Call report schedule
Schedule RC-R, Part I: Regulatory Capital Components and Ratios
Schedule RC-R, Part I of the FFIEC call report carries 155 public data items. Each code below opens its definition, where it sits on the form, and what banks reported for Q2 2026.
| Code | Item |
|---|---|
| RCFA2170 | Total Assets |
| RCFA3128 | Allocated Transfer Risk Reserves |
| RCFA3792 | Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines |
| RCFA5310 | General Loan and Lease Valuation Allowances |
| RCFA5311 | Tier 2 (Supplementary) Capital |
| RCFA7204 | Tier 1 Leverage Capital Ratio |
| RCFA7205 | Total Risk-based Capital Ratio |
| RCFA7206 | Tier 1 Risk-based Capital Ratio |
| RCFA8274 | Tier 1 Capital Allowable Under the Risk-based Capital Guidelines |
| RCFAA223 | Risk-weighted Assets (Net of Allowances and Other Deductions) |
| RCFAA224 | Average Total Assets (Net of Deductions) |
| RCFAB530 | Accumulated Other Comprehensive Income |
| RCFAB596 | Less:other Deductions from Assets for Leverage Capital Purposes |
| RCFAH015 | Total Leverage Exposure |
| RCFAH036 | Advanced Approaches Only: Supplemententary Leverage Ratio |
| RCFAH311 | Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer |
| RCFAH313 | Eligible Retained Income |
| RCFAH314 | Distributions and Discretionary Bonus Payments During the Quarter |
| RCFAJJ30 | Amount of allowances for credit losses on purchased credit-deteriorated assets - Loans and leases held for investment |
| RCFAJJ31 | Amount of allowances for credit losses on purchased credit-deteriorated assets, Held-to-maturity debt securities |
| RCFAJJ32 | Amount of allowances for credit losses on purchased credit-deteriorated assets, Other financial assets measured at amortized cost |
| RCFAKW00 | Retained Earnings |
| RCFAKW03 | Average total consolidated assets |
| RCFAKX77 | Trading assets and trading liabilities (Schedule RC, sum of items 5 and 15). Report as a dollar amount in Column A and as a percentage of total assets (5% limit) in Column B |
| RCFAKX78 | Trading assets and trading liabilities (Schedule HC, sum of items 5 and 15) |
| RCFAKX79 | Off-balance sheet exposures: Unused portion of conditionally cancellable commitments |
| RCFAKX80 | Off-balance sheet exposures: Securities lent and borrowed (Schedule HC-L, sum of items 6.a and 6.b) |
| RCFAKX81 | Off-balance sheet exposures: Other off-balance sheet exposures |
| RCFAKX82 | Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B |
| RCFAKX83 | Total off-balance sheet exposures (sum of items 15a through 15.c) |
| RCFALB58 | Less: Investments in the capital of unconsolidated financial institutions, net of associated DTLs, that exceed the 25 percent of line 12 |
| RCFALB59 | Less: MSAs, net of associated DTLs, that exceed 25 percent of line 12 |
| RCFALB60 | LESS: DTAs arising from temporary differences that could not be realized through net operating loss carrybacks, net of related valuation allowances and net of DTLs that exceed the 25 percent of line 12. |
| RCFALB61 | Investments in the [Tier 2] capital of unconsolidated financial institution |
| RCFALE89 | Supplementary leverage ratio (SLR) buffer requirement (if applicable) |
| RCFALE90 | Supplementary leverage ratio (SLR) buffer (if applicable) |
| RCFAP742 | Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares |
| RCFAP793 | Common Equity Tier 1 Capital Ratio |
| RCFAP839 | Common Equity Tier 1 Minority Interest Includable in Common Equity Tier 1 Capital |
| RCFAP840 | Common Equity Tier 1 Capital Before Adjustments and Deductions |
| RCFAP841 | Goodwill Net of Associated Deferred Tax Liabilities (Dtls) |
