RCFA3792: Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines
RCFA3792 is the call report code for total qualifying capital allowable under the risk-based capital guidelines, reported on Schedule RC-R, Part I, Regulatory Capital Components and Ratios. For Q2 2026, 77 banks reported it, totaling $1.80T; the median among the 77 with a nonzero amount was $5.11B. The largest value reported for Q2 2026 was $326.43B, by JPMorgan Chase Bank, N.A.
Definition
Includes the amount of the bank's total risk-based capital. The amount reported in this item is the numerator of the bank's total risk-based capital ratio. Total risk-based capital is the sum of Tier 1 and Tier 2, and Tier 3 allocated for market risk, net of all deductions. Deductions are made for investments in banking and finance subsidiaries that are not consolidated for regulatory capital purposes, intentional reciprocal cross-holdings of banking organizations' capital instruments, and other deductions as determined by the reporting bank's primary federal supervisory authority. For most banks, total risk-based capital equals the sum of items 8274 and 8275 (items 3.a and 3.b).
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCFA3792 sits on the call report
| Code | RCFA3792 (prefix RCFA, item 3792) |
|---|---|
| Prefix RCFA | Regulatory capital items reported on Schedule RC-R. |
| Schedule | RC-R, Part I, Regulatory Capital Components and Ratios |
| Reported on | FFIEC 031 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2014 |
The same item under other prefixes
Item 3792 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCFW3792 | Regulatory capital items for banks using the advanced approaches | 14 |
| RCOA3792 | Regulatory capital items reported on Schedule RC-R | 2,407 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCFA3792 |
|---|---|---|
| JPMorgan Chase Bank, N.A. | Columbus, OH | $326.43B |
| Bank of America, N.A. | Charlotte, NC | $202.41B |
| Citibank, N.A. | Sioux Falls, SD | $171.08B |
| Wells Fargo Bank, N.A. | Sioux Falls, SD | $166.28B |
| Capital One, N.A. | McLean, VA | $76.02B |
| U.S. Bank N.A. | Cincinnati, OH | $72.64B |
| Goldman Sachs Bank USA | New York, NY | $64.78B |
| PNC Bank, N.A. | Wilmington, DE | $61.30B |
| Truist Bank | Charlotte, NC | $58.54B |
| Morgan Stanley Bank, N.A. | Salt Lake City, UT | $42.13B |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 77 | $1.80T |
| March 31, 2026 | 77 | $1.80T |
| December 31, 2025 | 77 | $1.77T |
| September 30, 2025 | 77 | $1.77T |
| June 30, 2025 | 77 | $1.75T |
| March 31, 2025 | 79 | $1.74T |
| December 31, 2024 | 79 | $1.72T |
| September 30, 2024 | 79 | $1.72T |
Related
All codes on Schedule RC-R, Part I · All call report schedules · Find the code for a loan type · What a call report is