Peoples Bank (Marietta, OH)
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Data as of · sourced from FFIEC call reports. How we update
Peoples Bank is an FDIC-insured commercial bank headquartered in Marietta, OH, established in 1902 (FDIC certificate 6544), and it is supervised by the Federal Reserve. At Q2 2026 it reported total assets of $9.53B, little changed from Q2 2025, the 9th largest of 154 banks headquartered in Ohio. Its CET1 capital ratio was 12.30% at Q2 2026, above regulatory requirements.
- Charter
- Commercial bank
- Regulator
- Federal Reserve
- Deposit insurance
- FDIC
- FDIC certificate
- 6544
- Headquarters
- Marietta, OH
- Established
- 1902
- Total assets, Q2 2026
- $9.53B
- Assets vs Q2 2025
- 0.0%
- CET1 ratio, Q2 2026
- 12.30%
- Domestic offices
- 135 FDIC institution directory, current count
- Routing number
- 044202505
- Latest call report
- Q2 2026, FFIEC 041 · Peoples Bank call report
- Holding company
- PEOPLES BANCORP INC.
- Asset rank in state
- 9th of 154 in Ohio
Peoples Bank, based in Marietta, Ohio, reported $9.5 billion in assets at June 30, 2026. It lost 2.3% of its deposits over the year, lower than about 9 in 10 of the 895 banks with $1 billion to $10 billion in assets (median 5.1%).
Net income for the quarter rose 27% from a year earlier, to $31 million. Over the same year, loans grew 3.3% and deposits shrank 2.3%.
As of June 30, 2026, Peoples Bank reported a CET1 capital ratio of 12.30%, a return on assets of 1.27%, a nonperforming-loan ratio of 0.60% and a Texas ratio of 4.56%. The figures come from its call report filed with the FFIEC.
Of the 154 banks headquartered in Ohio, Peoples Bank is the 9th largest by total assets at Q2 2026. Between Q1 2026 and Q2 2026, its total assets fell 1.1% to $9.53B, loans rose 0.7% and deposits fell 2.5%. Commercial and industrial loans made up 28.0% of its total loans on June 30, 2026, its largest category; next came 1-4 family residential loans at 17.8%. The FDIC Summary of Deposits lists 132 offices for it, in 112 cities across 6 states; its Marietta 5 offices book 18% of its branch deposits. By the capital ratios in its Q2 2026 call report, Peoples Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 138 Putnam St, Marietta, OH 45750
- County
- Washington
- Metro Area
- Marietta, OH
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- Federal Reserve
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 4, Cleveland
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 041
- Established
- May 26, 1902
- Former names
- The Peoples Banking and Trust Company (2015-2016); Peoples Bank, National Association (2000-2015); The First National Bank of Southeastern Ohio (1989-2000)
- Domestic offices
- 135 FDIC institution directory, current count
- Employees (FTE)
- 1,443
- Domestic deposits
- $7.51B
- Allowance for credit losses
- $78.1M
- Net charge-offs (YTD)
- $11.8M
- Average total assets
- $9.67B
- Average total loans
- $6.77B
- Average interest-bearing deposits
- $6.04B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- No
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 6544
- Fed RSSD
- 577128
- SEC CIK
- 318300 → filed by PEOPLES BANCORP INC.
- Parent Holding Company
- PEOPLES BANCORP INC. (RSSD 1070578) · PEBO
Management
Senior officers at parent holding company, from SEC Form 3/4/5 disclosures
| Name | Role | Title |
|---|---|---|
| Tyler J Wilcox | CEO | Chief Executive Officer |
| Charles W Sulerzyski | PRES | President and CEO |
| Kathryn M Bailey | CFO | EVP, Chief Financial Officer |
| Macia Matthew Joseph | CRO | Chief Risk Officer |
| Kirkham Michael Ryan | GC | EVP/General Counsel |
| Jason M Eakle | CCO | Chief Credit Officer |
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Peoples Bank's total assets moved between a low of $8.92B (Q3 2023) and a high of $9.64B (Q1 2026) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$9.53B total assets against $9.53B; $8.32B total liabilities against $8.37B.
$6.75B net loans and leases against $6.53B; $7.51B total deposits against $7.68B.
$1.75B securities against $1.96B; $177.0M cash and balances due against $186.1M.
$127.6M total interest income against $126.4M; $34.1M total interest expense against $37.5M.
$93.4M net interest income against $88.9M.
$29.1M total noninterest income against $27.5M; $70.3M total noninterest expense against $68.3M.
$4.7M provision for credit losses against $16.6M.
$30.8M net income against $24.2M.
1.27% return on assets against 1.03%; 4.06% net interest margin against 3.98%.
12.30% CET1 capital ratio against 12.00%; 9.70% tier 1 leverage ratio against 9.53%.
Inside the full Peoples Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freePeoples Bank rankings
Its closest position to the top of a national ranking is 165 of 4,196, for total assets; its furthest is 1,612 of 2,134, for CET1 ratio.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 1.03% (Q2 2025) to 1.51% (Q3 2024) and its net interest margin ran from 3.91% (Q1 2025) to 4.09% (Q3 2024).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 12.30% | 1.27% | 0.60% | 4.56% | 4.06% |
| Q1 2026 | 12.12% | 1.32% | 0.58% | 4.51% | 3.97% |
| Q4 2025 | 11.98% | 1.48% | 0.63% | 4.91% | 3.98% |
| Q3 2025 | 12.13% | 1.33% | 0.58% | 5.18% | 4.02% |
| Q2 2025 | 12.00% | 1.03% | 0.61% | 5.58% | 3.98% |
| Q1 2025 | 12.21% | 1.21% | 0.62% | 5.64% | 3.91% |
| Q4 2024 | 12.07% | 1.30% | 0.67% | 6.25% | 4.00% |
| Q3 2024 | 11.94% | 1.51% | 0.99% | 8.74% | 4.09% |
Swipe the table sideways to see every column.
