JPMorgan Chase Bank, N.A.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks JPMorgan Chase Bank, N.A. of Columbus, OH against its peer group of 18 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.70% | 1.22% | +0.48% | 94th top |
| ROAE | 20.50% | 13.05% | +7.45% | 94th top |
| Net Interest Margin | 2.71% | 2.91% | -0.20% | 41st below |
| Efficiency Ratio | 53.89% | 52.77% | +1.12% | 41st below |
| PPNR / Avg Assets | 2.05% | 1.82% | +0.23% | 88th top |
| Yield on Earning Assets | 4.55% | 4.99% | -0.44% | 29th below |
| Cost of Funds | 1.80% | 2.23% | -0.43% | 65th above |
| Net Interest Spread | 1.97% | 2.33% | -0.36% | 35th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.87% | 0.89% | -0.02% | 65th above |
| NPA / Total Assets | 0.34% | 0.45% | -0.11% | 53rd above |
| NCO / Avg Loans | 0.61% | 0.61% | +0.00% | 12th bottom |
| ACL / Total Loans | 1.66% | 1.51% | +0.15% | 71st above |
| ACL / NPLs (Coverage) | 190.34% | 180.77% | +9.57% | 82nd top |
| Texas Ratio | 5.08% | 6.74% | -1.66% | 59th above |
| Provision / NCO | 108.64% | 108.64% | +0.00% | 73rd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 16.08% | 15.54% | +0.54% | 59th above |
| Tier 1 Ratio | 16.08% | 15.58% | +0.50% | 59th above |
| Total Capital Ratio | 16.50% | 16.47% | +0.03% | 65th above |
| Leverage Ratio | 7.49% | 8.30% | -0.81% | 24th bottom |
| Equity / Assets | 8.35% | 9.58% | -1.23% | 29th below |
| TCE / Tangible Assets | 7.41% | 7.82% | -0.41% | 29th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 55.37% | 59.36% | -3.99% | 65th above |
| Core Deposit Ratio | 70.44% | 80.81% | -10.37% | 24th bottom |
| Uninsured Deposit Ratio | 49.37% | 45.01% | +4.36% | 29th below |
| Wholesale Funding Ratio | 13.23% | 7.26% | +5.97% | 6th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 7.99% | 9.67% | -1.68% | 59th above |
| Loan Growth (Y/Y) | 9.39% | 11.88% | -2.49% | 41st below |
| Deposit Growth (Y/Y) | 5.66% | 9.12% | -3.46% | 41st below |
See JPMorgan Chase Bank, N.A.'s peers by name
The 18 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock JPMorgan Chase Bank, N.A., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full JPMorgan Chase Bank, N.A. profile, how to read a UBPR, or how this data updates.