The Jacksboro National Bank
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Data as of · sourced from FFIEC call reports. How we update
The Jacksboro National Bank is an FDIC-insured commercial bank headquartered in Jacksboro, TX, established in 1905 (FDIC certificate 3275), and it is supervised by the OCC. At Q2 2026 it reported total assets of $283.2M, down 4.9% from Q2 2025, the 221st largest of 346 banks headquartered in Texas. Its CET1 capital ratio was 20.02% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- OCC
- Deposit insurance
- FDIC
- FDIC certificate
- 3275
- Headquarters
- Jacksboro, TX
- Established
- 1905
- Total assets, Q2 2026
- $283.2M
- Assets vs Q2 2025
- -4.9%
- CET1 ratio, Q2 2026
- 20.02%
- Domestic offices
- 2 FDIC institution directory, current count
- Routing number
- 111905641
- Latest call report
- Q2 2026, FFIEC 051 · The Jacksboro National Bank call report
- Holding company
- JACKSBORO NATIONAL BANCSHARES, INC.
- Asset rank in state
- 221st of 346 in Texas
The Jacksboro National Bank, based in Jacksboro, Texas, reported $283 million in assets at June 30, 2026, down 4.9% from a year earlier. It carries problem assets equal to 0.0% of the capital and reserves that would absorb them, a small fraction of the median of 2.6% for the 2,660 banks with $100 million to $1 billion in assets. It also shrank its loan book 2.3% over the year, lower than about three-quarters of banks its size (median 5.5%).
Paper losses on its bond portfolio are shrinking: unrealized losses of $10 million equal 31% of Tier 1 capital, down from 43% a year earlier. Its $15 million commercial and industrial book is improving, with 0.20% past due or on nonaccrual, down from 2.06% a year earlier.
As of June 30, 2026, The Jacksboro National Bank reported a CET1 capital ratio of 20.02%, a return on assets of 1.45%, a nonperforming-loan ratio of 0.01% and a Texas ratio of 0.05%. The figures come from its call report filed with the FFIEC.
Of the 346 banks headquartered in Texas, The Jacksboro National Bank is the 221st largest by total assets at Q2 2026. Quarter on quarter (Q1 2026 to Q2 2026), its total assets fell 2.9% to $283.2M, loans fell 3.0% and deposits fell 3.5%. The largest part of its loan book on June 30, 2026 was 1-4 family residential loans, at 27.9% of total loans, ahead of farmland and other real estate loans at 23.2%. The FDIC Summary of Deposits lists 2 offices for it, in Jacksboro, TX and Bowie, TX; its Jacksboro office books 57% of its branch deposits. Judged on its Q2 2026 call report, The Jacksboro National Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 910 N Main St, Jacksboro, TX 76458
- County
- Jack
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 11, Dallas
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- January 1, 1905
- Domestic offices
- 2 FDIC institution directory, current count
- Employees (FTE)
- 50
- Domestic deposits
- $256.0M
- Allowance for credit losses
- $2.3M
- Net charge-offs (YTD)
- $37K
- Average total assets
- $296.4M
- Average total loans
- $146.4M
- Average interest-bearing deposits
- $168.6M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 3275
- Fed RSSD
- 924058
- Website
- http://www.mybanktexas.com →
- Parent Holding Company
- JACKSBORO NATIONAL BANCSHARES, INC. (RSSD 1104503)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, The Jacksboro National Bank's total assets ranged from $283.2M (Q2 2026) to $327.7M (Q4 2023), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$283.2M total assets against $297.8M; $259.5M total liabilities against $278.4M.
$143.0M net loans and leases against $146.5M; $256.0M total deposits against $256.9M.
$121.0M securities against $125.2M; $4.4M cash and balances due against $10.1M.
$3.6M total interest income against $3.7M; $934K total interest expense against $1.2M.
$2.7M net interest income against $2.5M.
$620K total noninterest income against $623K; $2.2M total noninterest expense against $2.2M.
$23K provision for credit losses against $45K.
$1.1M net income against $923K.
1.45% return on assets against 1.19%; 4.00% net interest margin against 3.59%.
20.02% CET1 capital ratio against 19.83%; 11.42% tier 1 leverage ratio against 10.77%.
Inside the full The Jacksboro National Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeThe Jacksboro National Bank rankings
Its closest position to the top of a national ranking is 332 of 2,134, for CET1 ratio; its furthest is 3,293 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 0.69% (Q1 2025) to 1.61% (Q4 2025) and its net interest margin ran from 3.13% (Q3 2024) to 4.00% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 20.02% | 1.45% | 0.01% | 0.05% | 4.00% |
| Q1 2026 | 19.37% | 1.36% | 0.01% | 0.05% | 3.80% |
| Q4 2025 | 19.36% | 1.61% | 0.01% | 0.08% | 3.75% |
| Q3 2025 | 20.71% | 1.13% | 0.01% | 0.05% | 3.60% |
| Q2 2025 | 19.83% | 1.19% | 0.09% | 0.64% | 3.59% |
| Q1 2025 | 19.36% | 0.69% | 0.02% | 0.14% | 3.36% |
| Q4 2024 | 19.31% | 1.51% | 0.04% | 0.33% | 3.16% |
| Q3 2024 | 19.68% | 0.85% | 0.04% | 0.73% | 3.13% |
Swipe the table sideways to see every column.
Branch Network
View all 2 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The Jacksboro National Bank | Jacksboro , TX | 76458 | $145.0M |
| Bowie Branch | Bowie , TX | 76230 | $111.0M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in TX, rank 263 of 441 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 1 loans, $100K approved, $100K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 1996 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about The Jacksboro National Bank
What are The Jacksboro National Bank's total assets?
As of the Q2 2026 filing, The Jacksboro National Bank reported total assets of $283.2 million in its FFIEC call report.
Where is The Jacksboro National Bank headquartered?
It is headquartered in Jacksboro, TX, United States.
When was The Jacksboro National Bank founded?
It was established in 1905, per the FDIC institution directory.
Is The Jacksboro National Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #3275). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates The Jacksboro National Bank?
The Jacksboro National Bank's primary federal regulator is the OCC.
What is The Jacksboro National Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 20.02% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does The Jacksboro National Bank operate?
It operates 2 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is The Jacksboro National Bank's Texas Ratio?
Its Texas Ratio is 0.05% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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