The Jacksboro National Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Jacksboro National Bank of Jacksboro, TX against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.55% | 1.25% | +0.30% | 55th above |
| ROAE | 20.33% | 13.21% | +7.12% | 82nd top |
| Net Interest Margin | 4.08% | 3.95% | +0.13% | 56th above |
| Efficiency Ratio | 63.84% | 61.29% | +2.55% | 24th bottom |
| PPNR / Avg Assets | 1.58% | — | — | 38th below |
| Yield on Earning Assets | 5.31% | 5.68% | -0.37% | 38th below |
| Cost of Funds | 1.33% | 1.88% | -0.55% | 73rd above |
| Net Interest Spread | 3.22% | — | — | 40th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.36% | 0.93% | -0.57% | 52nd above |
| NPA / Total Assets | 0.18% | — | — | 60th above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.06% | 0.16% | -0.10% | 25th below |
| ACL / Total Loans | 1.64% | — | — | 79th top |
| ACL / NPLs (Coverage) | 450.59% | — | — | 65th above |
| Texas Ratio | 2.25% | 7.37% | -5.12% | 54th above |
| Provision / NCO | 117.54% | — | — | 45th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 20.58% | 17.08% | +3.50% | 78th top |
| Tier 1 Ratio | 20.58% | 17.11% | +3.47% | 78th top |
| Total Capital Ratio | 21.83% | — | — | 78th top |
| Leverage Ratio | 11.93% | 11.73% | +0.20% | 62nd above |
| Equity / Assets | 7.27% | 10.97% | -3.70% | 11th bottom |
| TCE / Tangible Assets | 7.16% | — | — | 12th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 53.47% | 80.71% | -27.24% | 82nd top |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 87.64% | 86.89% | +0.75% | 34th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -5.33% | — | — | 5th bottom |
| Loan Growth (Y/Y) | -1.48% | — | — | 17th bottom |
| Deposit Growth (Y/Y) | 0.89% | — | — | 26th below |
See The Jacksboro National Bank's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Jacksboro National Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Jacksboro National Bank profile, how to read a UBPR, or how this data updates.