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Nationwide Trust Company, FSB

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Columbus, OH $100M to $1B in assets Est. September 1, 1998 FDIC #34710 RSSD #2729677 OCC

Data as of · sourced from FFIEC call reports. How we update

Nationwide Trust Company, FSB is an FDIC-insured savings institution headquartered in Columbus, OH, established in 1998 (FDIC certificate 34710), and it is supervised by the OCC. At Q2 2026 it reported total assets of $153.6M, down 8.5% from Q2 2025, the 110th largest of 154 banks headquartered in Ohio.

Charter
Savings institution
Regulator
OCC
Deposit insurance
FDIC
FDIC certificate
34710
Headquarters
Columbus, OH
Established
1998
Total assets, Q2 2026
$153.6M
Assets vs Q2 2025
-8.5%
Capital ratio
Not reported
Domestic offices
1 FDIC institution directory, current count
Latest call report
Q2 2026, FFIEC 051 · Nationwide Trust Company, FSB call report
Asset rank in state
110th of 154 in Ohio
Assets
$153.6M
Deposits
$500K
Loans
$0
Equity
$61.7M

Nationwide Trust Company, FSB is one of the more profitable banks of its size. The Columbus, Ohio bank had $154 million in assets at June 30, 2026, down 8.5% from a year earlier. It returns 39.2% a year on shareholders' equity, about triple the median of 12.5% for the 2,660 banks with $100 million to $1 billion in assets. On the other hand, it spends about 86 cents to bring in each dollar of revenue, higher than about 9 in 10 banks its size (median 61 cents).

Net income for the quarter slipped 19% from a year earlier, to $6.2 million. Its margin is thin by comparison: it keeps 0.52 cents of net interest income on every dollar of earning assets, a small fraction of the median of 3.95 cents for banks its size.

As of June 30, 2026, Nationwide Trust Company, FSB reported a CET1 capital ratio of 141.82%, a return on assets of 14.49% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.

Nationwide Trust Company, FSB ranks as the 110th largest of the 154 banks based in Ohio, by total assets at Q2 2026. Quarter on quarter (Q1 2026 to Q2 2026), its total assets fell 7.6% to $153.6M, deposits were flat. The FDIC Summary of Deposits lists a single office for it, in Columbus, OH. Judged on its Q2 2026 call report, Nationwide Trust Company, FSB meets every capital ratio test for well capitalized.

Headquarters Profile

Address
1 Nationwide Plz, Columbus, OH 43215
County
Franklin
Metro Area
Columbus, OH
Charter
Federal savings bank, federal charter, OCC-supervised (pre-2011 OTS)
Primary Regulator
OCC
FDIC Region
Chicago (Region 9)
Federal Reserve member
—
Federal Reserve district
District 4, Cleveland
Fiduciary (trust) powers
Full trust powers granted
Call Report form
FFIEC 051
Established
September 1, 1998
Former names
Nationwide Bank (2006-2018)
Domestic offices
1 FDIC institution directory, current count
Employees (FTE)
62
Domestic deposits
$500K
Allowance for credit losses
$0
Net charge-offs (YTD)
$0
Average total assets
$170.5M
Average total loans
$0
Average interest-bearing deposits
$500K
Tax status
C corporation
Ownership
Stock
Community bank
No
FDIC-insured since
September 1, 1998
FDIC Cert
34710
Fed RSSD
2729677

Profitability

Q2 annualized
Return on Assets14.49%YTD 17.36%
Return on Equity39.21%YTD 46.47%
Net Interest Margin0.52%YTD 0.54%

Balance Sheet

Total liabilities$91.9M
Cash & balances due$25.5M
Securities, available-for-sale$106.7M
Securities, held-to-maturity$0
Goodwill & intangibles$0

Income Statement

Net income Q2$6.2M
Net interest income YTD$309K
Total interest income YTD$2.1M
Total interest expense YTD$1.8M
Provision for credit losses YTD$0

Operating & Funding

Total noninterest income YTD$115.2M
Total noninterest expense YTD$96.9M

Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures

Quarterly trends

Over the 12 quarters to Q2 2026, Nationwide Trust Company, FSB's total assets ran between $147.8M (Q3 2023) and $177.2M (Q3 2025), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built

Total assets and total liabilities

$153.6M total assets against $167.8M; $91.9M total liabilities against $105.5M.

