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Edward Jones Trust Company

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Saint Louis, MO $100M to $1B in assets Est. January 1, 1896 FDIC #28390 RSSD #3529315 Routing #281572904 OCC

Data as of · sourced from FFIEC call reports. How we update

Edward Jones Trust Company is an FDIC-insured savings institution headquartered in Saint Louis, MO, established in 1896 (FDIC certificate 28390), and it is supervised by the OCC. At Q2 2026 it reported total assets of $160.5M, up 12.2% from Q2 2025, the 136th largest of 191 banks headquartered in Missouri.

Charter
Savings institution
Regulator
OCC
Deposit insurance
FDIC
FDIC certificate
28390
Headquarters
Saint Louis, MO
Established
1896
Total assets, Q2 2026
$160.5M
Assets vs Q2 2025
+12.2%
Capital ratio
Not reported
Domestic offices
1 FDIC institution directory, current count
Routing number
281572904
Latest call report
Q2 2026, FFIEC 051 · Edward Jones Trust Company call report
Asset rank in state
136th of 191 in Missouri
Assets
$160.5M
Deposits
$500K
Loans
$0
Equity
$146.9M

Edward Jones Trust Company carries far more capital than most banks of its size. Based in Saint Louis, Missouri, it had $161 million in assets at June 30, 2026, up 12.2% from a year earlier. It holds common equity equal to 355.57% of its risk-weighted assets, 23.5 times the median of 15.12% for the 2,660 banks with $100 million to $1 billion in assets. It also carries problem assets equal to 0.0% of the capital and reserves that would absorb them, lower than about 9 in 10 banks its size (median 2.6%).

Earnings jumped: net income for the quarter was $5.2 million, 61% above the same quarter a year earlier. Costs are the weak spot: it spends about 74 cents to bring in each dollar of revenue, higher than about three-quarters of banks its size (median 61 cents).

As of June 30, 2026, Edward Jones Trust Company reported a CET1 capital ratio of 355.57%, a return on assets of 14.01% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.

By total assets at Q2 2026, Edward Jones Trust Company is the 136th largest of the 191 banks headquartered in Missouri. Between Q1 2026 and Q2 2026, its total assets rose 3.2% to $160.5M, deposits were flat. Its one office in the FDIC Summary of Deposits is in Saint Louis, MO. On its Q2 2026 call report, Edward Jones Trust Company meets every capital ratio test for well capitalized.

Headquarters Profile

Address
12555 Manchester Rd, Saint Louis, MO 63131
County
St. Louis
Metro Area
St. Louis, MO-IL
Charter
Federal savings bank, federal charter, OCC-supervised (pre-2011 OTS)
Primary Regulator
OCC
FDIC Region
Kansas City (Region 11)
Federal Reserve member
—
Federal Reserve district
District 8, St. Louis
Fiduciary (trust) powers
Full trust powers granted
Call Report form
FFIEC 051
Established
January 1, 1896
Former names
Boone National Savings and Loan Association, F.A. (1990-2006)
Domestic offices
1 FDIC institution directory, current count
Employees (FTE)
128
Domestic deposits
$500K
Allowance for credit losses
$0
Net charge-offs (YTD)
$0
Average total assets
$149.6M
Average total loans
$0
Average interest-bearing deposits
$500K
Tax status
C corporation
Ownership
Stock
Community bank
No
FDIC-insured since
August 9, 1989
FDIC Cert
28390
Fed RSSD
3529315

Profitability

Q2 annualized
Return on Assets14.01%YTD 8.97%
Return on Equity14.53%YTD 9.29%
Net Interest Margin3.58%YTD 3.42%

Balance Sheet

Total liabilities$13.6M
Cash & balances due$58.4M
Securities, available-for-sale$0
Securities, held-to-maturity$106K
Goodwill & intangibles$0

Income Statement

Net income Q2$5.2M
Net interest income YTD$2.4M
Total interest income YTD$2.5M
Total interest expense YTD$85K
Provision for credit losses YTD$0

Operating & Funding

Total noninterest income YTD$41.1M
Total noninterest expense YTD$34.4M

Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures

Quarterly trends

Over the 12 quarters to Q2 2026, Edward Jones Trust Company's total assets ran between $120.8M (Q3 2023) and $160.5M (Q2 2026), and it earned a profit in 10 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built

Total assets and total liabilities

$160.5M total assets against $143.0M; $13.6M total liabilities against $11.6M.

Loans and leases against deposits

$0 net loans and leases against $0; $500K total deposits against $500K.

Securities and cash

$90.4M securities against $81.3M; $58.4M cash and balances due against $51.0M.

Interest income against interest expense

$1.3M total interest income against $1.2M; $42K total interest expense against $52K.

Net interest income

$1.2M net interest income against $1.2M.

Noninterest income against noninterest expense

$20.9M total noninterest income against $17.4M; $16.4M total noninterest expense against $14.3M.

Provision for credit losses

No provision recorded in the last 12 quarters.

Net income

$5.2M net income against $3.3M.

Return on assets and net interest margin

14.01% return on assets against 9.24%; 3.58% net interest margin against 3.64%.

CET1 and Tier 1 leverage ratios

355.57% CET1 capital ratio against 354.13%; 98.18% tier 1 leverage ratio against 93.42%.

Inside the full Edward Jones Trust Company terminal

21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts

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Quarterly trend: last 8 quarters

From Q3 2024 to Q2 2026, its return on assets ran from -0.25% (Q4 2024) to 15.34% (Q3 2024) and its net interest margin ran from 3.27% (Q1 2026) to 3.88% (Q3 2024).

Quarter CET1 ROA NPL Texas NIM
Q2 2026 355.57% 14.01% — 0.00% 3.58%
Q1 2026 344.57% 3.81% — 0.00% 3.27%
Q4 2025 361.26% 13.59% — 0.00% 3.57%
Q3 2025 344.88% 11.19% — 0.00% 3.67%
Q2 2025 354.13% 9.24% — 0.00% 3.64%
Q1 2025 346.23% 10.59% — 0.00% 3.54%
Q4 2024 353.04% -0.25% — 0.00% 3.78%
Q3 2024 364.02% 15.34% — 0.00% 3.88%

Swipe the table sideways to see every column.

Branch Network

View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.

1–1 of 1
Branch Location ZIP Deposits
Edward Jones Trust Company (main office) Saint Louis , MO 63131 $500K

Regulatory record

Facts as filed or published, not a rating.

Deposit market share
<0.1% of deposits in MO, rank 249 of 249 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
Not on file
Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources

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Frequently asked about Edward Jones Trust Company

What are Edward Jones Trust Company's total assets?

As of the Q2 2026 filing, Edward Jones Trust Company reported total assets of $160.5 million in its FFIEC call report.

Where is Edward Jones Trust Company headquartered?

It is headquartered in Saint Louis, MO, United States.

When was Edward Jones Trust Company founded?

It was established in 1896, per the FDIC institution directory.

Is Edward Jones Trust Company FDIC-insured?

Yes. It is an FDIC-insured savings institution (FDIC Certificate #28390). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Edward Jones Trust Company?

Edward Jones Trust Company's primary federal regulator is the OCC.

What is Edward Jones Trust Company's CET1 capital ratio?

It reported a Common Equity Tier 1 (CET1) capital ratio of 355.57% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.

How many branches does Edward Jones Trust Company operate?

It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is Edward Jones Trust Company's Texas Ratio?

Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.

What was Edward Jones Trust Company previously called?

The charter now named Edward Jones Trust Company has also operated as Boone National Savings and Loan Association, F.A. (1990-2006), per FDIC structure-change records.

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