The Huntington National Bank
Also written as HNB
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Data as of · sourced from FFIEC call reports. How we update
The Huntington National Bank is an FDIC-insured commercial bank headquartered in Columbus, OH, established in 1866 (FDIC certificate 6560), and it is supervised by the OCC. At Q2 2026 it reported total assets of $283.07B, up 37.0% from Q2 2025, the 4th largest of 154 banks headquartered in Ohio. Its CET1 capital ratio was 11.82% at Q2 2026, above regulatory requirements.
- Charter
- Commercial bank
- Regulator
- OCC
- Deposit insurance
- FDIC
- FDIC certificate
- 6560
- Headquarters
- Columbus, OH
- Established
- 1866
- Total assets, Q2 2026
- $283.07B
- Assets vs Q2 2025
- +37.0%
- CET1 ratio, Q2 2026
- 11.82%
- Domestic offices
- 1,477 FDIC institution directory, current count
- Routing number
- 044000024
- Latest call report
- Q2 2026, FFIEC 031 · The Huntington National Bank call report
- Holding company
- HUNTINGTON BANCSHARES INCORPORATED
- Asset rank in state
- 4th of 154 in Ohio
The Huntington National Bank is the 15th-largest bank in the United States, with $283.1 billion in assets at June 30, 2026, up 37.0% from a year earlier. It is headquartered in Columbus, Ohio, and operates 1,477 domestic branches. It holds common equity equal to 11.82% of its risk-weighted assets, lower than about 9 in 10 of the 18 US banks with $250 billion or more in assets (median 13.63%). It also holds commercial real estate loans worth 0.9 times its capital, higher than about 9 in 10 banks its size (median 0.6 times). It has also been growing, with assets up 37.0% in a year.
Earnings jumped: net income for the quarter was $802 million, 35% above the same quarter a year earlier. Over the same year, loans grew 40.9% and deposits grew 35.7%. Credit is the area to watch: it carries problem assets equal to 5.2% of the capital and reserves that would absorb them, higher than about 9 in 10 banks its size (median 3.8%).
As of June 30, 2026, The Huntington National Bank reported a CET1 capital ratio of 11.82%, a return on assets of 1.12%, a nonperforming-loan ratio of 1.06% and a Texas ratio of 5.16%. The figures come from its call report filed with the FFIEC.
The Huntington National Bank ranks as the 4th largest of the 154 banks based in Ohio, by total assets at Q2 2026. Between Q1 2026 and Q2 2026, its total assets fell 0.4% to $283.07B, loans rose 0.7% and deposits fell 0.2%. Its loan book on June 30, 2026 was led by commercial and industrial loans, at 28.4% of total loans, followed by 1-4 family residential loans at 24.8%. By the capital ratios in its Q2 2026 call report, The Huntington National Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 17 S High St, Columbus, OH 43215
- County
- Franklin
- Metro Area
- Columbus, OH
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 4, Cleveland
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 031
- Established
- January 6, 1866
- Former names
- The Huntington National Bank (1979)
- Domestic offices
- 1,477 FDIC institution directory, current count
- Employees (FTE)
- 25,478
- Domestic deposits
- $227.12B
- Allowance for credit losses
- $3.25B
- Net charge-offs (YTD)
- $230.4M
- Average total assets
- $285.91B
- Average total loans
- $184.49B
- Average interest-bearing deposits
- $191.19B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- No
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 6560
- Fed RSSD
- 12311
- SEC CIK
- 49196 → filed by HUNTINGTON BANCSHARES INCORPORATED
- Website
- www.huntington.com →
- Parent Holding Company
- HUNTINGTON BANCSHARES INCORPORATED (RSSD 1068191) · HBAN
Management
Senior officers at parent holding company, from SEC Form 3/4/5 disclosures
| Name | Role | Title |
|---|---|---|
| Stephen D Steinour | CEO | Chairman & CEO |
| Brantley J Standridge | PRES | President |
| Wasserman Zachary Jacob | CFO | CFO and Senior Exec. V.P. |
| Kendall A Kowalski | CIO | Chief Information Officer |
| Senthilkumar Santhanakrishnan | CRO | SEVP; Chief Risk Officer |
| Marcy C Hingst | GC | SEVP and General Counsel |
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
The Huntington National Bank's total assets moved between a low of $186.36B (Q3 2023) and a high of $284.14B (Q1 2026) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$283.07B total assets against $206.65B; $249.36B total liabilities against $185.43B.
$187.94B net loans and leases against $133.38B; $227.12B total deposits against $167.40B.
$49.63B securities against $44.30B; $17.07B cash and balances due against $11.33B.
$3.40B total interest income against $2.56B; $1.26B total interest expense against $1.01B.
