JPMorgan Chase Bank, N.A.
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Data as of · sourced from FFIEC call reports. How we update
JPMorgan Chase Bank, N.A. is an FDIC-insured commercial bank headquartered in Columbus, OH, established in 1824 (FDIC certificate 628), and it is supervised by the OCC. At Q2 2026 it reported total assets of $4.09T, up 8.0% from Q2 2025, the largest of 154 banks headquartered in Ohio. Its CET1 capital ratio was 15.03% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- OCC
- Deposit insurance
- FDIC
- FDIC certificate
- 628
- Headquarters
- Columbus, OH
- Established
- 1824
- Total assets, Q2 2026
- $4.09T
- Assets vs Q2 2025
- +8.0%
- CET1 ratio, Q2 2026
- 15.03%
- Domestic offices
- 5,176 FDIC institution directory, current count
- Routing number
- 021000021
- Latest call report
- Q2 2026, FFIEC 031 · JPMorgan Chase Bank, N.A. call report
- Holding company
- JPMORGAN CHASE & CO.
- Asset rank in state
- 1st of 154 in Ohio
JPMorgan Chase Bank, N.A. is the largest bank in the United States, with $4.09 trillion in assets at June 30, 2026, up 8.0% from a year earlier. It is headquartered in Columbus, Ohio, and operates 5,176 domestic branches. It earns about $1.70 a year on every $100 of assets, higher than about 9 in 10 of the 18 US banks with $250 billion or more in assets (median $1.23). It also holds common equity equal to 15.03% of its risk-weighted assets, higher than about three-quarters of banks its size (median 13.63%).
Earnings jumped: net income for the quarter was $17.4 billion, 33% above the same quarter a year earlier. Over the same year, loans grew 9.4% and deposits grew 5.7%.
As of June 30, 2026, JPMorgan Chase Bank, N.A. reported a CET1 capital ratio of 15.03%, a return on assets of 1.70%, a nonperforming-loan ratio of 0.78% and a Texas ratio of 3.72%. The figures come from its call report filed with the FFIEC.
Of the 154 banks headquartered in Ohio, JPMorgan Chase Bank, N.A. is the largest by total assets at Q2 2026. Quarter on quarter (Q1 2026 to Q2 2026), its total assets rose 1.9% to $4.09T, loans rose 2.8% and deposits rose 1.2%. 1-4 family residential loans made up 20.9% of its total loans on June 30, 2026, its largest category; next came loans to nondepository financial institutions at 15.9%. Judged on its Q2 2026 call report, JPMorgan Chase Bank, N.A. meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 1111 Polaris Pkwy, Columbus, OH 43240
- County
- Delaware
- Metro Area
- Columbus, OH
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 4, Cleveland
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 031
- Established
- January 1, 1824
- Former names
- JPMorgan Chase Bank (2001-2004); The Chase Manhattan Bank (1996-2001); Chemical Bank (1969-1996); Chemical Bank New York Trust Company (1959-1969); Chemical Corn Exchange Bank (1954-1959)
- Domestic offices
- 5,176 FDIC institution directory, current count
- Employees (FTE)
- 226,846
- Domestic deposits
- $2.23T
- Allowance for credit losses
- $25.94B
- Net charge-offs (YTD)
- $4.69B
- Average total assets
- $4.08T
- Average total loans
- $1.54T
- Average interest-bearing deposits
- $2.64T
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- No
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 628
- Fed RSSD
- 852218
- SEC CIK
- 19617 → filed by JPMORGAN CHASE & CO.
- Website
- www.jpmorganchase.com →
- Parent Holding Company
- JPMORGAN CHASE & CO. (RSSD 1039502) · JPM
Management
Senior officers at parent holding company, from SEC Form 3/4/5 disclosures
| Name | Role | Title |
|---|---|---|
| James Dimon | CEO | Chairman & CEO |
| Douglas B Petno | PRES | Co-President; CEO CIB |
| Jeremy Barnum | CFO | Chief Financial Officer |
| Jennifer Piepszak | COO | Chief Operating Officer |
| Stacey Friedman | GC | General Counsel |
| Lori A Beer | CIO | Chief Information Officer |
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
JPMorgan Chase Bank, N.A.'s total assets moved between a low of $3.39T (Q3 2023) and a high of $4.09T (Q2 2026) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$4.09T total assets against $3.79T; $3.75T total liabilities against $3.47T.
$1.54T net loans and leases against $1.40T; $2.82T total deposits against $2.67T.
$808.52B securities against $746.91B; $316.33B cash and balances due against $420.44B.
$42.84B total interest income against $41.29B; $17.30B total interest expense against $17.39B.
$25.54B net interest income against $23.89B.
$20.18B total noninterest income against $17.00B; $24.76B total noninterest expense against $21.68B.
