Commercial Bank
Commercial Bank is an FDIC-insured commercial bank. The Q1 2026 balance sheet stands at $277M in assets, including $191M in loans. Returns are subdued: 0.38% ROA and 7.15% ROE. Capital is comfortably above regulatory minimums — CET1 ratio of 10.94% sits well above the 7% well-capitalized threshold. Asset quality is solid — 1.24% nonperforming loans and a 13.60% Texas Ratio. It operates 4 branches, primarily in Missouri.
Headquarters Profile
- Address
- 2330 West Port Plaza Dr, SAINT LOUIS, MO 63146
- County
- St. Louis
- Metro Area
- ST. LOUIS, MO-IL
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 11
- Established
- December 21, 1988
- Branches
- 4 domestic
- Employees (FTE)
- 37
- FDIC Cert
- 27409
- Fed RSSD
- 1225752
- Website
- www.mycbstl.bank →
- Parent Holding Company
- COMMERCIAL BANCSHARES, INC. (RSSD 3101560)
Capital & Liquidity
Inside the full Commercial Bank terminal
8 tabs · 24-year trend charts · peer percentiles · Excel export
Unlock Commercial Bank — freeThis is just Commercial Bank's summary.
See the full 24-year trend, peer benchmarking, and risk analysis for this bank — plus every one of the 4,335 currently filing institutions, with CAMELS analytics and exportable tearsheets.
Free account · no credit card required
Commercial Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Similar banks
Compare Commercial Bank with peers
Side-by-side comparison of capital, profitability, asset quality, and balance sheet — pick a peer to view the full head-to-head.
Frequently asked about Commercial Bank
What are Commercial Bank's total assets?
As of the Q1 2026 filing, Commercial Bank reported total assets of $277.5 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Commercial Bank headquartered?
Commercial Bank is headquartered in SAINT LOUIS, MO, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Commercial Bank founded?
Commercial Bank was established in 1988, per the FDIC institution directory.
Is Commercial Bank FDIC-insured?
Yes. Commercial Bank is an FDIC-insured commercial bank (FDIC Certificate #27409). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Commercial Bank?
Commercial Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Commercial Bank's CET1 capital ratio?
Commercial Bank reported a Common Equity Tier 1 (CET1) capital ratio of 10.94% in its most recent quarterly filing — above regulatory minimums.
How many branches does Commercial Bank operate?
Commercial Bank operates 4 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Commercial Bank's Texas Ratio?
Commercial Bank's Texas Ratio is 13.60% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
Go deeper on Commercial Bank.
Unlock the full terminal — 24 years of quarterly trends, peer benchmarking, watch flags, and Excel tearsheets for this bank and every other US institution.
Start freeFree account · no credit card required