JPMorgan Chase Bank, N.A.: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Accumulated other comprehensive income dropped 10.5% in Q2 2026, from -$6.76B to -$7.47B. It was the largest change from Q1 2026 among the key lines here. Within Ohio, JPMorgan Chase Bank, N.A. is 29th of 84 on CET1 ratio, 16.08% as of Q2 2026, above the middle of the field. The median for banks in the >= $250B asset tier is 15.13% on CET1 ratio. JPMorgan Chase Bank, N.A. sits 0.96 points higher, at 16.08% (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 16.08% |
| Tier 1 risk-based capital ratio | 16.08% |
| Total risk-based capital ratio | 16.50% |
| Tier 1 leverage ratio | 7.49% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $302.58B |
| Tier 1 capital | $302.59B |
| Total risk-based capital | $326.43B |
| Total equity capital | $341.58B |
| Risk-weighted assets | $2.01T |
Ratios recomputed from the amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital / risk-weighted assets | 15.03% |
| Tier 1 capital / risk-weighted assets | 15.03% |
| Total risk-based capital / risk-weighted assets | 16.21% |
For this bank the reported ratios above do not equal the capital amounts divided by risk-weighted assets. Large banks can report risk-based capital under more than one regulatory approach, and the reported ratio and the risk-weighted assets shown here may come from different approaches. These rows divide the reported capital amounts by the reported risk-weighted assets. The lower of the two figures is the more conservative reading.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 8.35% |
| Tangible equity to tangible assets | 7.41% |
| Equity capital to average assets | 8.37% |
| Internal capital growth rate | 7.57% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $2.03B |
| Common stock surplus | $119.54B |
| Retained earnings | $227.48B |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$7.47B |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 18.49% | 18.49% | 18.92% | 8.54% | $1.64T |
| Q4 2023 | 17.12% | 17.12% | 17.54% | 7.85% | $1.62T |
| Q1 2024 | 17.36% | 17.36% | 17.79% | 7.95% | $1.67T |
| Q2 2024 | 17.63% | 17.63% | 18.04% | 8.13% | $1.69T |
| Q3 2024 | 17.39% | 17.39% | 17.81% | 8.04% | $1.72T |
| Q4 2024 | 17.28% | 17.28% | 17.70% | 7.90% | $1.72T |
| Q1 2025 | 16.89% | 16.89% | 17.30% | 7.91% | $1.76T |
| Q2 2025 | 16.66% | 16.66% | 17.07% | 7.74% | $1.81T |
| Q3 2025 | 16.77% | 16.77% | 17.19% | 7.85% | $1.86T |
| Q4 2025 | 15.81% | 15.81% | 16.23% | 7.83% | $1.93T |
| Q1 2026 | 15.88% | 15.88% | 16.29% | 7.63% | $1.96T |
| Q2 2026 | 16.08% | 16.08% | 16.50% | 7.49% | $2.01T |
JPMorgan Chase Bank, N.A. regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock JPMorgan Chase Bank, N.A., freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full JPMorgan Chase Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 628) · FFIEC NIC profile (RSSD 852218)