Vintage Bank Kansas: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Vintage Bank Kansas of Leon, KS against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.70% | 1.34% | +0.36% | 74th above |
| ROAE | 19.26% | 13.32% | +5.94% | 85th top |
| Net Interest Margin | 4.37% | 3.93% | +0.44% | 74th above |
| Efficiency Ratio | 54.70% | 61.13% | -6.43% | 70th above |
| PPNR / Avg Assets | 1.93% | 1.68% | +0.25% | 69th above |
| Yield on Earning Assets | 5.95% | 5.67% | +0.28% | 66th above |
| Cost of Funds | 1.69% | 1.88% | -0.19% | 57th above |
| Net Interest Spread | 3.76% | 3.32% | +0.44% | 73rd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.86% | 0.94% | -0.08% | 32nd below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.54% | 0.70% | -0.16% | 36th below |
| NCO / Avg Loans | 0.17% | 0.16% | +0.01% | 14th bottom |
| ACL / Total Loans | 1.11% | 1.28% | -0.17% | 39th below |
| ACL / NPLs (Coverage) | 129.21% | 1546.55% | -1417.34% | 36th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 5.78% | 7.34% | -1.56% | 36th below |
| Provision / NCO Behind the peer average, ahead of the median peer. | 245.45% | 1395.35% | -1149.90% | 61st above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.56% | 12.14% | -0.58% | 59th above |
| Equity / Assets | 8.81% | 11.37% | -2.56% | 24th bottom |
| TCE / Tangible Assets | 8.62% | 11.08% | -2.46% | 25th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 78.24% | 80.66% | -2.42% | 55th above |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 87.27% | 86.85% | +0.42% | 40th below |
| Wholesale Funding Ratio | 10.35% | 5.03% | +5.32% | 13th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 8.40% | 6.84% | +1.56% | 77th top |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 7.29% | 7.92% | -0.63% | 62nd above |
| Deposit Growth (Y/Y) | 6.96% | 6.29% | +0.67% | 70th above |
See Vintage Bank Kansas's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Vintage Bank Kansas, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Vintage Bank Kansas profile, how to read a UBPR, or how this data updates.