Community Partners Savings Bank
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Data as of · sourced from FFIEC call reports. How we update
Community Partners Savings Bank is an FDIC-insured savings bank headquartered in Salem, IL, established in 1910 (FDIC certificate 30819), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $288.4M, up 0.4% from Q2 2025, the 157th largest of 319 banks headquartered in Illinois. Its CET1 capital ratio was 24.71% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Savings bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 30819
- Headquarters
- Salem, IL
- Established
- 1910
- Total assets, Q2 2026
- $288.4M
- Assets vs Q2 2025
- +0.4%
- CET1 ratio, Q2 2026
- 24.71%
- Domestic offices
- 6 FDIC institution directory, current count
- Routing number
- 281271454
- Latest call report
- Q2 2026, FFIEC 051 · Community Partners Savings Bank call report
- Asset rank in state
- 157th of 319 in Illinois
Problem loans are rising at Community Partners Savings Bank. Its balance sheet stood at $288 million at June 30, 2026; it is based in Salem, Illinois. Loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 1.77% of loans from 1.36% a year earlier. It shrank its loan book 3.5% over the year, lower than about three-quarters of the 2,660 banks with $100 million to $1 billion in assets (median 5.5%). It also holds common equity equal to 24.71% of its risk-weighted assets, higher than about three-quarters of banks its size (median 15.12%).
Earnings jumped: net income for the quarter was $499,000, 145% above the same quarter a year earlier. Unrealized losses on its securities total $8.4 million, equal to 24% of Tier 1 capital, against 29% a year earlier. Profitability lags: it earns about $0.68 a year on every $100 of assets, about half the median of $1.28 for banks its size.
As of June 30, 2026, Community Partners Savings Bank reported a CET1 capital ratio of 24.71%, a return on assets of 0.68%, a nonperforming-loan ratio of 1.77% and a Texas ratio of 7.84%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Community Partners Savings Bank is the 157th largest of the 319 banks headquartered in Illinois. From Q1 2026 to Q2 2026, its total assets fell 1.9% to $288.4M, loans rose 2.1% and deposits fell 1.9%. The largest part of its loan book on June 30, 2026 was 1-4 family residential loans, at 54.9% of total loans, ahead of non-owner-occupied commercial real estate loans at 17.6%. Its 6 offices in the FDIC Summary of Deposits are in 4 cities in IL; its Salem 2 offices book 60% of its branch deposits. Judged on its Q2 2026 call report, Community Partners Savings Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 301 W Main St, Salem, IL 62881
- County
- Marion
- Metro Area
- Centralia, IL
- Charter
- State-chartered stock savings bank, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- —
- Federal Reserve district
- District 8, St. Louis
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- January 1, 1910
- Former names
- Marion County Savings Bank (2006-2018)
- Domestic offices
- 6 FDIC institution directory, current count
- Employees (FTE)
- 53
- Domestic deposits
- $226.5M
- Allowance for credit losses
- $816K
- Net charge-offs (YTD)
- $50K
- Average total assets
- $291.8M
- Average total loans
- $128.9M
- Average interest-bearing deposits
- $228.8M
- Tax status
- C corporation
- Ownership
- Mutual
- Community bank
- Yes
- FDIC-insured since
- August 27, 1956
- FDIC Cert
- 30819
- Fed RSSD
- 441078
- Website
- www.communitypartnerssb.com →
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, Community Partners Savings Bank's total assets ranged from $235.8M (Q3 2023) to $294.1M (Q1 2026), and it earned a profit in 11 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$288.4M total assets against $287.3M; $258.7M total liabilities against $260.0M.
$128.8M net loans and leases against $133.6M; $226.5M total deposits against $226.0M.
$135.2M securities against $127.1M; $4.7M cash and balances due against $5.7M.
$3.6M total interest income against $3.4M; $1.2M total interest expense against $1.3M.
$2.3M net interest income against $2.1M.
$342K total noninterest income against $271K; $2.0M total noninterest expense against $2.0M.
$45K provision for credit losses against $45K.
$499K net income against $204K.
0.68% return on assets against 0.29%; 3.36% net interest margin against 2.98%.
24.71% CET1 capital ratio against 22.90%; 11.88% tier 1 leverage ratio against 11.52%.
Inside the full Community Partners Savings Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeCommunity Partners Savings Bank rankings
Its closest position to the top of a national ranking is 164 of 2,134, for CET1 ratio; its furthest is 3,045 of 3,611, for ROA.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 0.23% (Q3 2024) to 0.68% (Q2 2026) and its net interest margin ran from 2.52% (Q4 2024) to 3.36% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 24.71% | 0.68% | 1.77% | 7.84% | 3.36% |
| Q1 2026 | 24.73% | 0.64% | 1.68% | 7.69% | 3.29% |
| Q4 2025 | 23.74% | 0.38% | 1.62% | 7.71% | 3.15% |
| Q3 2025 | 23.63% | 0.59% | 1.75% | 8.55% | 3.04% |
| Q2 2025 | 22.90% | 0.29% | 1.36% | 7.21% | 2.98% |
| Q1 2025 | 23.36% | 0.52% | 0.35% | 2.41% | 2.96% |
| Q4 2024 | 22.30% | 0.43% | 0.78% | 4.32% | 2.52% |
| Q3 2024 | 20.99% | 0.23% | 0.84% | 4.64% | 2.67% |
Swipe the table sideways to see every column.
Branch Network
View all 6 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Community Partners Savings Bank (main office) | Salem , IL | 62881 | $136.9M |
| Pekin Branch | Pekin , IL | 61554 | $36.1M |
| Flora Branch | Flora , IL | 62839 | $29.6M |
| Guardian Savings Bank Branch | Granite City , IL | 62040 | $23.8M |
| West Main Street Drive-Up Branch | Salem , IL | 62881 | $0 |
| Park-Sheridan Facility | Pekin , IL | 61554 | $0 |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| November 30, 2024 | Structure Change | Acquired Guardian Savings Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| November 29, 2024 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| October 29, 2018 | Structure Change | Acquired Flora Savings Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| October 26, 2018 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| July 11, 2015 | Structure Change | Acquired Pekin National Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| July 10, 2015 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| September 1, 2012 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| September 1, 2012 | Structure Change | Acquired First Federal Savings and Loan Association of Pekin Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 8 events.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in IL, rank 193 of 379 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 163 applications, 85 loans originated, $8.6M originated, across 2 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 2 loans, $2.0M approved, $994K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Community Partners Savings Bank
What are Community Partners Savings Bank's total assets?
As of the Q2 2026 filing, Community Partners Savings Bank reported total assets of $288.4 million in its FFIEC call report.
Where is Community Partners Savings Bank headquartered?
It is headquartered in Salem, IL, United States.
When was Community Partners Savings Bank founded?
It was established in 1910, per the FDIC institution directory.
Is Community Partners Savings Bank FDIC-insured?
Yes. It is an FDIC-insured savings bank (FDIC Certificate #30819). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Community Partners Savings Bank?
Community Partners Savings Bank's primary federal regulator is the FDIC.
What is Community Partners Savings Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 24.71% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Community Partners Savings Bank operate?
It operates 6 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Community Partners Savings Bank's Texas Ratio?
Its Texas Ratio is 7.84% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was Community Partners Savings Bank previously called?
The charter now named Community Partners Savings Bank has also operated as Marion County Savings Bank (2006-2018), per FDIC structure-change records.
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