| RCFAP842 | Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls |
| RCFAP843 | Deferred Tax Assets (DTAS) That Arise from Net Operating Loss and Tax Credit Carryforwards, Net of Any Related Valuation Allowances and Net of Dtls |
| RCFAP844 | Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) |
| RCFAP846 | Accumulated Net Gains (Losses)on Cash-flow Hedges (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) |
| RCFAP847 | Less: Amounts Recorded in AOCI Attributed to Defined Benefit Postretirement Plans Resulting from the Initial and Subsequent Application of the Relevant GAAP Standards That Pertain to Such Plans (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) |
| RCFAP848 | Less: Net Unrealized Gains (Losses) on Held-to-maturity Securities That Are Included in AOCI (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) |
| RCFAP849 | Accumulated Net Gain (Loss) on Cash Flow Hedges Included in AOCI, Net of Applicable Tax Effects, That Relate to the Hedging of Items That Are Not Recognized at Fair Value on the Balance Sheet |
| RCFAP850 | Less: All Other Deductions from (Additions to) Common Equity Tier 1 Capital Before Threshold-based Deductions |
| RCFAP852 | Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions |
| RCFAP857 | Deductions Applied to Common Equity Tier 1 Capital Due to Insufficient Amounts of Additional Tier 1 Capital and Tier 2 Capital to Cover Deductions |
| RCFAP858 | Total Adjustments and Deductions for Common Equity Tier 1 Capital |
| RCFAP859 | Common Equity Tier 1 Capital |
| RCFAP860 | Additional Tier 1 Capital Instruments Plus Related Surplus |
| RCFAP861 | Non-qualifying Capital Instruments Subject to Phase Out from Additional Tier 1 Capital |
| RCFAP862 | Tier 1 Minority Interest Not Included in Common Equity Tier 1 Capital |
| RCFAP863 | Additional Tier 1 Capital Before Deductions |
| RCFAP864 | Additional Tier 1 Capital Deductions |
| RCFAP865 | Additional Tier 1 Capital |
| RCFAP866 | Tier 2 Capital Instruments Plus Related Surplus |
| RCFAP867 | Non-qualifying Capital Instruments Subject to Phase Out from Tier 2 Capital |
| RCFAP868 | Total Capital Minority Interest That Is Not Included in Tier 1 Capital |
| RCFAP870 | Tier 2 Capital Before Deductions |
| RCFAP872 | Tier 2 Capital Deductions |
| RCFAP875 | Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) |
| RCFAQ258 | Unrealized Net Gain (Loss) Related to Changes in the Fair Value of Liabilities That Are Due to Changes in Own Credit Risk |
| RCFAS540 | Unconditionally Cancellable Commitments |
| RCFW3792 | Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines |
| RCFW5310 | General Loan and Lease Valuation Allowances |
| RCFW5311 | Tier 2 (Supplementary) Capital |
| RCFW7205 | Total Risk-based Capital Ratio |
| RCFW7206 | Tier 1 Risk-based Capital Ratio |
| RCFWA223 | Risk-weighted Assets (Net of Allowances and Other Deductions) |
| RCFWH312 | Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: (Advanced Approaches Holding Companies That Exit Parallel Run Only): Total Applicable Capital Buffer |
| RCFWP793 | Common Equity Tier 1 Capital Ratio |
| RCFWP851 | Non-significant Investments in the Capital of Unconsolidated Financial Institutions in the Form of Common Stock That Exceed the 10 Percent Threshold for Non-significant Investments |
| RCFWP852 | Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions |
| RCFWP853 | Significant Investments in the Capital of Unconsolidated Financial Institutions in the Form of Common Stock, Net of Associated Dtls, That Exceed the 10 Percent Common Equity Tier 1 Capital Deduction Threshold |
| RCFWP854 | Msas, Net of Associated Dtls, That Exceed the 10 Percent Common Equity Tier 1 Capital Deduction Threshold |
