The Jacksboro National Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Core deposits to total deposits climbed 1.20 percentage points in Q2 2026, from 86.50% to 87.69%. It was the largest change from Q1 2026 among the key lines here. The Jacksboro National Bank ranks 258th of 346 Texas banks on loan-to-deposit ratio, in the lower half at 56.75% (Q2 2026). The Jacksboro National Bank reported 56.75% on loan-to-deposit ratio for Q2 2026, 24.09 points below the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $4.4M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $125.4M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $2.1M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.76% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 56.75% |
| Net loans and leases to deposits | 55.86% |
| Loans and leases to core deposits | 64.72% |
| Core deposits to total deposits | 87.69% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 48.29% | 90.63% | $0 | $24.0M |
| Q4 2023 | 48.38% | 91.09% | $0 | $30.0M |
| Q1 2024 | 54.43% | 89.64% | $0 | $30.0M |
| Q2 2024 | 58.91% | 90.00% | $0 | $31.3M |
| Q3 2024 | 56.94% | 88.70% | $0 | $30.0M |
| Q4 2024 | 55.80% | 88.82% | $0 | $16.0M |
| Q1 2025 | 56.28% | 89.00% | $0 | $11.0M |
| Q2 2025 | 57.93% | 88.16% | $0 | $20.0M |
| Q3 2025 | 54.76% | 87.38% | $0 | $15.0M |
| Q4 2025 | 54.47% | 86.40% | $0 | $0 |
| Q1 2026 | 56.44% | 86.50% | $0 | $920K |
| Q2 2026 | 56.75% | 87.69% | $0 | $2.1M |
The Jacksboro National Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock The Jacksboro National Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Jacksboro National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 3275) · FFIEC NIC profile (RSSD 924058)