Branch Network
View all 132 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Peoples Bank (main office) | Marietta , OH | 45750 | $1.25B |
| Madison Branch | Madison , WV | 25130 | $152.3M |
| Coshocton Branch | Coshocton , OH | 43812 | $150.6M |
| Wheeling Ave Branch | Cambridge , OH | 43725 | $141.9M |
| Caldwell Branch | Caldwell , OH | 43724 | $140.7M |
| New Martinsville Branch | New Martinsville , WV | 26155 | $133.6M |
| Belpre Main Branch | Belpre , OH | 45714 | $129.1M |
| Beachwood Office | Beachwood , OH | 44122 | $104.4M |
| Gassaway Branch | Gassaway , WV | 26624 | $103.6M |
| Bank Charleston Branch | Charleston , WV | 25302 | $96.5M |
| Mount Orab Branch | Mount Orab , OH | 45154 | $95.9M |
| Point Pleasant Main Branch | Point Pleasant , WV | 25550 | $90.0M |
| Byesville Branch | Byesville , OH | 43723 | $89.8M |
| First Commonwealth Bank | Prestonsburg , KY | 41653 | $87.5M |
| Portsmouth Branch | Portsmouth , OH | 45662 | $86.8M |
| Lancaster Main Branch | Lancaster , OH | 43130 | $83.0M |
| Baltimore Branch | Baltimore , OH | 43105 | $82.3M |
| Lester Smith Parkway Branch | Jackson , KY | 41339 | $80.2M |
| Pomeroy Court St Branch | Pomeroy , OH | 45769 | $79.4M |
| Sixth Street Branch | Cambridge , OH | 43725 | $76.6M |
| Louisville Branch | Louisville , KY | 40223 | $75.9M |
| Wilmington Plaza Branch | Wilmington , OH | 45177 | $75.5M |
| Spencer Drive Thru Branch | Spencer , WV | 25276 | $75.4M |
| Jackson Branch | Jackson , OH | 45640 | $75.2M |
| Northside Branch | Beaver Dam , KY | 42320 | $74.5M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| May 1, 2023 | Structure Change | Acquired Limestone Bank, Inc. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| May 1, 2023 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| September 18, 2021 | Structure Change | Acquired Premier Bank, Inc. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| September 18, 2021 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| April 13, 2019 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| April 13, 2019 | Structure Change | Acquired The First Commonwealth Bank of Prestonsburg, Inc. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| April 14, 2018 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| April 14, 2018 | Structure Change | Acquired American Savings Bank, FSB Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| December 29, 2017 | Structure Change | Acquired Pbna, L.L.C. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| March 7, 2015 | Structure Change | Acquired The National Bank and Trust Company Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| March 7, 2015 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| October 25, 2014 | Structure Change | Acquired North Akron Savings Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| October 25, 2014 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| August 23, 2014 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| August 23, 2014 | Structure Change | Acquired Ohio Heritage Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| May 31, 2014 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| May 31, 2014 | Structure Change | Acquired The First National Bank of Wellston Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| October 12, 2013 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| October 12, 2013 | Structure Change | Acquired Ohio Commerce Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| September 15, 2012 | Structure Change | Acquired First Federal Savings Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| September 14, 2012 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| August 1, 2008 | Structure Change | Acquired Peoples Loan Services Inc. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| May 9, 2003 | Structure Change | Acquired Kentucky Bank & Trust Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| May 9, 2003 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| June 15, 2002 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| February 23, 2001 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| February 23, 2001 | Structure Change | Acquired The Lower Salem Commercial Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| March 11, 2000 | Structure Change | Acquired The First National Bank of Southeastern Ohio Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| March 10, 2000 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| February 1, 1992 | Structure Change | Acquired Liberty Savings Bank, Federal Savings Bank Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| August 1, 1990 | Structure Change | Acquired The Peoples Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| July 31, 1989 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 32 events, scroll the table for the full history.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.7% of deposits in OH, rank 14 of 184 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 3,483 applications, 2,202 loans originated, $368.7M originated, across 14 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 19 loans, $7.2M approved, $380K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Peoples Bank
What are Peoples Bank's total assets?
As of the Q2 2026 filing, Peoples Bank reported total assets of $9.53 billion in its FFIEC call report.
Where is Peoples Bank headquartered?
It is headquartered in Marietta, OH, United States.
When was Peoples Bank founded?
It was established in 1902, per the FDIC institution directory.
Is Peoples Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #6544). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Peoples Bank?
Peoples Bank's primary federal regulator is the Federal Reserve.
What is Peoples Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 12.30% in its Q2 2026 call report, above regulatory requirements.
How many branches does Peoples Bank operate?
It operates 135 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Peoples Bank's Texas Ratio?
Its Texas Ratio is 4.56% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was Peoples Bank previously called?
The charter now named Peoples Bank has also operated as The Peoples Banking and Trust Company (2015-2016), Peoples Bank, National Association (2000-2015), The First National Bank of Southeastern Ohio (1989-2000), per FDIC structure-change records.
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