Community Partners Savings Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Cash and balances due from depository institutions dropped 69.6% in Q2 2026, from $15.6M to $4.7M. It was the largest change from Q1 2026 among the key lines here. Within Illinois, Community Partners Savings Bank is 254th of 323 on loan-to-deposit ratio, 57.23% as of Q2 2026, below the middle of the field. Community Partners Savings Bank reported 57.23% on loan-to-deposit ratio for Q2 2026, 23.61 points below the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $4.7M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $140.0M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $6.1M |
| Other borrowed money | $23.6M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 8.18% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 57.23% |
| Net loans and leases to deposits | 56.87% |
| Loans and leases to core deposits | 64.25% |
| Core deposits to total deposits | 86.34% |
| Brokered deposits to total deposits | 2.73% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 59.06% | 90.79% | $5.5M | $8.4M |
| Q4 2023 | 61.82% | 91.39% | $6.2M | $16.3M |
| Q1 2024 | 60.47% | 90.40% | $6.6M | $15.6M |
| Q2 2024 | 60.98% | 89.98% | $6.7M | $16.0M |
| Q3 2024 | 58.88% | 87.94% | $7.2M | $22.5M |
| Q4 2024 | 57.93% | 87.01% | $6.1M | $15.7M |
| Q1 2025 | 57.22% | 86.70% | $6.6M | $18.1M |
| Q2 2025 | 59.41% | 86.08% | $6.9M | $24.9M |
| Q3 2025 | 58.95% | 86.51% | $8.9M | $18.9M |
| Q4 2025 | 58.64% | 82.95% | $8.8M | $23.2M |
| Q1 2026 | 55.01% | 85.14% | $8.9M | $22.1M |
| Q2 2026 | 57.23% | 86.34% | $6.1M | $23.6M |
Community Partners Savings Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Community Partners Savings Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Community Partners Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 30819) · FFIEC NIC profile (RSSD 441078)