Vintage Bank Kansas: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Cash and balances due from depository institutions: 348.0% higher than in Q1 2026, at $19.5M. Within Kansas, Vintage Bank Kansas is 77th of 182 on loan-to-deposit ratio, 78.24% as of Q2 2026, above the middle of the field. Vintage Bank Kansas reported 78.24% on loan-to-deposit ratio for Q2 2026, 2.70 points below the 80.94% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $19.5M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $92.1M |
| Fed funds sold and reverse repos | $14.3M |
| Fed funds sold and reverse repos to assets | 4.97% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $29.9M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 10.35% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 78.24% |
| Net loans and leases to deposits | 77.38% |
| Loans and leases to core deposits | 85.84% |
| Core deposits to total deposits | 87.27% |
| Brokered deposits to total deposits | 3.89% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 73.63% | 96.23% | $0 | $30.5M |
| Q4 2023 | 79.98% | 94.13% | $0 | $37.1M |
| Q1 2024 | 80.78% | 92.13% | $0 | $37.9M |
| Q2 2024 | 73.32% | 85.43% | $0 | $23.8M |
| Q3 2024 | 77.69% | 88.78% | $840K | $26.4M |
| Q4 2024 | 77.15% | 85.17% | $0 | $26.0M |
| Q1 2025 | 77.18% | 86.02% | $0 | $24.4M |
| Q2 2025 | 78.01% | 86.72% | $0 | $27.7M |
| Q3 2025 | 78.02% | 86.98% | $0 | $23.5M |
| Q4 2025 | 81.02% | 85.17% | $1.5M | $26.0M |
| Q1 2026 | 81.32% | 89.06% | $0 | $24.7M |
| Q2 2026 | 78.24% | 87.27% | $0 | $29.9M |
Vintage Bank Kansas liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Vintage Bank Kansas, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Vintage Bank Kansas profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 17927) · FFIEC NIC profile (RSSD 45458)