RCFW3792: Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines
RCFW3792 is the call report code for total qualifying capital allowable under the risk-based capital guidelines, reported on Schedule RC-R, Part I, Regulatory Capital Components and Ratios. For Q2 2026, 14 banks reported it, totaling $1.01T; the median among the 14 with a nonzero amount was $21.85B. The largest value reported for Q2 2026 was $310.36B, by JPMorgan Chase Bank, N.A.
Definition
Includes the amount of the bank's total risk-based capital. The amount reported in this item is the numerator of the bank's total risk-based capital ratio. Total risk-based capital is the sum of Tier 1 and Tier 2, and Tier 3 allocated for market risk, net of all deductions. Deductions are made for investments in banking and finance subsidiaries that are not consolidated for regulatory capital purposes, intentional reciprocal cross-holdings of banking organizations' capital instruments, and other deductions as determined by the reporting bank's primary federal supervisory authority. For most banks, total risk-based capital equals the sum of items 8274 and 8275 (items 3.a and 3.b).
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCFW3792 sits on the call report
| Code | RCFW3792 (prefix RCFW, item 3792) |
|---|---|
| Prefix RCFW | Regulatory capital items for banks using the advanced approaches. |
| Schedule | RC-R, Part I, Regulatory Capital Components and Ratios |
| Reported on | FFIEC 031 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2014 |
The same item under other prefixes
Item 3792 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCFA3792 | Regulatory capital items reported on Schedule RC-R | 77 |
| RCOA3792 | Regulatory capital items reported on Schedule RC-R | 2,407 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCFW3792 |
|---|---|---|
| JPMorgan Chase Bank, N.A. | Columbus, OH | $310.36B |
| Bank of America, N.A. | Charlotte, NC | $192.21B |
| Citibank, N.A. | Sioux Falls, SD | $163.12B |
| Wells Fargo Bank, N.A. | Sioux Falls, SD | $155.83B |
| Goldman Sachs Bank USA | New York, NY | $63.20B |
| Morgan Stanley Bank, N.A. | Salt Lake City, UT | $41.71B |
| The Bank of New York Mellon | New York, NY | $22.54B |
| State Street Bank and Trust Company | Boston, MA | $21.17B |
| Morgan Stanley Private Bank, N.A. | Purchase, NY | $16.82B |
| The Northern Trust Company | Chicago, IL | $12.83B |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 14 | $1.01T |
| March 31, 2026 | 14 | $1.00T |
| December 31, 2025 | 14 | $996.24B |
| September 30, 2025 | 14 | $999.84B |
| June 30, 2025 | 14 | $988.35B |
| March 31, 2025 | 14 | $979.36B |
| December 31, 2024 | 14 | $965.49B |
| September 30, 2024 | 14 | $975.12B |
Related
All codes on Schedule RC-R, Part I · All call report schedules · Find the code for a loan type · What a call report is