$2.63B provision for credit losses against $2.84B.
$17.36B net income against $13.10B.
1.70% return on assets against 1.42%; 2.71% net interest margin against 2.81%.
15.03% CET1 capital ratio against 15.57%; 7.49% tier 1 leverage ratio against 7.74%.
Inside the full JPMorgan Chase Bank, N.A. terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeJPMorgan Chase Bank, N.A. rankings
Its closest position to the top of a national ranking is 1 of 4,196, for total assets; its furthest is 1,650 of 3,640, for Texas Ratio.
Metric pages for JPMorgan Chase Bank, N.A.: Uninsured deposits.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 1.20% (Q4 2025) to 1.70% (Q2 2026) and its net interest margin ran from 2.71% (Q2 2026) to 2.97% (Q3 2024).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 15.03% | 1.70% | 0.78% | 3.72% | 2.71% |
| Q1 2026 | 15.08% | 1.43% | 0.85% | 4.00% | 2.80% |
| Q4 2025 | 15.29% | 1.20% | 0.86% | 4.01% | 2.87% |
| Q3 2025 | 15.69% | 1.32% | 0.90% | 4.17% | 2.85% |
| Q2 2025 | 15.57% | 1.42% | 0.88% | 4.11% | 2.81% |
| Q1 2025 | 15.75% | 1.43% | 0.84% | 3.87% | 2.92% |
| Q4 2024 | 16.04% | 1.41% | 0.87% | 4.04% | 2.95% |
| Q3 2024 | 16.17% | 1.33% | 0.81% | 3.70% | 2.97% |
Swipe the table sideways to see every column.
Branch Network
View all 5,141 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Madison and 47th St Branch | New York , NY | 10017 | $759.45B |
| Houston Main Office | Houston , TX | 77002 | $130.54B |
| Pearl Street and Woodall Rodgers | Dallas , TX | 75201 | $54.79B |
| Chicago's Main Office Branch | Chicago , IL | 60603 | $48.96B |
| Detroit Main Branch | Detroit , MI | 48226 | $29.85B |
| One Utah Branch | Salt Lake City , UT | 84111 | $20.62B |
| Broad St Downtown Branch | Columbus , OH | 43215 | $13.77B |
| Empire State Branch | New York City , NY | 10016 | $11.87B |
| City Scape Branch | Phoenix , AZ | 85004 | $9.87B |
| Downtown Forth Worth Branch | Fort Worth , TX | 76102 | $9.06B |
| Noriega and 19th Branch | San Francisco , CA | 94122 | $7.13B |
| Market Station Branch | Denver , CO | 80202 | $7.09B |
| Circle Branch | Indianapolis , IN | 46204 | $5.59B |
| Baton Rouge Downtown Branch | Baton Rouge , LA | 70801 | $5.48B |
| Downtown Main Milwaukee Branch | Milwaukee , WI | 53202 | $5.09B |
| 888 West 7th Street Branch | Los Angeles , CA | 90017 | $4.53B |
| Louisville Main Branch | Louisville , KY | 40202 | $4.50B |
| Bernardo Center Branch | San Diego , CA | 92128 | $4.04B |
| Oklahoma City Downtown Branch | Oklahoma City , OK | 73102 | $3.17B |
| Firewheel Banking Center Branch | Garland , TX | 75040 | $2.92B |
| Icon Buckhead Branch | Atlanta , GA | 30326 | $2.71B |
| Fifth Avenue & 44th Street Banking Center Branch | New York , NY | 10036 | $2.61B |
| Austin Downtown Sixth St Branch | Austin , TX | 78701 | $2.58B |
| SE 2nd Street Branch | Miami , FL | 33131 | $2.55B |
| Radio City Branch | New York , NY | 10019 | $2.53B |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| February 2, 2025 | Structure Change | Acquired J.P. Morgan Mortgage Acquisition Corp. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| February 2, 2025 | M&A | Acquired J.P. Morgan Mortgage Acquisition Corp. merger for the acquired bank | SEC |
| November 2, 2024 | Structure Change | Acquired Chase Mortgage Holdings, Inc. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| May 1, 2023 | Merger | Participated in FDIC Assisted Merger | FDIC |
| May 1, 2023 | Structure Change | Acquired First Republic Bank Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| December 31, 2021 | Structure Change | Acquired One Mortgage Partners Corp. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| October 20, 2019 | Structure Change | Acquired J.P. Morgan Treasury Technologies Corporation Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| May 19, 2019 | Structure Change | Acquired Bloomspot, Inc. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| May 18, 2019 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| September 1, 2015 | Structure Change | Acquired JPMorgan Bank and Trust Company, N.A. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| August 31, 2015 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| October 14, 2011 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| October 14, 2011 | Structure Change | Acquired Custodial Trust Company Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| October 1, 2011 | Structure Change | Acquired Chase Auto Finance Corp. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| June 1, 2011 | Structure Change | Acquired Chase Equipment Finance, Inc. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| May 1, 2011 | Structure Change | Acquired Chase Home Finance LLC Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| January 1, 2010 | Structure Change | Acquired Banc One National Processing Corporation Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| November 19, 2009 | Structure Change | Acquired Bear Stearns Forex Inc. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| May 26, 2009 | Structure Change | Acquired Bear Stearns Financial Products Inc. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| September 26, 2008 | Structure Change | Acquired Washington Mutual Bank Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| September 26, 2008 | Structure Change | Acquired Washington Mutual Bank FSB Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| September 25, 2008 | Merger | Participated in FDIC Assisted Merger | FDIC |
