Call report code · Schedule RC-R, Part I
RCOALB59: Less: MSAs, net of associated DTLs, that exceed 25 percent of line 12
RCOALB59 is the call report code for less: msas, net of associated dtls, that exceed 25 percent of line 12, reported on Schedule RC-R, Part I, Regulatory Capital Components and Ratios. For Q2 2026, 4,217 banks reported it, totaling $58.6M; the median among the 5 with a nonzero amount was $10.9M. The largest value reported for Q2 2026 was $19.5M, by Barrington Bank & Trust Company, N.A.
Where RCOALB59 sits on the call report
| Code | RCOALB59 (prefix RCOA, item LB59) |
|---|---|
| Prefix RCOA | Regulatory capital items reported on Schedule RC-R. |
| Schedule | RC-R, Part I, Regulatory Capital Components and Ratios |
| Reported on | FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2020 |
The same item under other prefixes
Item LB59 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCFALB59 | Regulatory capital items reported on Schedule RC-R | 59 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCOALB59 |
|---|---|---|
| Barrington Bank & Trust Company, N.A. | Barrington, IL | $19.5M |
| Cornerstone Capital Bank, SSB | Houston, TX | $17.6M |
| West Gate Bank | Lincoln, NE | $10.9M |
| University Bank | Ann Arbor, MI | $10.5M |
| First Federal Bank | Lake City, FL | $70K |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 4,217 | $58.6M |
| March 31, 2026 | 4,256 | $44.4M |
| December 31, 2025 | 4,314 | $54.2M |
| September 30, 2025 | 4,355 | $38.7M |
| June 30, 2025 | 4,397 | $167.8M |
| March 31, 2025 | 4,437 | $188.6M |
| December 31, 2024 | 4,461 | $210.7M |
| September 30, 2024 | 4,490 | $206.9M |
Related
All codes on Schedule RC-R, Part I · All call report schedules · Find the code for a loan type · What a call report is