Settlers Bank
Settlers Bank is an FDIC-insured commercial bank. Settlers's Q1 2026 balance sheet shows $140M in assets funded primarily by $117M in customer deposits. Returns are notably above industry norms: 1.59% ROA, 9.72% ROE, and 4.50% NIM. Under the simplified Community Bank Leverage Ratio framework, leverage of 16.46% exceeds the 9% CBLR threshold. Asset quality is pristine — 0.15% NPLs and a 0.55% Texas Ratio. The bank operates from a single office.
Headquarters Profile
- Address
- 115 3rd St # 121, MARIETTA, OH 45750
- County
- Washington
- Metro Area
- MARIETTA, OH
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- FED
- Fed District
- 9
- Established
- July 19, 1999
- Branches
- 1 domestic
- Employees (FTE)
- 19
- FDIC Cert
- 35060
- Fed RSSD
- 2747279
- Website
- http://www.settlers.bank →
- Parent Holding Company
- THIRD STREET BANCSHARES, INC. (RSSD 2747288)
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Settlers Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
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Frequently asked about Settlers Bank
What are Settlers Bank's total assets?
As of the Q1 2026 filing, Settlers Bank reported total assets of $140.2 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Settlers Bank headquartered?
Settlers Bank is headquartered in MARIETTA, OH, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Settlers Bank founded?
Settlers Bank was established in 1999, per the FDIC institution directory.
Is Settlers Bank FDIC-insured?
Yes. Settlers Bank is an FDIC-insured commercial bank (FDIC Certificate #35060). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Settlers Bank?
Settlers Bank's primary federal regulator is the FED. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does Settlers Bank operate?
Settlers Bank operates 1 domestic branch, per the most recent FDIC Summary of Deposits filing.
What is Settlers Bank's Texas Ratio?
Settlers Bank's Texas Ratio is 0.55% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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