| RCFWP855 | DTAS Arising from Temporary Differences That Could Not Be Realized Through Net Operating Loss Carrybacks, Net of Related Valuation Allowances and Net of Dtls, That Exceed the 10 Percent Common Equity Tier 1 Capital Deduction Threshold |
| RCFWP856 | Amount of Significant Investments in the Capital of Unconsolidated Financial Institutions in the Form of Common Stock, Msas, Net of Associated Dtls, and DTAS Arising from Temporary Differences That Could Not Be Realized Through Net Operating Loss Carrybacks, Net of Related Valuation Allowances and Net of Dtls, That Exceeds the 15 Percent Common Equity Tier 1 Capital Deduction Threshold |
| RCFWP857 | Deductions Applied to Common Equity Tier 1 Capital Due to Insufficient Amounts of Additional Tier 1 Capital and Tier 2 Capital to Cover Deductions |
| RCFWP858 | Total Adjustments and Deductions for Common Equity Tier 1 Capital |
| RCFWP859 | Common Equity Tier 1 Capital |
| RCFWP870 | Tier 2 Capital Before Deductions |
| RCOA2170 | Total Assets |
| RCOA3128 | Allocated Transfer Risk Reserves |
| RCOA3792 | Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines |
| RCOA5310 | General Loan and Lease Valuation Allowances |
| RCOA5311 | Tier 2 (Supplementary) Capital |
| RCOA7204 | Tier 1 Leverage Capital Ratio |
| RCOA7205 | Total Risk-based Capital Ratio |
| RCOA7206 | Tier 1 Risk-based Capital Ratio |
| RCOA8274 | Tier 1 Capital Allowable Under the Risk-based Capital Guidelines |
| RCOAA223 | Risk-weighted Assets (Net of Allowances and Other Deductions) |
| RCOAA224 | Average Total Assets (Net of Deductions) |
| RCOAB530 | Accumulated Other Comprehensive Income |
| RCOAB596 | Less:other Deductions from Assets for Leverage Capital Purposes |
| RCOAH015 | Total Leverage Exposure |
| RCOAH036 | Advanced Approaches Only: Supplemententary Leverage Ratio |
| RCOAH311 | Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer |
| RCOAH313 | Eligible Retained Income |
| RCOAH314 | Distributions and Discretionary Bonus Payments During the Quarter |
| RCOAJJ29 | Does your institution have a CECL transition election in effect as of the quarter end report date? (enter 1 for Yes, enter 0 for No) |
| RCOAJJ30 | Amount of allowances for credit losses on purchased credit-deteriorated assets - Loans and leases held for investment |
| RCOAJJ31 | Amount of allowances for credit losses on purchased credit-deteriorated assets, Held-to-maturity debt securities |
| RCOAJJ32 | Amount of allowances for credit losses on purchased credit-deteriorated assets, Other financial assets measured at amortized cost |
| RCOAKW00 | Retained Earnings |
| RCOAKW03 | Average total consolidated assets |
| RCOAKX77 | Trading assets and trading liabilities (Schedule RC, sum of items 5 and 15). Report as a dollar amount in Column A and as a percentage of total assets (5% limit) in Column B |
| RCOAKX78 | Trading assets and trading liabilities (Schedule HC, sum of items 5 and 15) |
| RCOAKX79 | Off-balance sheet exposures: Unused portion of conditionally cancellable commitments |
| RCOAKX80 | Off-balance sheet exposures: Securities lent and borrowed (Schedule HC-L, sum of items 6.a and 6.b) |
| RCOAKX81 | Off-balance sheet exposures: Other off-balance sheet exposures |
| RCOAKX82 | Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B |
| RCOAKX83 | Total off-balance sheet exposures (sum of items 15a through 15.c) |
| RCOALB58 | Less: Investments in the capital of unconsolidated financial institutions, net of associated DTLs, that exceed the 25 percent of line 12 |
| RCOALB59 | Less: MSAs, net of associated DTLs, that exceed 25 percent of line 12 |
