Peoples Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Peoples Bank of Marietta, OH against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.27% | 1.46% | -0.19% | 49th below |
| ROAE | 10.24% | 12.72% | -2.48% | 34th below |
| Net Interest Margin | 4.06% | 3.85% | +0.21% | 72nd above |
| Efficiency Ratio | 55.92% | 57.41% | -1.49% | 58th above |
| PPNR / Avg Assets | 2.16% | 1.88% | +0.28% | 76th top |
| Yield on Earning Assets Behind the peer average, ahead of the median peer. | 5.54% | 5.72% | -0.18% | 50th above |
| Cost of Funds | 1.65% | 2.02% | -0.37% | 73rd above |
| Net Interest Spread | 3.50% | 3.18% | +0.32% | 76th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.57% | 1.00% | -0.43% | 54th above |
| NPA / Total Assets | 0.41% | 0.76% | -0.35% | 56th above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.31% | 0.43% | -0.12% | 14th bottom |
| ACL / Total Loans | 1.14% | 1.31% | -0.17% | 49th below |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 202.06% | 544.64% | -342.58% | 55th above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 5.18% | 7.40% | -2.22% | 48th below |
| Provision / NCO | 120.52% | 620.78% | -500.26% | 42nd below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.30% | 17.36% | -5.06% | 30th below |
| Tier 1 Ratio | 12.30% | 17.39% | -5.09% | 29th below |
| Total Capital Ratio | 13.40% | 18.44% | -5.04% | 30th below |
| Leverage Ratio | 9.70% | 11.44% | -1.74% | 28th below |
| Equity / Assets | 12.71% | 11.33% | +1.38% | 83rd top |
| TCE / Tangible Assets | 9.00% | 10.51% | -1.51% | 32nd below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 90.89% | 86.94% | +3.95% | 42nd below |
| Core Deposit Ratio | 91.55% | 85.53% | +6.02% | 65th above |
| Uninsured Deposit Ratio | 26.43% | 33.15% | -6.72% | 66th above |
| Wholesale Funding Ratio | 7.48% | 5.70% | +1.78% | 26th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -0.01% | 9.72% | -9.73% | 16th bottom |
| Loan Growth (Y/Y) | 3.32% | 8.07% | -4.75% | 37th below |
| Deposit Growth (Y/Y) | -2.29% | 7.91% | -10.20% | 10th bottom |
See Peoples Bank's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Peoples Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Peoples Bank profile, how to read a UBPR, or how this data updates.