$2.14B net interest income against $1.54B.
$638.5M total noninterest income against $447.0M; $1.67B total noninterest expense against $1.10B.
$131.7M provision for credit losses against $103.4M.
$802.0M net income against $595.0M.
1.12% return on assets against 1.14%; 3.31% net interest margin against 3.22%.
11.82% CET1 capital ratio against 11.39%; 9.30% tier 1 leverage ratio against 8.85%.
Inside the full The Huntington National Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeThe Huntington National Bank rankings
Its closest position to the top of a national ranking is 15 of 4,196, for total assets; its furthest is 1,766 of 2,134, for CET1 ratio.
Banks merged into The Huntington National Bank
- Cadence Bank, effective February 1, 2026
- Veritex Community Bank, effective October 20, 2025
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 0.98% (Q1 2026) to 1.32% (Q3 2025) and its net interest margin ran from 3.03% (Q3 2024) to 3.32% (Q1 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 11.82% | 1.12% | 1.06% | 5.16% | 3.31% |
| Q1 2026 | 12.04% | 0.98% | 0.93% | 4.05% | 3.32% |
| Q4 2025 | 11.72% | 1.14% | 0.81% | 3.75% | 3.28% |
| Q3 2025 | 11.73% | 1.32% | 0.75% | 3.72% | 3.27% |
| Q2 2025 | 11.39% | 1.14% | 0.80% | 4.26% | 3.22% |
| Q1 2025 | 11.76% | 1.16% | 0.75% | 3.93% | 3.17% |
| Q4 2024 | 11.55% | 1.11% | 0.78% | 4.48% | 3.11% |
| Q3 2024 | 10.17% | 1.09% | 0.76% | 4.76% | 3.03% |
Swipe the table sideways to see every column.
Branch Network
View all 1,452 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The Huntington National Bank | Columbus , OH | 43215 | $40.36B |
| Westchester Branch | Dallas , TX | 75225 | $12.53B |
| Houston Tx Park Towers Branch | Houston , TX | 77027 | $4.89B |
| Public Square Branch | Cleveland , OH | 44114 | $4.34B |
| Main Office Indianapolis | Indianapolis , IN | 46204 | $3.04B |
| Grand Rapids Downtown Branch | Grand Rapids , MI | 49503 | $2.45B |
| Troy Main Branch | Troy , MI | 48084 | $2.27B |
| Lasalle Office | Chicago , IL | 60601 | $1.77B |
| Detroit Tower Branch | Detroit , MI | 48226 | $1.68B |
| Century Iii Mall Branch | Pittsburgh , PA | 15236 | $1.68B |
| Jackson Ms Capitol Street Branch | Jackson , MS | 39201 | $1.65B |
| Cadence Bank Branch | Tupelo , MS | 38804 | $1.48B |
| New Market Banking Office Branch | Canton , OH | 44702 | $1.42B |
| Downtown Cincinnati Branch | Cincinnati , OH | 45202 | $1.37B |
| Birmingham Downtown Branch | Birmingham , AL | 35203 | $1.29B |
| Columbus Private Banking Branch | Columbus , OH | 43215 | $1.16B |
| Campus Plaza | Traverse City , MI | 49686 | $979.8M |
| Macon Forsyth Road Branch | Macon , GA | 31210 | $888.6M |
| Alpharetta Branch | Alpharetta , GA | 30009 | $835.2M |
| Toledo Corporate Branch | Toledo , OH | 43604 | $824.6M |
| Birmingham Private Banking Branch | Birmingham , MI | 48009 | $767.2M |
| Llano Branch | Llano , TX | 78643 | $659.7M |
| Memphis East Branch | Memphis , TN | 38119 | $542.4M |
| Tower Branch | Akron , OH | 44308 | $453.7M |
| Nacogdoches North Street Branch | Nacogdoches , TX | 75965 | $442.0M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| February 1, 2026 | Structure Change | Acquired Cadence Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| February 1, 2026 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| February 1, 2026 | M&A | Acquired Cadence Bank merger for the acquired bank | SEC |
| October 20, 2025 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| October 20, 2025 | M&A | Acquired Veritex Community Bank merger for the acquired bank | SEC |
| October 20, 2025 | Structure Change | Acquired Veritex Community Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| January 1, 2024 | M&A | Acquired Huntington Technology Finance, Inc. merger for the acquired bank | SEC |
| January 1, 2024 | Structure Change | Acquired Huntington Technology Finance, Inc. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| November 1, 2023 | Structure Change | Acquired Ce Capital, LLC Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| November 1, 2023 | M&A | Acquired Ce Capital, LLC merger for the acquired bank | SEC |
| October 1, 2023 | M&A | Acquired Digital Payments Torana, Inc merger for the acquired bank | SEC |
| October 1, 2023 | Structure Change | Acquired Digital Payments Torana, Inc Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| June 9, 2021 | Structure Change | Acquired TCF National Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| June 9, 2021 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| June 9, 2021 | M&A | Acquired TCF National Bank merger for the acquired bank | SEC |
| August 16, 2016 | M&A | Acquired Firstmerit Bank, National Association merger for the acquired bank | SEC |
| August 16, 2016 | Structure Change | Acquired Firstmerit Bank, National Association Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| August 16, 2016 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| March 1, 2014 | Structure Change | Acquired Advantage Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| March 1, 2014 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| March 1, 2014 | M&A | Acquired Advantage Bank merger for the acquired bank | SEC |
