JPMorgan Chase Bank, N.A.: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 1.45 percentage points in Q2 2026, from 75.68% to 77.13%. It was the largest change from Q1 2026 among the key lines here. On loan-to-deposit ratio, JPMorgan Chase Bank, N.A. is 14th from the bottom among 156 Ohio banks, 55.37% (Q2 2026). JPMorgan Chase Bank, N.A. reported 55.37% on loan-to-deposit ratio for Q2 2026, 6.32 points below the 61.69% median for banks in the >= $250B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $316.33B |
| Cash and noninterest-bearing balances to assets | 7.73% |
| Cash and securities | $1.12T |
| Fed funds sold and reverse repos | $407.12B |
| Fed funds sold and reverse repos to assets | 9.95% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $259.33B |
| Other borrowed money | $281.79B |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 6.89% |
| Trading liabilities | $169.53B |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 55.37% |
| Net loans and leases to deposits | 54.45% |
| Loans and leases to core deposits | 77.13% |
| Core deposits to total deposits | 70.44% |
| Brokered deposits to total deposits | 1.95% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 53.62% | 73.76% | $110.83B | $200.14B |
| Q4 2023 | 53.28% | 71.89% | $74.61B | $241.77B |
| Q1 2024 | 52.23% | 72.07% | $117.86B | $253.15B |
| Q2 2024 | 53.61% | 71.17% | $154.62B | $252.98B |
| Q3 2024 | 53.44% | 71.03% | $166.47B | $246.69B |
| Q4 2024 | 54.03% | 72.83% | $105.42B | $246.41B |
| Q1 2025 | 52.59% | 72.23% | $185.51B | $242.81B |
| Q2 2025 | 53.48% | 71.70% | $218.10B | $253.05B |
| Q3 2025 | 55.06% | 72.28% | $237.32B | $257.61B |
| Q4 2025 | 55.51% | 72.49% | $147.88B | $260.05B |
| Q1 2026 | 54.51% | 70.90% | $257.54B | $269.09B |
| Q2 2026 | 55.37% | 70.44% | $259.33B | $281.79B |
JPMorgan Chase Bank, N.A. liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock JPMorgan Chase Bank, N.A., freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full JPMorgan Chase Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 628) · FFIEC NIC profile (RSSD 852218)