5M |
| Total Equity Capital | RIAD3210 | $85.0M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $750K |
| Sale, Conversion, Acquisition, or Retirement of Capital Stock, Net (Excluding Treasury Stock Transactions) | RIADB509 | $166K |
| Other Comprehensive Income | RIADB511 | -$139K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (4 items)
About Schedule RI-B, Part I · Commerceone Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $12.4M |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $12.4M |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $10K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $10K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · Commerceone Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $12.4M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $8.6M |
| Allowance for Loan and Lease Losses | RIAD3123 | $6.9M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | -$69K |
Schedule RI-E: Explanations (11 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Data Processing Expenses | RIADC017 | $613K |
| Legal Expense | RIAD4141 | $193K |
| Bank Card and Credit Card Interchange Fees | RIADF555 | $124K |
| Accounting and Auditing Expenses | RIADF556 | $100K |
| Insurance Expenses (Not Included in Emplouee Expenses, Premises and Fixed Asset Expenses, and Other Real Estate Owned Expenses) | RIADY924 | $70K |
| Directors' Fees | RIAD4136 | $67K |
| Telecommunications Expense | RIADF559 | $50K |
| Marketing and Other Professional Services | RIAD0497 | $46K |
| Consulting and Advisory Expense | RIADF557 | $32K |
| Printing, Stationery, and Supplies | RIADC018 | $16K |
| Automated Teller Machine (ATM) and Interchange Expense | RIADF558 | $6K |
Commerceone Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Commerceone Bank call report?
The Commerceone Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Commerceone Bank file?
Commerceone Bank files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Commerceone Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Commerceone Bank has Federal Reserve RSSD ID 5227101 and FDIC certificate number 59114. Either one finds its filings on the FFIEC Central Data Repository.
How often does Commerceone Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Commerceone Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 59114) · FFIEC NIC profile (RSSD 5227101)