JPMorgan Chase Bank, N.A.: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 4.89 percentage points higher than in Q1 2026, at 190.34%. JPMorgan Chase Bank, N.A. ranks 18th of 156 Ohio banks on return on assets, in the upper half at 1.70% (Q2 2026). The median for banks in the >= $250B asset tier is 1.23% on return on assets. JPMorgan Chase Bank, N.A. sits 0.47 points higher, at 1.70% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 16.08% |
| Tier 1 risk-based capital ratio | 16.08% |
| Total risk-based capital ratio | 16.50% |
| Tier 1 leverage ratio | 7.49% |
| Equity capital to assets | 8.35% |
| Tangible equity to tangible assets | 7.41% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.87% |
| Non-performing assets ratio | 0.34% |
| Net charge-off ratio | 0.61% |
| Texas ratio | 5.08% |
| Allowance for credit losses to loans | 1.66% |
| Reserve coverage of non-performing loans | 190.34% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.70% |
| Return on equity | 20.50% |
| Net interest margin | 2.71% |
| Efficiency ratio | 53.89% |
| Yield on earning assets | 4.55% |
| Cost of funds | 1.80% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 55.37% |
| Core deposits to total deposits | 70.44% |
| Brokered deposits to total deposits | 1.95% |
| Deposits to assets | 68.93% |
| Securities to assets | 19.76% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 18.49% | 18.49% | 18.92% | 8.54% | 1.57% |
| Q4 2023 | 17.12% | 17.12% | 17.54% | 7.85% | 1.02% |
| Q1 2024 | 17.36% | 17.36% | 17.79% | 7.95% | 1.37% |
| Q2 2024 | 17.63% | 17.63% | 18.04% | 8.13% | 1.93% |
| Q3 2024 | 17.39% | 17.39% | 17.81% | 8.04% | 1.33% |
| Q4 2024 | 17.28% | 17.28% | 17.70% | 7.90% | 1.41% |
| Q1 2025 | 16.89% | 16.89% | 17.30% | 7.91% | 1.43% |
| Q2 2025 | 16.66% | 16.66% | 17.07% | 7.74% | 1.42% |
| Q3 2025 | 16.77% | 16.77% | 17.19% | 7.85% | 1.32% |
| Q4 2025 | 15.81% | 15.81% | 16.23% | 7.83% | 1.20% |
| Q1 2026 | 15.88% | 15.88% | 16.29% | 7.63% | 1.43% |
| Q2 2026 | 16.08% | 16.08% | 16.50% | 7.49% | 1.70% |
JPMorgan Chase Bank, N.A. vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock JPMorgan Chase Bank, N.A., freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full JPMorgan Chase Bank, N.A. profile, peer group comparison, or how this data updates.
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