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BanksPrimebank of Texas

Primebank of Texas

AUSTIN, TXSmallEst. May 9, 2003FDIC #57495RSSD #3134399FDIC
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Primebank of Texas is the primary bank subsidiary of its parent holding company, headquartered in Austin, TX. The Q1 2026 balance sheet stands at $275M in assets, including $175M in loans. Profitability is strong — 1.65% ROA, paired with 14.28% ROE and a 4.21% net interest margin. Under the simplified Community Bank Leverage Ratio framework, leverage of 11.57% exceeds the 9% CBLR threshold. Credit metrics are pristine, with nonperforming loans at just 0.19%. 3 branches make up the footprint.

Headquarters Profile

Address
4301 Westbank Dr, AUSTIN, TX 78746
County
Travis
Metro Area
AUSTIN-ROUND ROCK-SAN MARCOS, TX
Charter
Commercial bank, state charter, Fed non-member, FDIC-supervised
Primary Regulator
FDIC
Fed District
13
Established
May 9, 2003
Branches
3 domestic
Employees (FTE)
27
FDIC Cert
57495
Fed RSSD
3134399
Assets
$275M
Deposits
$241M
Loans
$175M
Equity
$33M

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Quarterly trend — last 6 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2026-03-311.65%0.19%1.07%4.21%
2025-12-311.65%0.20%1.12%4.31%
2025-09-301.57%0.21%1.15%4.32%
2025-06-301.46%0.01%0.04%4.46%
2025-03-311.10%0.00%0.00%3.80%
2024-12-311.06%0.01%0.05%3.86%

Branch Network

Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.

BranchLocationZIPDeposits
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Frequently asked about Primebank of Texas

What are Primebank of Texas's total assets?

As of the Q1 2026 filing, Primebank of Texas reported total assets of $275.4 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Primebank of Texas headquartered?

Primebank of Texas is headquartered in AUSTIN, TX, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Primebank of Texas founded?

Primebank of Texas was established in 2003, per the FDIC institution directory.

Is Primebank of Texas FDIC-insured?

Yes. Primebank of Texas is an FDIC-insured commercial bank (FDIC Certificate #57495). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Primebank of Texas?

Primebank of Texas's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

How many branches does Primebank of Texas operate?

Primebank of Texas operates 3 domestic branches, per the most recent FDIC Summary of Deposits filing.

What is Primebank of Texas's Texas Ratio?

Primebank of Texas's Texas Ratio is 1.07% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.

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