| RCOALB60 | LESS: DTAs arising from temporary differences that could not be realized through net operating loss carrybacks, net of related valuation allowances and net of DTLs that exceed the 25 percent of line 12. |
| RCOALB61 | Investments in the [Tier 2] capital of unconsolidated financial institution |
| RCOALE74 | Do you qualify for and opt-in to CBLR? |
| RCOANC99 | Standardized Approach for Counterparty Credit Risk opt-in election |
| RCOAP742 | Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares |
| RCOAP793 | Common Equity Tier 1 Capital Ratio |
| RCOAP838 | A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) |
| RCOAP839 | Common Equity Tier 1 Minority Interest Includable in Common Equity Tier 1 Capital |
| RCOAP840 | Common Equity Tier 1 Capital Before Adjustments and Deductions |
| RCOAP841 | Goodwill Net of Associated Deferred Tax Liabilities (Dtls) |
| RCOAP842 | Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls |
| RCOAP843 | Deferred Tax Assets (DTAS) That Arise from Net Operating Loss and Tax Credit Carryforwards, Net of Any Related Valuation Allowances and Net of Dtls |
| RCOAP844 | Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) |
| RCOAP846 | Accumulated Net Gains (Losses)on Cash-flow Hedges (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) |
| RCOAP847 | Less: Amounts Recorded in AOCI Attributed to Defined Benefit Postretirement Plans Resulting from the Initial and Subsequent Application of the Relevant GAAP Standards That Pertain to Such Plans (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) |
| RCOAP848 | Less: Net Unrealized Gains (Losses) on Held-to-maturity Securities That Are Included in AOCI (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) |
| RCOAP849 | Accumulated Net Gain (Loss) on Cash Flow Hedges Included in AOCI, Net of Applicable Tax Effects, That Relate to the Hedging of Items That Are Not Recognized at Fair Value on the Balance Sheet |
| RCOAP850 | Less: All Other Deductions from (Additions to) Common Equity Tier 1 Capital Before Threshold-based Deductions |
| RCOAP852 | Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions |
| RCOAP857 | Deductions Applied to Common Equity Tier 1 Capital Due to Insufficient Amounts of Additional Tier 1 Capital and Tier 2 Capital to Cover Deductions |
| RCOAP858 | Total Adjustments and Deductions for Common Equity Tier 1 Capital |
| RCOAP859 | Common Equity Tier 1 Capital |
| RCOAP860 | Additional Tier 1 Capital Instruments Plus Related Surplus |
| RCOAP861 | Non-qualifying Capital Instruments Subject to Phase Out from Additional Tier 1 Capital |
| RCOAP862 | Tier 1 Minority Interest Not Included in Common Equity Tier 1 Capital |
| RCOAP863 | Additional Tier 1 Capital Before Deductions |
| RCOAP864 | Additional Tier 1 Capital Deductions |
| RCOAP865 | Additional Tier 1 Capital |
| RCOAP866 | Tier 2 Capital Instruments Plus Related Surplus |
| RCOAP867 | Non-qualifying Capital Instruments Subject to Phase Out from Tier 2 Capital |
| RCOAP868 | Total Capital Minority Interest That Is Not Included in Tier 1 Capital |
| RCOAP870 | Tier 2 Capital Before Deductions |
| RCOAP872 | Tier 2 Capital Deductions |
| RCOAP875 | Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) |
| RCOAQ258 | Unrealized Net Gain (Loss) Related to Changes in the Fair Value of Liabilities That Are Due to Changes in Own Credit Risk |
| RCOAS540 | Unconditionally Cancellable Commitments |
| RCOWH312 | Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: (Advanced Approaches Holding Companies That Exit Parallel Run Only): Total Applicable Capital Buffer |