| July 31, 2012 | M&A | Acquired Leasenet Group, LLC merger for the acquired bank | SEC |
| July 31, 2012 | Structure Change | Acquired Leasenet Group, LLC Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| March 31, 2012 | M&A | Acquired Fidelity Bank failure_government_assistance_provided for the acquired bank | SEC |
| March 31, 2012 | Structure Change | Acquired Fidelity Bank Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| March 30, 2012 | Merger | Participated in FDIC Assisted Merger | FDIC |
| October 3, 2009 | Structure Change | Acquired Warren Bank Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| October 3, 2009 | M&A | Acquired Warren Bank failure_government_assistance_provided for the acquired bank | SEC |
| October 2, 2009 | Merger | Participated in FDIC Assisted Merger | FDIC |
| September 21, 2007 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| September 21, 2007 | M&A | Acquired SKY Bank merger for the acquired bank | SEC |
| September 21, 2007 | Structure Change | Acquired SKY Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| August 31, 2007 | Structure Change | Acquired SKY Trust, N.A. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| August 31, 2007 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| August 31, 2007 | M&A | Acquired SKY Trust, N.A. merger for the acquired bank | SEC |
| April 21, 2006 | M&A | Acquired Unizan Banc Financial Services merger for the acquired bank | SEC |
| April 21, 2006 | Structure Change | Acquired Unizan Banc Financial Services Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| March 1, 2006 | M&A | Acquired Unizan Bank, N.A. merger for the acquired bank | SEC |
| March 1, 2006 | Structure Change | Acquired Unizan Financial Services Group, N.A. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| March 1, 2006 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 1, 2003 | Structure Change | Acquired The Huntington Mortgage Company Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| January 1, 2003 | M&A | Acquired The Huntington Mortgage Company merger for the acquired bank | SEC |
| June 24, 2000 | M&A | Acquired The Empire National Bank of Traverse City merger for the acquired bank | SEC |
| June 24, 2000 | Structure Change | Acquired The Empire National Bank of Traverse City Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| June 23, 2000 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 30, 1999 | Structure Change | Acquired The Huntington State Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| January 30, 1999 | M&A | Acquired The Huntington State Bank merger for the acquired bank | SEC |
| January 29, 1999 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 48 events, scroll the table for the full history.
Regulatory record
Facts as filed or published, not a rating.
- Enforcement actions
- 1 against the institution (OCC); 7 against individuals associated with it
- February 28, 2005, OCC: Formal Agreement: The Huntington National Bank
- Period: Most recent institution action February 28, 2005. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 16.9% of deposits in OH, rank 2 of 184 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 97,035 applications, 51,203 loans originated, $11.62B originated, across 50 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 6,926 loans, $2.22B approved, $321K average. 0.03% of that year's loans have since been charged off
- Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Consumer complaints
- 2,016 complaints in the last 4 full quarters. Raw counts, not adjusted for size
- Period: 2025-Q4 to 2026-Q3. Source: CFPB consumer complaint database.
- Not on file
- CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about The Huntington National Bank
What are The Huntington National Bank's total assets?
As of the Q2 2026 filing, The Huntington National Bank reported total assets of $283.07 billion in its FFIEC call report.
Where is The Huntington National Bank headquartered?
It is headquartered in Columbus, OH, United States.
When was The Huntington National Bank founded?
It was established in 1866, per the FDIC institution directory.
Is The Huntington National Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #6560). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates The Huntington National Bank?
The Huntington National Bank's primary federal regulator is the OCC.
What is The Huntington National Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 11.82% in its Q2 2026 call report, above regulatory requirements.
How many branches does The Huntington National Bank operate?
It operates 1,477 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is The Huntington National Bank's Texas Ratio?
Its Texas Ratio is 5.16% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was The Huntington National Bank previously called?
The charter now named The Huntington National Bank has also operated as The Huntington National Bank (1979), per FDIC structure-change records.
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