The Jacksboro National Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Accumulated other comprehensive income dropped 7.7% in Q2 2026, from -$9.7M to -$10.4M. It was the largest change from Q1 2026 among the key lines here. Within Texas, The Jacksboro National Bank is 62nd of 184 on CET1 ratio, 20.02% as of Q2 2026, above the middle of the field. The Jacksboro National Bank reported 20.02% on CET1 ratio for Q2 2026, 4.95 points above the 15.07% median for banks in the $100M-1B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 20.02% |
| Tier 1 risk-based capital ratio | 20.02% |
| Total risk-based capital ratio | 21.27% |
| Tier 1 leverage ratio | 11.42% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $33.8M |
| Tier 1 capital | $33.8M |
| Total risk-based capital | $35.9M |
| Total equity capital | $23.7M |
| Risk-weighted assets | $168.9M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 8.37% |
| Tangible equity to tangible assets | 8.26% |
| Equity capital to average assets | 7.99% |
| Internal capital growth rate | 9.47% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $300K |
| Common stock surplus | $800K |
| Retained earnings | $33.0M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$10.4M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 20.64% | 20.64% | 21.89% | 10.13% | $154.0M |
| Q4 2023 | 20.00% | 20.00% | 21.25% | 9.64% | $160.1M |
| Q1 2024 | 19.24% | 19.24% | 20.49% | 9.57% | $166.6M |
| Q2 2024 | 18.56% | 18.56% | 19.81% | 9.90% | $174.4M |
| Q3 2024 | 19.68% | 19.68% | 20.94% | 10.33% | $167.5M |
| Q4 2024 | 19.31% | 19.31% | 20.56% | 10.07% | $169.3M |
| Q1 2025 | 19.36% | 19.36% | 20.61% | 10.41% | $169.0M |
| Q2 2025 | 19.83% | 19.83% | 21.08% | 10.77% | $167.7M |
| Q3 2025 | 20.71% | 20.71% | 21.96% | 11.16% | $163.8M |
| Q4 2025 | 19.36% | 19.36% | 20.61% | 10.63% | $168.7M |
| Q1 2026 | 19.37% | 19.37% | 20.63% | 10.96% | $171.6M |
| Q2 2026 | 20.02% | 20.02% | 21.27% | 11.42% | $168.9M |
The Jacksboro National Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock The Jacksboro National Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Jacksboro National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 3275) · FFIEC NIC profile (RSSD 924058)