Settlers Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Settlers Bank of Marietta, OH against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.04% | 1.34% | +0.70% | 86th top |
| ROAE Behind the peer average, ahead of the median peer. | 12.82% | 13.31% | -0.49% | 53rd above |
| Net Interest Margin | 4.66% | 3.93% | +0.73% | 85th top |
| Efficiency Ratio | 45.39% | 61.14% | -15.75% | 89th top |
| PPNR / Avg Assets | 2.62% | 1.68% | +0.94% | 91st top |
| Yield on Earning Assets Behind the peer average, ahead of the median peer. | 5.61% | 5.67% | -0.06% | 50th above |
| Cost of Funds | 1.10% | 1.88% | -0.78% | 88th top |
| Net Interest Spread | 4.13% | 3.32% | +0.81% | 87th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.18% | 0.94% | -0.76% | 66th above |
| NPA / Total Assets | 0.12% | 0.70% | -0.58% | 68th above |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 1.72% | 1.28% | +0.44% | 88th top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 975.15% | 1538.76% | -563.61% | 82nd top |
| Texas Ratio | 0.67% | 7.33% | -6.66% | 77th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 16.19% | 12.14% | +4.05% | 90th top |
| Equity / Assets | 16.09% | 11.37% | +4.72% | 91st top |
| TCE / Tangible Assets | 16.09% | 11.09% | +5.00% | 92nd top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 78.46% | 80.64% | -2.18% | 54th above |
| Core Deposit Ratio | 96.77% | 86.86% | +9.91% | 92nd top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 7.53% | 6.85% | +0.68% | 72nd above |
| Loan Growth (Y/Y) | 9.90% | 7.90% | +2.00% | 73rd above |
| Deposit Growth (Y/Y) | 7.76% | 6.29% | +1.47% | 75th top |
See Settlers Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Settlers Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Settlers Bank profile, how to read a UBPR, or how this data updates.