Loans and leases against deposits

$0 net loans and leases against $0; $500K total deposits against $500K.

Securities and cash

$106.7M securities against $110.3M; $25.5M cash and balances due against $29.5M.

Interest income against interest expense

$1.1M total interest income against $1.0M; $919K total interest expense against $1.2M.

Net interest income

$148K net interest income against -$173K.

Noninterest income against noninterest expense

$57.2M total noninterest income against $57.6M; $49.5M total noninterest expense against $47.8M.

Provision for credit losses

No provision recorded in the last 12 quarters.

Net income

$6.2M net income against $7.6M.

Return on assets and net interest margin

14.49% return on assets against 17.50%; 0.52% net interest margin against -0.60%.

CET1 and Tier 1 leverage ratios

141.82% CET1 capital ratio against 122.36%; 36.89% tier 1 leverage ratio against 35.81%.

Inside the full Nationwide Trust Company, FSB terminal

21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts

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Quarterly trend: last 8 quarters

Across the 8 quarters to Q2 2026, its return on assets ran from 14.49% (Q2 2026) to 20.27% (Q1 2026) and its net interest margin ran from -1.09% (Q3 2024) to 0.56% (Q1 2026).

Quarter CET1 ROA NPL Texas NIM
Q2 2026 141.82% 14.49% — 0.00% 0.52%
Q1 2026 135.38% 20.27% — 0.00% 0.56%
Q4 2025 129.64% 18.86% — 0.00% 0.53%
Q3 2025 123.81% 20.16% — 0.00% -0.56%
Q2 2025 122.36% 17.50% — 0.00% -0.60%
Q1 2025 121.29% 20.14% — 0.00% -0.45%
Q4 2024 107.52% 17.02% — 0.00% -1.08%
Q3 2024 98.52% 17.58% — 0.00% -1.09%

Swipe the table sideways to see every column.

Branch Network

View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.

1–1 of 1
Branch Location ZIP Deposits
Nationwide Trust Company, FSB (main office) Columbus , OH 43215 $500K

Events & Regulatory History

Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.

Date Category Event Source
January 2, 2007 M&A Acquired Nationwide Federal Credit Union, Inc. merger for the acquired bank SEC
January 2, 2007 Structure Change Acquired Nationwide Federal Credit Union, Inc. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
January 1, 2007 Merger Participated in Absorption/Consolidation/Merger FDIC

Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 3 events.

Regulatory record

Facts as filed or published, not a rating.

Deposit market share
<0.1% of deposits in OH, rank 183 of 184 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
Not on file
Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources

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Nationwide Trust Company, FSB: regulatory capital profile · BankRegReports

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Frequently asked about Nationwide Trust Company, FSB

What are Nationwide Trust Company, FSB's total assets?

As of the Q2 2026 filing, Nationwide Trust Company, FSB reported total assets of $153.6 million in its FFIEC call report.

Where is Nationwide Trust Company, FSB headquartered?

It is headquartered in Columbus, OH, United States.

When was Nationwide Trust Company, FSB founded?

It was established in 1998, per the FDIC institution directory.

Is Nationwide Trust Company, FSB FDIC-insured?

Yes. It is an FDIC-insured savings institution (FDIC Certificate #34710). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Nationwide Trust Company, FSB?

Nationwide Trust Company, FSB's primary federal regulator is the OCC.

What is Nationwide Trust Company, FSB's CET1 capital ratio?

It reported a Common Equity Tier 1 (CET1) capital ratio of 141.82% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.

How many branches does Nationwide Trust Company, FSB operate?

It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is Nationwide Trust Company, FSB's Texas Ratio?

Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.

What was Nationwide Trust Company, FSB previously called?

The charter now named Nationwide Trust Company, FSB has also operated as Nationwide Bank (2006-2018), per FDIC structure-change records.

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