Vintage Bank Kansas
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Data as of · sourced from FFIEC call reports. How we update
Vintage Bank Kansas is an FDIC-insured commercial bank headquartered in Leon, KS, established in 1902 (FDIC certificate 17927), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $288.6M, up 8.4% from Q2 2025, the 74th largest of 182 banks headquartered in Kansas. It reports no CET1 ratio; its Tier 1 leverage ratio was 11.56% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 17927
- Headquarters
- Leon, KS
- Established
- 1902
- Total assets, Q2 2026
- $288.6M
- Assets vs Q2 2025
- +8.4%
- Tier 1 leverage ratio, Q2 2026
- 11.56%
- Domestic offices
- 12 FDIC institution directory, current count
- Routing number
- 101109130
- Latest call report
- Q2 2026, FFIEC 051 · Vintage Bank Kansas call report
- Holding company
- VINTAGE BANCORP, INC.
- Asset rank in state
- 74th of 182 in Kansas
Problem loans are rising at Vintage Bank Kansas. It reported $289 million in assets at June 30, 2026, up 8.4% from a year earlier. Loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 0.53% of loans from 0.04% a year earlier. It returns 19.3% a year on shareholders' equity, higher than about three-quarters of the 2,660 banks with $100 million to $1 billion in assets (median 12.5%).
Net income for the quarter rose 20% from a year earlier, to $1.2 million. Paper losses on its bond portfolio are shrinking: unrealized losses of $7.8 million equal 24% of Tier 1 capital, down from 34% a year earlier.
As of June 30, 2026, Vintage Bank Kansas reported a return on assets of 1.70%, a nonperforming-loan ratio of 0.53% and a Texas ratio of 3.58%. The figures come from its call report filed with the FFIEC.
Of the 182 banks headquartered in Kansas, Vintage Bank Kansas is the 74th largest by total assets at Q2 2026. Quarter on quarter (Q1 2026 to Q2 2026), its total assets rose 5.4% to $288.6M, loans fell 0.3% and deposits rose 3.6%. The largest part of its loan book on June 30, 2026 was 1-4 family residential loans, at 25.2% of total loans, ahead of agricultural production loans at 16.6%. The FDIC Summary of Deposits lists 12 offices for it, in 11 cities in KS; its Conway Springs office books 19% of its branch deposits. On its Q2 2026 call report, Vintage Bank Kansas meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 101 S Main St, Leon, KS 67074
- County
- Butler
- Metro Area
- Wichita, KS
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- No
- Federal Reserve district
- District 10, Kansas City
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- May 1, 1902
- Domestic offices
- 12 FDIC institution directory, current count
- Employees (FTE)
- 64
- Domestic deposits
- $231.4M
- Allowance for credit losses
- $2.0M
- Net charge-offs (YTD)
- $55K
- Average total assets
- $279.6M
- Average total loans
- $182.6M
- Average interest-bearing deposits
- $166.5M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- November 12, 1958
- FDIC Cert
- 17927
- Fed RSSD
- 45458
- SEC CIK
- 1544407 → filed by VINTAGE BANCORP, INC.
- Website
- www.vintagebankks.com →
- Parent Holding Company
- VINTAGE BANCORP, INC. (RSSD 4399337)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Vintage Bank Kansas reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Vintage Bank Kansas's total assets moved between a low of $231.4M (Q3 2023) and a high of $288.6M (Q2 2026) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$288.6M total assets against $266.2M; $263.1M total liabilities against $245.8M.
$179.0M net loans and leases against $166.9M; $231.4M total deposits against $216.3M.
$72.6M securities against $70.7M; $19.5M cash and balances due against $11.4M.
$4.0M total interest income against $3.7M; $1.1M total interest expense against $1.2M.
$2.9M net interest income against $2.5M.
$126K total noninterest income against $145K; $1.7M total noninterest expense against $1.7M.
$84K provision for credit losses against $0.
$1.2M net income against $990K.
1.70% return on assets against 1.50%; 4.37% net interest margin against 4.02%.
11.56% tier 1 leverage ratio against 11.11%.
Inside the full Vintage Bank Kansas terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeVintage Bank Kansas rankings
Its closest position to the top of a national ranking is 906 of 3,611, for ROA; its furthest is 2,518 of 4,196, for total assets.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 1.16% (Q3 2024) to 1.72% (Q4 2025) and its net interest margin ran from 3.83% (Q3 2024) to 4.37% (Q2 2026).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 11.56% | 1.70% | 0.53% | 3.58% | 4.37% |
| Q1 2026 | 11.51% | 1.72% | 0.55% | 3.92% | 4.26% |
| Q4 2025 | 11.27% | 1.72% | 0.40% | 2.78% | 4.23% |
| Q3 2025 | 11.49% | 1.55% | 0.11% | 0.76% | 4.07% |
| Q2 2025 | 11.11% | 1.50% | 0.04% | 0.34% | 4.02% |
| Q1 2025 | 10.92% | 1.36% | 0.04% | 0.32% | 3.98% |
| Q4 2024 | 10.92% | 1.43% | 0.05% | 0.43% | 3.86% |
| Q3 2024 | 11.13% | 1.16% | 0.19% | 1.36% | 3.83% |
Swipe the table sideways to see every column.
Branch Network
View all 12 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Conway Springs Branch | Conway Springs , KS | 67031 | $44.8M |
| Peabody Branch | Peabody , KS | 66866 | $36.5M |
| Whitewater Branch | Whitewater , KS | 67154 | $33.7M |
| Berkeley Square Branch | Wichita , KS | 67206 | $24.9M |
| Vintage Bank Kansas (main office) | Leon , KS | 67074 | $23.8M |
| Benton Branch | Benton , KS | 67017 | $20.1M |
| Hillsboro Branch | Hillsboro , KS | 67063 | $19.0M |
| Towanda Branch | Towanda , KS | 67144 | $11.3M |
| Rose Hill Branch | Rose Hill , KS | 67133 | $7.5M |
| West Central Branch, Vintage Bank Kansas | El Dorado , KS | 67042 | $7.4M |
| Mulvane Branch | Mulvane , KS | 67110 | $1.5M |
| West Wichita Branch Vintage Bank Kansas | Wichita , KS | 67212 | $820K |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| April 18, 2022 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| April 18, 2022 | Structure Change | Acquired Hillsboro State Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| August 9, 2021 | Structure Change | Acquired Towanda State Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| August 8, 2021 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| August 1, 2017 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| August 1, 2017 | Structure Change | Acquired The Bank of Whitewater Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| October 1, 2016 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| October 1, 2016 | Structure Change | Acquired The Peabody State Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| November 1, 2013 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| November 1, 2013 | Structure Change | Acquired The State Bank of Conway Springs Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 10 events.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.2% of deposits in KS, rank 94 of 231 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 106 applications, 92 loans originated, $15.1M originated, across 4 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 1 loans, $180K approved, $180K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2020 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Vintage Bank Kansas
What are Vintage Bank Kansas's total assets?
As of the Q2 2026 filing, Vintage Bank Kansas reported total assets of $288.6 million in its FFIEC call report.
Where is Vintage Bank Kansas headquartered?
It is headquartered in Leon, KS, United States.
When was Vintage Bank Kansas founded?
It was established in 1902, per the FDIC institution directory.
Is Vintage Bank Kansas FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #17927). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Vintage Bank Kansas?
Vintage Bank Kansas's primary federal regulator is the FDIC.
How many branches does Vintage Bank Kansas operate?
It operates 12 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Vintage Bank Kansas's Texas Ratio?
Its Texas Ratio is 3.58% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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