Edward Jones Trust Company: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q2 2026 was in Common equity Tier 1 ratio: 11.00 percentage points higher than in Q1 2026, at 355.57%. Edward Jones Trust Company has the highest CET1 ratio of the 98 banks headquartered in Missouri, 355.57% as of Q2 2026. Against a median of 15.07% for banks in the $100M-1B asset tier, Edward Jones Trust Company reported 355.57% on CET1 ratio in Q2 2026, 340.50 points higher.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 355.57% |
| Tier 1 risk-based capital ratio | 355.57% |
| Total risk-based capital ratio | 355.57% |
| Tier 1 leverage ratio | 98.18% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $146.9M |
| Tier 1 capital | $146.9M |
| Total risk-based capital | $146.9M |
| Total equity capital | $146.9M |
| Risk-weighted assets | $41.3M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 91.53% |
| Tangible equity to tangible assets | 91.53% |
| Equity capital to average assets | 98.18% |
| Internal capital growth rate | 14.80% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $0 |
| Common stock surplus | $9.3M |
| Retained earnings | $137.6M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | $0 |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 349.62% | 349.62% | 349.62% | 93.45% | $32.1M |
| Q4 2023 | 357.93% | 357.93% | 357.93% | 97.79% | $32.8M |
| Q1 2024 | 345.11% | 345.11% | 345.11% | 97.43% | $34.3M |
| Q2 2024 | 351.19% | 351.19% | 351.19% | 97.95% | $34.2M |
| Q3 2024 | 364.02% | 364.02% | 364.02% | 98.42% | $34.3M |
| Q4 2024 | 353.04% | 353.04% | 353.04% | 96.77% | $35.3M |
| Q1 2025 | 346.23% | 346.23% | 346.23% | 96.71% | $37.0M |
| Q2 2025 | 354.13% | 354.13% | 354.13% | 93.42% | $37.1M |
| Q3 2025 | 344.88% | 344.88% | 344.88% | 97.01% | $39.3M |
| Q4 2025 | 361.26% | 361.26% | 361.26% | 97.26% | $38.8M |
| Q1 2026 | 344.57% | 344.57% | 344.57% | 96.63% | $41.1M |
| Q2 2026 | 355.57% | 355.57% | 355.57% | 98.18% | $41.3M |
Edward Jones Trust Company regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Edward Jones Trust Company, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Edward Jones Trust Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28390) · FFIEC NIC profile (RSSD 3529315)