| September 25, 2008 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| August 16, 2008 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| August 16, 2008 | Structure Change | Acquired J.P. Morgan Trust Company, N.A. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| September 21, 2007 | Structure Change | Acquired Liberty Payment Services, Inc. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| October 21, 2006 | Structure Change | Acquired Bank One Trust Company, N.A. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| October 20, 2006 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| March 1, 2006 | Structure Change | Acquired Banc One Financial Services, Inc. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| March 18, 2005 | Structure Change | Acquired Banc One Management Corporation Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| November 13, 2004 | Structure Change | Acquired Bank One, National Association Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| November 13, 2004 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| December 21, 2001 | Structure Change | Acquired Whitkath Inc. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| November 10, 2001 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| November 10, 2001 | Structure Change | Acquired Morgan Guaranty Trust Company of New York Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| August 1, 2001 | Structure Change | Acquired Chase Bank of Texas-San Angelo, N.A. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| August 1, 2001 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| August 1, 2000 | Structure Change | Acquired Chase Bank of Texas, National Association Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| August 1, 2000 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| March 5, 1999 | Structure Change | Acquired Texas Commerce Trust Company of New York Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| March 5, 1999 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| October 1, 1998 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| October 1, 1998 | Structure Change | Acquired Morgan Stanley Trust Company Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| December 1, 1996 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| December 1, 1996 | Structure Change | Acquired The Chase Manhattan Bank, National Association Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 45 events, scroll the table for the full history.
Regulatory record
Facts as filed or published, not a rating.
- Enforcement actions
- 24 against the institution (OCC); 88 against individuals associated with it
- March 14, 2024, OCC: Cease-and-Desist Order (C&D) or Personal Cease-and-Desist Order (PC&D): JPMorgan Chase Bank, National Association
- March 14, 2024, OCC: Civil Money Penalty (CMP): JPMorgan Chase Bank, National Association
- November 24, 2020, OCC: Civil Money Penalty (CMP): JPMorgan Chase Bank, National Association
- January 4, 2016, OCC: Civil Money Penalty (CMP): JPMorgan Chase Bank, National Association
- July 8, 2015, OCC: Civil Money Penalty (CMP): JPMorgan Chase Bank, National Association
- Period: Most recent institution action March 14, 2024. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 8.0% of deposits in OH, rank 5 of 184 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 365,166 applications, 94,243 loans originated, $66.29B originated, across 51 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 1,810 loans, $559.9M approved, $309K average. 0.06% of that year's loans have since been charged off
- Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Consumer complaints
- 27,097 complaints in the last 4 full quarters. Raw counts, not adjusted for size
- Period: 2025-Q4 to 2026-Q3. Source: CFPB consumer complaint database.
- Not on file
- CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about JPMorgan Chase Bank, N.A.
What are JPMorgan Chase Bank, N.A.'s total assets?
As of the Q2 2026 filing, JPMorgan Chase Bank, N.A. reported total assets of $4.09 trillion in its FFIEC call report.
Where is JPMorgan Chase Bank, N.A. headquartered?
It is headquartered in Columbus, OH, United States.
When was JPMorgan Chase Bank, N.A. founded?
It was established in 1824, per the FDIC institution directory.
Is JPMorgan Chase Bank, N.A. FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #628). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates JPMorgan Chase Bank, N.A.?
JPMorgan Chase Bank, N.A.'s primary federal regulator is the OCC.
What is JPMorgan Chase Bank, N.A.'s CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 15.03% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does JPMorgan Chase Bank, N.A. operate?
It operates 5,176 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is JPMorgan Chase Bank, N.A.'s Texas Ratio?
Its Texas Ratio is 3.72% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was JPMorgan Chase Bank, N.A. previously called?
The charter now named JPMorgan Chase Bank, N.A. has also operated as JPMorgan Chase Bank (2001-2004), The Chase Manhattan Bank (1996-2001), Chemical Bank (1969-1996), Chemical Bank New York Trust Company (1959-1969), Chemical Corn Exchange Bank (1954-1959), per FDIC structure-change records.
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