RCOA3792: Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines
RCOA3792 is the call report code for total qualifying capital allowable under the risk-based capital guidelines, reported on Schedule RC-R, Part I, Regulatory Capital Components and Ratios. For Q2 2026, 2,407 banks reported it, totaling $623.12B; the median among the 2,407 with a nonzero amount was $61.1M. The largest value reported for Q2 2026 was $9.98B, by Deutsche Bank Trust Company Americas.
Definition
Includes the amount of the bank's total risk-based capital. The amount reported in this item is the numerator of the bank's total risk-based capital ratio. Total risk-based capital is the sum of Tier 1 and Tier 2, and Tier 3 allocated for market risk, net of all deductions. Deductions are made for investments in banking and finance subsidiaries that are not consolidated for regulatory capital purposes, intentional reciprocal cross-holdings of banking organizations' capital instruments, and other deductions as determined by the reporting bank's primary federal supervisory authority. For most banks, total risk-based capital equals the sum of items 8274 and 8275 (items 3.a and 3.b).
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCOA3792 sits on the call report
| Code | RCOA3792 (prefix RCOA, item 3792) |
|---|---|
| Prefix RCOA | Regulatory capital items reported on Schedule RC-R. |
| Schedule | RC-R, Part I, Regulatory Capital Components and Ratios |
| Reported on | FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2014 |
The same item under other prefixes
Item 3792 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCFA3792 | Regulatory capital items reported on Schedule RC-R | 77 |
| RCFW3792 | Regulatory capital items for banks using the advanced approaches | 14 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCOA3792 |
|---|---|---|
| Deutsche Bank Trust Company Americas | New York, NY | $9.98B |
| Zions Bancorporation, N.A. | Salt Lake City, UT | $9.92B |
| First Horizon Bank | Memphis, TN | $9.60B |
| CIBC Bank USA | Chicago, IL | $9.39B |
| Western Alliance Bank | Phoenix, AZ | $8.89B |
| Webster Bank, N.A. | Stamford, CT | $7.86B |
| SouthState Bank, N.A. | Winter Haven, FL | $7.27B |
| SoFi Bank, N.A. | Cottonwood Heights, UT | $7.13B |
| Columbia Bank | Lake Oswego, OR | $6.67B |
| Bank OZK | Little Rock, AR | $6.66B |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 2,407 | $623.12B |
| March 31, 2026 | 2,511 | $623.52B |
| December 31, 2025 | 2,595 | $637.58B |
| September 30, 2025 | 2,632 | $633.42B |
| June 30, 2025 | 2,683 | $625.92B |
| March 31, 2025 | 2,708 | $619.89B |
| December 31, 2024 | 2,763 | $616.13B |
| September 30, 2024 | 2,802 | $610.01B |
Related
All codes on Schedule RC-R, Part I · All call report schedules · Find the code for a loan type · What a call report is